# Fintokei vs Lucid Trading

> Fintokei and Lucid Trading compared on cost, risk rules, payouts and platforms. Fintokei advertises the higher profit split at 100% against 90%. Fintokei uses static maximum drawdown and Lucid Trading uses trailing. Across 9 directly comparable measures in Prop Firm Pal's like-for-like data, Fintokei leads on 6 and Lucid Trading on 2.

**Source:** https://propfirmpal.com/compare/fintokei-vs-lucid-trading  
**Generated:** 2026-11-04  
**Publisher:** Prop Firm Pal - independent prop firm comparison

_Prop Firm Pal earns affiliate commission from some listed firms. This is disclosed on-site and does not affect the computed ranking order._

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## Side by side

| Measure | Fintokei | Lucid Trading |
| --- | --- | --- |
| Evaluation cost to a $100,000 account | $419 | Not published |
| Cheapest evaluation cost per $1,000 funded | $4.19 | Not published |
| Cheapest evaluation entry price | $55 | $108 |
| Instant funding to $100,000 | $599 | Not offered |
| Evaluation types offered | 2-step, instant, 3-step, 1-step | 1-step, instant |
| Maximum advertised profit split | 100% | 90% |
| Phase 1 profit target | 2% | 5% |
| Account sizes sold | $5,000, $10,000, $20,000, $25,000, $50,000 +1 more | Not published |
| Daily drawdown limit | 3% | 2% |
| Maximum drawdown limit | 6% | 3% |
| Maximum drawdown style | Static | Trailing |
| Drawdown measured on | Equity | Balance |
| Payout frequency | On-demand | On request once the cycle's minimum profit goal, the 40% consistency rule and the buffer balance are satisfied. Approved payouts average around 15 minutes; WorkMarket transfers can land the next business day. |
| Payout methods | Bank Transfer, Crypto | Plaid (instant US bank transfer), WorkMarket by ADP (bank transfer or PayPal), Crypto (BTC, ETH, LTC, USDT, USDC) |
| Payment methods accepted | Bank Transfer, Cryptocurrency, Visa, Mastercard | Visa, Mastercard, American Express, Discover +2 more |
| Trading platforms | MT4, MT5, cTrader, TradingView | NinjaTrader, Tradovate, TradingView, Tradesea +8 more |
| Instruments | Metals, Energies, Indicies, Crypto | Equity index futures, Energy futures, Metals futures, Interest rate futures +1 more |
| Maximum forex leverage | 1:100 | Not published |
| Community rating | 4.7/5 (3) | 4.5/5 (1) |
| Founded | 2022 | 2020 |
| Company location | Czech Republic | United States |
| Prop Firm Pal verification | Verified | Verified |

## Frequently asked questions

### Which has the better profit split, Fintokei or Lucid Trading?

Fintokei advertises the higher maximum at 100%, against 90% at Lucid Trading. Note that the advertised maximum usually requires a scaling plan or a paid add-on rather than applying to a first account.

### What is the difference in drawdown rules between Fintokei and Lucid Trading?

Daily drawdown is 3% at Fintokei and 2% at Lucid Trading. Maximum drawdown is 6% and 3% respectively. Fintokei uses a static maximum drawdown while Lucid Trading uses a trailing one - a trailing limit follows your peak balance and is materially harder to trade around than a static one fixed to your starting balance.

### What platforms do Fintokei and Lucid Trading support?

Fintokei supports MT4, MT5, cTrader, TradingView. Lucid Trading supports NinjaTrader, Tradovate, TradingView, Tradesea, Sierra Chart, Quantower, MotiveWave, Jigsaw, Bookmap, ATAS, R|Trader Pro, MultiCharts.

### Which is rated higher by traders, Fintokei or Lucid Trading?

Fintokei scores 4.7/5 from 3 reviews and Lucid Trading scores 4.5/5 from 1 review on Prop Firm Pal. Review scores are trader-submitted and are independent of any commercial relationship.

### Should I choose Fintokei or Lucid Trading?

On the 9 directly comparable measures on this page, Fintokei leads on 6 and Lucid Trading on 2, with 1 tied. Which of those measures matters depends on how you trade: cost matters most if you expect to need several attempts, drawdown style matters most if you hold positions overnight, and payout terms matter most once you are funded. Prop Firm Pal does not recommend one firm over another, and earns affiliate commission from some listed firms.

## Related pages

- [Fintokei](https://propfirmpal.com/firms/verified/fintokei)
- [Lucid Trading](https://propfirmpal.com/futures/firms/verified/lucid-trading)
- [Every prop firm comparison](https://propfirmpal.com/compare)