# Funding Pips vs Instant Funding

> Instant Funding is the cheaper route to a $100,000 funded account at $219 against $422 for Funding Pips — a difference of $203. Funding Pips advertises the higher profit split at 95% against 90%. Funding Pips uses static maximum drawdown and Instant Funding uses trailing. Across 12 directly comparable measures in Prop Firm Pal's like-for-like data, Funding Pips leads on 6 and Instant Funding on 3.

**Source:** https://propfirmpal.com/compare/funding-pips-vs-instant-funding  
**Generated:** 2026-10-22  
**Publisher:** Prop Firm Pal — independent prop firm comparison

_Prop Firm Pal earns affiliate commission from some listed firms. This is disclosed on-site and does not affect the computed ranking order._

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## Side by side

| Measure | Funding Pips | Instant Funding |
| --- | --- | --- |
| Evaluation cost to a $100,000 account | $422 | $219 |
| Cheapest evaluation cost per $1,000 funded | $2.36 | $1.99 |
| Cheapest evaluation entry price | $29 | $34 |
| Instant funding to $100,000 | $444 | $484 |
| Evaluation types offered | 2-step, 1-step, instant | instant, 1-step, 2-step |
| Maximum advertised profit split | 95% | 90% |
| Phase 1 profit target | 5% | 5% |
| Account sizes sold | $5,000, $10,000, $25,000, $50,000, $100,000 +1 more | $625, $1,250, $2,000, $2,500, $5,000 +10 more |
| Daily drawdown limit | 3% | 2% |
| Maximum drawdown limit | 5% | 4% |
| Maximum drawdown style | Static | Trailing |
| Drawdown measured on | Equity | Equity |
| Payout frequency | Bi-weekly | Weekly |
| Payout methods | Bank Transfer, Visa, Mastercard, Cryptom +1 more | Not published |
| Payment methods accepted | Credit Card, Debit Card, Crypto, Bank Transfer +5 more | Card, Crypto, Bank Transfer |
| Trading platforms | MT5, cTrader, MatchTrader | cTrader, MatchTrader, MT5 |
| Instruments | Forex, Metals, Energy, Crypto +1 more | Forex, Indices, Commodities, Metals +1 more |
| Maximum forex leverage | 1:100 | 1:100 |
| Community rating | 4.0/5 (63) | 4.0/5 (1) |
| Founded | 2022 | 2021 |
| Company location | United Arab Emirates | United Kingdom |
| Prop Firm Pal verification | Verified | Verified |

## Frequently asked questions

### Is Funding Pips or Instant Funding cheaper?

Instant Funding is cheaper for an evaluation to a $100,000 funded account at $219, against $422 for Funding Pips. Entry prices differ too — Funding Pips starts at $29 and Instant Funding at $34 — but those are for different account sizes, so they are not a like-for-like comparison.

### Which has the better profit split, Funding Pips or Instant Funding?

Funding Pips advertises the higher maximum at 95%, against 90% at Instant Funding. Note that the advertised maximum usually requires a scaling plan or a paid add-on rather than applying to a first account.

### What is the difference in drawdown rules between Funding Pips and Instant Funding?

Daily drawdown is 3% at Funding Pips and 2% at Instant Funding. Maximum drawdown is 5% and 4% respectively. Funding Pips uses a static maximum drawdown while Instant Funding uses a trailing one — a trailing limit follows your peak balance and is materially harder to trade around than a static one fixed to your starting balance.

### What platforms do Funding Pips and Instant Funding support?

Funding Pips supports MT5, cTrader, MatchTrader. Instant Funding supports cTrader, MatchTrader, MT5.

### Which is rated higher by traders, Funding Pips or Instant Funding?

Funding Pips scores 4.0/5 from 63 reviews and Instant Funding scores 4.0/5 from 1 review on Prop Firm Pal. Review scores are trader-submitted and are independent of any commercial relationship.

### Should I choose Funding Pips or Instant Funding?

On the 12 directly comparable measures on this page, Funding Pips leads on 6 and Instant Funding on 3, with 3 tied. Which of those measures matters depends on how you trade: cost matters most if you expect to need several attempts, drawdown style matters most if you hold positions overnight, and payout terms matter most once you are funded. Prop Firm Pal does not recommend one firm over another, and earns affiliate commission from some listed firms.

## Related pages

- [Funding Pips](https://propfirmpal.com/firms/verified/funding-pips)
- [Instant Funding](https://propfirmpal.com/firms/verified/instant-funding)
- [Every prop firm comparison](https://propfirmpal.com/compare)