# Instant Funding vs Top One Futures

> Instant Funding and Top One Futures compared on cost, risk rules, payouts and platforms. Instant Funding uses trailing maximum drawdown and Top One Futures uses static. Across 9 directly comparable measures in Prop Firm Pal's like-for-like data, Instant Funding leads on 5 and Top One Futures on 2.

**Source:** https://propfirmpal.com/compare/instant-funding-vs-top-one-futures  
**Generated:** 2026-11-04  
**Publisher:** Prop Firm Pal - independent prop firm comparison

_Prop Firm Pal earns affiliate commission from some listed firms. This is disclosed on-site and does not affect the computed ranking order._

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## Side by side

| Measure | Instant Funding | Top One Futures |
| --- | --- | --- |
| Evaluation cost to a $100,000 account | $219 | Not published |
| Cheapest evaluation cost per $1,000 funded | $1.99 | Not published |
| Cheapest evaluation entry price | $34 | $178 |
| Instant funding to $100,000 | $484 | Not offered |
| Evaluation types offered | instant, 1-step, 2-step | 1-step |
| Maximum advertised profit split | 90% | 90% |
| Phase 1 profit target | 5% | 6% |
| Account sizes sold | $625, $1,250, $2,000, $2,500, $5,000 +10 more | Not published |
| Daily drawdown limit | 2% | 1.23% |
| Maximum drawdown limit | 4% | 3% |
| Maximum drawdown style | Trailing | Static |
| Drawdown measured on | Equity | Balance |
| Payout frequency | Weekly | Daily on the Elite Daily funded account, with no consistency rule once funded. |
| Payout methods | Not published | Not published |
| Payment methods accepted | Card, Crypto, Bank Transfer | Credit card, Debit card |
| Trading platforms | cTrader, MatchTrader, MT5 | Tradovate, TradingView, NinjaTrader, Quantower |
| Instruments | Forex, Indices, Commodities, Metals +1 more | Equity index futures, Energy futures, Metals futures, Interest rate futures +1 more |
| Maximum forex leverage | 1:100 | Not published |
| Community rating | 4.4/5 (2) | No reviews yet |
| Founded | 2021 | 2024 |
| Company location | United Kingdom | United States |
| Prop Firm Pal verification | Verified | Verified |

## Frequently asked questions

### Which has the better profit split, Instant Funding or Top One Futures?

Both advertise a maximum profit split of 90%. The top split is usually gated behind a scaling plan or a paid add-on at either firm, so check what the split is on a first account.

### What is the difference in drawdown rules between Instant Funding and Top One Futures?

Daily drawdown is 2% at Instant Funding and 1.23% at Top One Futures. Maximum drawdown is 4% and 3% respectively. Instant Funding uses a trailing maximum drawdown while Top One Futures uses a static one - a trailing limit follows your peak balance and is materially harder to trade around than a static one fixed to your starting balance.

### What platforms do Instant Funding and Top One Futures support?

Instant Funding supports cTrader, MatchTrader, MT5. Top One Futures supports Tradovate, TradingView, NinjaTrader, Quantower.

### Should I choose Instant Funding or Top One Futures?

On the 9 directly comparable measures on this page, Instant Funding leads on 5 and Top One Futures on 2, with 2 tied. Which of those measures matters depends on how you trade: cost matters most if you expect to need several attempts, drawdown style matters most if you hold positions overnight, and payout terms matter most once you are funded. Prop Firm Pal does not recommend one firm over another, and earns affiliate commission from some listed firms.

## Related pages

- [Instant Funding](https://propfirmpal.com/firms/verified/instant-funding)
- [Top One Futures](https://propfirmpal.com/futures/firms/verified/top-one-futures)
- [Every prop firm comparison](https://propfirmpal.com/compare)