# Lark Funding vs Topstep

> Lark Funding and Topstep compared on cost, risk rules, payouts and platforms. Across 7 directly comparable measures in Prop Firm Pal's like-for-like data, Lark Funding leads on 1 and Topstep on 3.

**Source:** https://propfirmpal.com/compare/lark-funding-vs-topstep  
**Generated:** 2026-11-04  
**Publisher:** Prop Firm Pal - independent prop firm comparison

_Prop Firm Pal earns affiliate commission from some listed firms. This is disclosed on-site and does not affect the computed ranking order._

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## Side by side

| Measure | Lark Funding | Topstep |
| --- | --- | --- |
| Evaluation cost to a $100,000 account | $370 | Not published |
| Cheapest evaluation cost per $1,000 funded | $3.70 | Not published |
| Cheapest evaluation entry price | $105 | $49 |
| Instant funding to $100,000 | $4,500 | Not offered |
| Evaluation types offered | 1-step, 3-step, instant | 1-step |
| Maximum advertised profit split | 90% | 90% |
| Phase 1 profit target | 3% | Not published |
| Account sizes sold | $5,000, $10,000, $25,000, $50,000, $100,000 +1 more | Not published |
| Daily drawdown limit | 5% | Not published |
| Maximum drawdown limit | 5% | 3% |
| Maximum drawdown style | Trailing | Trailing |
| Drawdown measured on | Equity | Balance |
| Payout frequency | Not published | Express Funded Account Standard: after 5 winning days of $150 or more. XFA Consistency: after 3 trading days within a 40% consistency target. Live Funded Account: daily after 30 winning days. |
| Payout methods | Bank Transfer, Wise, Crypto, PayPal +1 more | Prop-to-Brokerage (US only), Aeropay (US banks), Wise (China, Canada, UK), ACH (US banks) +1 more |
| Payment methods accepted | Credit Card, Crypto, Wise, Riseworks | Visa, Mastercard, American Express, Discover +2 more |
| Trading platforms | MT4, MT5, cTrader, DXtrade +1 more | TopstepX |
| Instruments | Forex, Indices, Commodities, Crypto +2 more | Equity index futures, Energy futures, Metals futures, Agricultural futures +3 more |
| Maximum forex leverage | 1:50 | Not published |
| Community rating | 4.5/5 (7) | 4.5/5 (1) |
| Founded | 2022 | 2012 |
| Company location | Canada | United States |
| Prop Firm Pal verification | Verified | Verified |

## Frequently asked questions

### Which has the better profit split, Lark Funding or Topstep?

Both advertise a maximum profit split of 90%. The top split is usually gated behind a scaling plan or a paid add-on at either firm, so check what the split is on a first account.

### What is the difference in drawdown rules between Lark Funding and Topstep?

Daily drawdown is 5% at Lark Funding and Not published at Topstep. Maximum drawdown is 5% and 3% respectively. Both use a trailing maximum drawdown.

### What platforms do Lark Funding and Topstep support?

Lark Funding supports MT4, MT5, cTrader, DXtrade, TradingView. Topstep supports TopstepX.

### Which is rated higher by traders, Lark Funding or Topstep?

Lark Funding scores 4.5/5 from 7 reviews and Topstep scores 4.5/5 from 1 review on Prop Firm Pal. Review scores are trader-submitted and are independent of any commercial relationship.

### Should I choose Lark Funding or Topstep?

On the 7 directly comparable measures on this page, Lark Funding leads on 1 and Topstep on 3, with 3 tied. Which of those measures matters depends on how you trade: cost matters most if you expect to need several attempts, drawdown style matters most if you hold positions overnight, and payout terms matter most once you are funded. Prop Firm Pal does not recommend one firm over another, and earns affiliate commission from some listed firms.

## Related pages

- [Lark Funding](https://propfirmpal.com/firms/verified/lark-funding)
- [Topstep](https://propfirmpal.com/futures/firms/verified/topstep)
- [Every prop firm comparison](https://propfirmpal.com/compare)