# Instant Funding vs Lark Funding

> Instant Funding is the cheaper route to a $100,000 funded account at $219 against $370 for Lark Funding — a difference of $151. Across 12 directly comparable measures in Prop Firm Pal's like-for-like data, Instant Funding leads on 5 and Lark Funding on 3.

**Source:** https://propfirmpal.com/compare/instant-funding-vs-lark-funding  
**Generated:** 2026-10-22  
**Publisher:** Prop Firm Pal — independent prop firm comparison

_Prop Firm Pal earns affiliate commission from some listed firms. This is disclosed on-site and does not affect the computed ranking order._

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## Side by side

| Measure | Instant Funding | Lark Funding |
| --- | --- | --- |
| Evaluation cost to a $100,000 account | $219 | $370 |
| Cheapest evaluation cost per $1,000 funded | $1.99 | $3.70 |
| Cheapest evaluation entry price | $34 | $105 |
| Instant funding to $100,000 | $484 | $4,500 |
| Evaluation types offered | instant, 1-step, 2-step | 1-step, 3-step, instant |
| Maximum advertised profit split | 90% | 90% |
| Phase 1 profit target | 5% | 3% |
| Account sizes sold | $625, $1,250, $2,000, $2,500, $5,000 +10 more | $5,000, $10,000, $25,000, $50,000, $100,000 +1 more |
| Daily drawdown limit | 2% | 5% |
| Maximum drawdown limit | 4% | 5% |
| Maximum drawdown style | Trailing | Trailing |
| Drawdown measured on | Equity | Equity |
| Payout frequency | Weekly | Not published |
| Payout methods | Not published | Bank Transfer, Wise, Crypto, PayPal +1 more |
| Payment methods accepted | Card, Crypto, Bank Transfer | Credit Card, Crypto, Wise, Riseworks |
| Trading platforms | cTrader, MatchTrader, MT5 | MT4, MT5, cTrader, DXtrade +1 more |
| Instruments | Forex, Indices, Commodities, Metals +1 more | Forex, Indices, Commodities, Crypto +2 more |
| Maximum forex leverage | 1:100 | 1:50 |
| Community rating | 4.0/5 (1) | 4.5/5 (7) |
| Founded | 2021 | 2022 |
| Company location | United Kingdom | Canada |
| Prop Firm Pal verification | Verified | Verified |

## Frequently asked questions

### Is Instant Funding or Lark Funding cheaper?

Instant Funding is cheaper for an evaluation to a $100,000 funded account at $219, against $370 for Lark Funding. Entry prices differ too — Instant Funding starts at $34 and Lark Funding at $105 — but those are for different account sizes, so they are not a like-for-like comparison.

### Which has the better profit split, Instant Funding or Lark Funding?

Both advertise a maximum profit split of 90%. The top split is usually gated behind a scaling plan or a paid add-on at either firm, so check what the split is on a first account.

### What is the difference in drawdown rules between Instant Funding and Lark Funding?

Daily drawdown is 2% at Instant Funding and 5% at Lark Funding. Maximum drawdown is 4% and 5% respectively. Both use a trailing maximum drawdown.

### What platforms do Instant Funding and Lark Funding support?

Instant Funding supports cTrader, MatchTrader, MT5. Lark Funding supports MT4, MT5, cTrader, DXtrade, TradingView.

### Which is rated higher by traders, Instant Funding or Lark Funding?

Instant Funding scores 4.0/5 from 1 review and Lark Funding scores 4.5/5 from 7 reviews on Prop Firm Pal. Review scores are trader-submitted and are independent of any commercial relationship.

### Should I choose Instant Funding or Lark Funding?

On the 12 directly comparable measures on this page, Instant Funding leads on 5 and Lark Funding on 3, with 4 tied. Which of those measures matters depends on how you trade: cost matters most if you expect to need several attempts, drawdown style matters most if you hold positions overnight, and payout terms matter most once you are funded. Prop Firm Pal does not recommend one firm over another, and earns affiliate commission from some listed firms.

## Related pages

- [Instant Funding](https://propfirmpal.com/firms/verified/instant-funding)
- [Lark Funding](https://propfirmpal.com/firms/verified/lark-funding)
- [Every prop firm comparison](https://propfirmpal.com/compare)