# Funding Pips vs X Pips

> Funding Pips is the cheaper route to a $100,000 funded account at $422 against $549 for X Pips — a difference of $127. Funding Pips advertises the higher profit split at 95% against 85%. Funding Pips uses static maximum drawdown and X Pips uses trailing. Across 11 directly comparable measures, Funding Pips leads on 8 and X Pips on 3.

**Source:** https://propfirmpal.com/compare/funding-pips-vs-x-pips  
**Generated:** 2026-09-25  
**Publisher:** Prop Firm Pal — independent prop firm comparison

_Prop Firm Pal earns affiliate commission from some listed firms. This is disclosed on-site and does not affect the computed ranking order._

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## Side by side

| Measure | Funding Pips | X Pips |
| --- | --- | --- |
| Evaluation cost to a $100,000 account | $422 | $549 |
| Cheapest evaluation cost per $1,000 funded | $2.36 | $4.94 |
| Cheapest evaluation entry price | $29 | $49 |
| Instant funding to $100,000 | $444 | $749 |
| Evaluation types offered | 2-step, 1-step, instant | 1-step, 2-step, instant |
| Maximum advertised profit split | 95% | 85% |
| Phase 1 profit target | 5% | 4% |
| Account sizes sold | $5,000, $10,000, $25,000, $50,000, $100,000 +1 more | $5,000, $10,000, $25,000, $50,000, $100,000 +2 more |
| Daily drawdown limit | 3% | 4% |
| Maximum drawdown limit | 5% | 6% |
| Maximum drawdown style | Static | Trailing |
| Drawdown measured on | Equity | Not published |
| Payout frequency | Bi-weekly | Monthly by default; bi-weekly with a paid add-on |
| Payout methods | Bank Transfer, Visa, Mastercard, Cryptom +1 more | Cryptocurrency |
| Payment methods accepted | Credit Card, Debit Card, Crypto, Bank Transfer +5 more | Not published |
| Trading platforms | MT5, cTrader, MatchTrader | Not published |
| Instruments | Forex, Metals, Energy, Crypto +1 more | Not published |
| Maximum forex leverage | 1:100 | Not published |
| Community rating | 4.0/5 (61) | No reviews yet |
| Founded | 2022 | 2024 |
| Company location | United Arab Emirates | United Kingdom |
| Prop Firm Pal verification | Verified | Sourced, not verified |

## Frequently asked questions

### Is Funding Pips or X Pips cheaper?

Funding Pips is cheaper for an evaluation to a $100,000 funded account at $422, against $549 for X Pips. Entry prices differ too — Funding Pips starts at $29 and X Pips at $49 — but those are for different account sizes, so they are not a like-for-like comparison.

### Which has the better profit split, Funding Pips or X Pips?

Funding Pips advertises the higher maximum at 95%, against 85% at X Pips. Note that the advertised maximum usually requires a scaling plan or a paid add-on rather than applying to a first account.

### What is the difference in drawdown rules between Funding Pips and X Pips?

Daily drawdown is 3% at Funding Pips and 4% at X Pips. Maximum drawdown is 5% and 6% respectively. Funding Pips uses a static maximum drawdown while X Pips uses a trailing one — a trailing limit follows your peak balance and is materially harder to trade around than a static one fixed to your starting balance.

### What platforms do Funding Pips and X Pips support?

Funding Pips supports MT5, cTrader, MatchTrader. X Pips supports no platforms we have on record.

### Which is rated higher by traders, Funding Pips or X Pips?

Funding Pips scores 4.0/5 from 61 reviews and X Pips scores no reviews yet on Prop Firm Pal. Review scores are trader-submitted and are independent of any commercial relationship.

### Should I choose Funding Pips or X Pips?

On the 11 directly comparable measures on this page, Funding Pips leads on 8 and X Pips on 3. Which of those measures matters depends on how you trade: cost matters most if you expect to need several attempts, drawdown style matters most if you hold positions overnight, and payout terms matter most once you are funded. Prop Firm Pal does not recommend one firm over another, and earns affiliate commission from some listed firms.

## Related pages

- [Funding Pips](https://propfirmpal.com/firms/verified/funding-pips)
- [X Pips](https://propfirmpal.com/firms/unverified/x-pips)
- [Every prop firm comparison](https://propfirmpal.com/compare)