# Funding Traders vs Topstep

> Funding Traders and Topstep compared on cost, risk rules, payouts and platforms. Funding Traders advertises the higher profit split at 100% against 90%. Across 7 directly comparable measures in Prop Firm Pal's like-for-like data, Funding Traders leads on 3 and Topstep on 2.

**Source:** https://propfirmpal.com/compare/funding-traders-vs-topstep  
**Generated:** 2026-11-04  
**Publisher:** Prop Firm Pal - independent prop firm comparison

_Prop Firm Pal earns affiliate commission from some listed firms. This is disclosed on-site and does not affect the computed ranking order._

---

## Side by side

| Measure | Funding Traders | Topstep |
| --- | --- | --- |
| Evaluation cost to a $100,000 account | $419 | Not published |
| Cheapest evaluation cost per $1,000 funded | $4.00 | Not published |
| Cheapest evaluation entry price | $39 | $49 |
| Instant funding to $100,000 | $670 | Not offered |
| Evaluation types offered | instant, 2-step, 1-step | 1-step |
| Maximum advertised profit split | 100% | 90% |
| Phase 1 profit target | 5% | Not published |
| Account sizes sold | $5,000, $10,000, $25,000, $50,000, $100,000 +2 more | Not published |
| Daily drawdown limit | 3% | Not published |
| Maximum drawdown limit | 6% | 3% |
| Maximum drawdown style | Trailing | Trailing |
| Drawdown measured on | Equity | Balance |
| Payout frequency | 14 Days | Express Funded Account Standard: after 5 winning days of $150 or more. XFA Consistency: after 3 trading days within a 40% consistency target. Live Funded Account: daily after 30 winning days. |
| Payout methods | Rise, Crypto | Prop-to-Brokerage (US only), Aeropay (US banks), Wise (China, Canada, UK), ACH (US banks) +1 more |
| Payment methods accepted | Credit Card, Debit Card, Crypto | Visa, Mastercard, American Express, Discover +2 more |
| Trading platforms | MT5, Trade Locker | TopstepX |
| Instruments | Forex, Crypto, Indices, Oil +1 more | Equity index futures, Energy futures, Metals futures, Agricultural futures +3 more |
| Maximum forex leverage | 1:50 | Not published |
| Community rating | No reviews yet | 4.5/5 (1) |
| Founded | 2023 | 2012 |
| Company location | Hong Kong | United States |
| Prop Firm Pal verification | Verified | Verified |

## Frequently asked questions

### Which has the better profit split, Funding Traders or Topstep?

Funding Traders advertises the higher maximum at 100%, against 90% at Topstep. Note that the advertised maximum usually requires a scaling plan or a paid add-on rather than applying to a first account.

### What is the difference in drawdown rules between Funding Traders and Topstep?

Daily drawdown is 3% at Funding Traders and Not published at Topstep. Maximum drawdown is 6% and 3% respectively. Both use a trailing maximum drawdown.

### What platforms do Funding Traders and Topstep support?

Funding Traders supports MT5, Trade Locker. Topstep supports TopstepX.

### Should I choose Funding Traders or Topstep?

On the 7 directly comparable measures on this page, Funding Traders leads on 3 and Topstep on 2, with 2 tied. Which of those measures matters depends on how you trade: cost matters most if you expect to need several attempts, drawdown style matters most if you hold positions overnight, and payout terms matter most once you are funded. Prop Firm Pal does not recommend one firm over another, and earns affiliate commission from some listed firms.

## Related pages

- [Funding Traders](https://propfirmpal.com/firms/verified/funding-traders)
- [Topstep](https://propfirmpal.com/futures/firms/verified/topstep)
- [Every prop firm comparison](https://propfirmpal.com/compare)