# Blue Guardian vs Topstep

> Blue Guardian and Topstep compared on cost, risk rules, payouts and platforms. Across 7 directly comparable measures in Prop Firm Pal's like-for-like data, Blue Guardian leads on 2 and Topstep on 2.

**Source:** https://propfirmpal.com/compare/blue-guardian-vs-topstep  
**Generated:** 2026-11-04  
**Publisher:** Prop Firm Pal - independent prop firm comparison

_Prop Firm Pal earns affiliate commission from some listed firms. This is disclosed on-site and does not affect the computed ranking order._

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## Side by side

| Measure | Blue Guardian | Topstep |
| --- | --- | --- |
| Evaluation cost to a $100,000 account | $371 | Not published |
| Cheapest evaluation cost per $1,000 funded | $3.36 | Not published |
| Cheapest evaluation entry price | $24 | $49 |
| Instant funding to $100,000 | $623 | Not offered |
| Evaluation types offered | instant, 1-step, 2-step | 1-step |
| Maximum advertised profit split | 90% | 90% |
| Phase 1 profit target | 4% | Not published |
| Account sizes sold | $5,000, $10,000, $25,000, $50,000, $100,000 +3 more | Not published |
| Daily drawdown limit | 3% | Not published |
| Maximum drawdown limit | 6% | 3% |
| Maximum drawdown style | Trailing | Trailing |
| Drawdown measured on | Equity | Balance |
| Payout frequency | Instant Payouts | Express Funded Account Standard: after 5 winning days of $150 or more. XFA Consistency: after 3 trading days within a 40% consistency target. Live Funded Account: daily after 30 winning days. |
| Payout methods | Riseworks, Crypto | Prop-to-Brokerage (US only), Aeropay (US banks), Wise (China, Canada, UK), ACH (US banks) +1 more |
| Payment methods accepted | Debit Card, Credit Card, Crypto, Apple Pay +1 more | Visa, Mastercard, American Express, Discover +2 more |
| Trading platforms | MT5, Trade Locker, MatchTrader | TopstepX |
| Instruments | Forex, Indicies, Metals, Cryptos +1 more | Equity index futures, Energy futures, Metals futures, Agricultural futures +3 more |
| Maximum forex leverage | 1:50 | Not published |
| Community rating | 4.1/5 (14) | 4.5/5 (1) |
| Founded | 2019 | 2012 |
| Company location | United Arab Emirates | United States |
| Prop Firm Pal verification | Verified | Verified |

## Frequently asked questions

### Which has the better profit split, Blue Guardian or Topstep?

Both advertise a maximum profit split of 90%. The top split is usually gated behind a scaling plan or a paid add-on at either firm, so check what the split is on a first account.

### What is the difference in drawdown rules between Blue Guardian and Topstep?

Daily drawdown is 3% at Blue Guardian and Not published at Topstep. Maximum drawdown is 6% and 3% respectively. Both use a trailing maximum drawdown.

### What platforms do Blue Guardian and Topstep support?

Blue Guardian supports MT5, Trade Locker, MatchTrader. Topstep supports TopstepX.

### Which is rated higher by traders, Blue Guardian or Topstep?

Blue Guardian scores 4.1/5 from 14 reviews and Topstep scores 4.5/5 from 1 review on Prop Firm Pal. Review scores are trader-submitted and are independent of any commercial relationship.

### Should I choose Blue Guardian or Topstep?

On the 7 directly comparable measures on this page, Blue Guardian leads on 2 and Topstep on 2, with 3 tied. Which of those measures matters depends on how you trade: cost matters most if you expect to need several attempts, drawdown style matters most if you hold positions overnight, and payout terms matter most once you are funded. Prop Firm Pal does not recommend one firm over another, and earns affiliate commission from some listed firms.

## Related pages

- [Blue Guardian](https://propfirmpal.com/firms/verified/blue-guardian)
- [Topstep](https://propfirmpal.com/futures/firms/verified/topstep)
- [Every prop firm comparison](https://propfirmpal.com/compare)