# Funded Next vs Topstep

> Funded Next and Topstep compared on cost, risk rules, payouts and platforms. Funded Next advertises the higher profit split at 95% against 90%. Across 7 directly comparable measures in Prop Firm Pal's like-for-like data, Funded Next leads on 3 and Topstep on 2.

**Source:** https://propfirmpal.com/compare/funded-next-vs-topstep  
**Generated:** 2026-11-04  
**Publisher:** Prop Firm Pal - independent prop firm comparison

_Prop Firm Pal earns affiliate commission from some listed firms. This is disclosed on-site and does not affect the computed ranking order._

---

## Side by side

| Measure | Funded Next | Topstep |
| --- | --- | --- |
| Evaluation cost to a $100,000 account | $400 | Not published |
| Cheapest evaluation cost per $1,000 funded | $3.99 | Not published |
| Cheapest evaluation entry price | $33 | $49 |
| Instant funding to $100,000 | Not offered | Not offered |
| Evaluation types offered | 2-step, 1-step, instant | 1-step |
| Maximum advertised profit split | 95% | 90% |
| Phase 1 profit target | 4% | Not published |
| Account sizes sold | $2,000, $5,000, $6,000, $10,000, $15,000 +5 more | Not published |
| Daily drawdown limit | 3% | Not published |
| Maximum drawdown limit | 6% | 3% |
| Maximum drawdown style | Trailing | Trailing |
| Drawdown measured on | Equity | Balance |
| Payout frequency | Bi-weekly | Express Funded Account Standard: after 5 winning days of $150 or more. XFA Consistency: after 3 trading days within a 40% consistency target. Live Funded Account: daily after 30 winning days. |
| Payout methods | Not published | Prop-to-Brokerage (US only), Aeropay (US banks), Wise (China, Canada, UK), ACH (US banks) +1 more |
| Payment methods accepted | Credit/Debit Card, Cryptocurrency, Perfect Money, Bank Transfer | Visa, Mastercard, American Express, Discover +2 more |
| Trading platforms | MT4, MT5, cTrader, MatchTrader +1 more | TopstepX |
| Instruments | Forex, Indices, Commodities, Crypto +1 more | Equity index futures, Energy futures, Metals futures, Agricultural futures +3 more |
| Maximum forex leverage | 1:100 | Not published |
| Community rating | 4.0/5 (11) | 4.5/5 (1) |
| Founded | 2022 | 2012 |
| Company location | United Arab Emirates | United States |
| Prop Firm Pal verification | Verified | Verified |

## Frequently asked questions

### Which has the better profit split, Funded Next or Topstep?

Funded Next advertises the higher maximum at 95%, against 90% at Topstep. Note that the advertised maximum usually requires a scaling plan or a paid add-on rather than applying to a first account.

### What is the difference in drawdown rules between Funded Next and Topstep?

Daily drawdown is 3% at Funded Next and Not published at Topstep. Maximum drawdown is 6% and 3% respectively. Both use a trailing maximum drawdown.

### What platforms do Funded Next and Topstep support?

Funded Next supports MT4, MT5, cTrader, MatchTrader, Trade Locker. Topstep supports TopstepX.

### Which is rated higher by traders, Funded Next or Topstep?

Funded Next scores 4.0/5 from 11 reviews and Topstep scores 4.5/5 from 1 review on Prop Firm Pal. Review scores are trader-submitted and are independent of any commercial relationship.

### Should I choose Funded Next or Topstep?

On the 7 directly comparable measures on this page, Funded Next leads on 3 and Topstep on 2, with 2 tied. Which of those measures matters depends on how you trade: cost matters most if you expect to need several attempts, drawdown style matters most if you hold positions overnight, and payout terms matter most once you are funded. Prop Firm Pal does not recommend one firm over another, and earns affiliate commission from some listed firms.

## Related pages

- [Funded Next](https://propfirmpal.com/firms/verified/funded-next)
- [Topstep](https://propfirmpal.com/futures/firms/verified/topstep)
- [Every prop firm comparison](https://propfirmpal.com/compare)