# Lucid Trading vs Topstep

> Lucid Trading and Topstep compared on cost, risk rules, payouts and platforms. Across 7 directly comparable measures in Prop Firm Pal's like-for-like data, Lucid Trading leads on 0 and Topstep on 2.

**Source:** https://propfirmpal.com/compare/lucid-trading-vs-topstep  
**Generated:** 2026-11-04  
**Publisher:** Prop Firm Pal - independent prop firm comparison

_Prop Firm Pal earns affiliate commission from some listed firms. This is disclosed on-site and does not affect the computed ranking order._

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## Side by side

| Measure | Lucid Trading | Topstep |
| --- | --- | --- |
| Evaluation cost to a $100,000 account | Not published | Not published |
| Cheapest evaluation cost per $1,000 funded | Not published | Not published |
| Cheapest evaluation entry price | $108 | $49 |
| Evaluation types offered | 1-step, instant | 1-step |
| Maximum advertised profit split | 90% | 90% |
| Phase 1 profit target | 5% | Not published |
| Account sizes sold | Not published | Not published |
| Daily drawdown limit | 2% | Not published |
| Maximum drawdown limit | 3% | 3% |
| Maximum drawdown style | Trailing | Trailing |
| Drawdown measured on | Balance | Balance |
| Payout frequency | On request once the cycle's minimum profit goal, the 40% consistency rule and the buffer balance are satisfied. Approved payouts average around 15 minutes; WorkMarket transfers can land the next business day. | Express Funded Account Standard: after 5 winning days of $150 or more. XFA Consistency: after 3 trading days within a 40% consistency target. Live Funded Account: daily after 30 winning days. |
| Payout methods | Plaid (instant US bank transfer), WorkMarket by ADP (bank transfer or PayPal), Crypto (BTC, ETH, LTC, USDT, USDC) | Prop-to-Brokerage (US only), Aeropay (US banks), Wise (China, Canada, UK), ACH (US banks) +1 more |
| Payment methods accepted | Visa, Mastercard, American Express, Discover +2 more | Visa, Mastercard, American Express, Discover +2 more |
| Trading platforms | NinjaTrader, Tradovate, TradingView, Tradesea +8 more | TopstepX |
| Instruments | Equity index futures, Energy futures, Metals futures, Interest rate futures +1 more | Equity index futures, Energy futures, Metals futures, Agricultural futures +3 more |
| Maximum forex leverage | Not published | Not published |
| Community rating | 4.5/5 (1) | 4.5/5 (1) |
| Founded | 2020 | 2012 |
| Company location | United States | United States |
| Prop Firm Pal verification | Verified | Verified |

## Frequently asked questions

### Which has the better profit split, Lucid Trading or Topstep?

Both advertise a maximum profit split of 90%. The top split is usually gated behind a scaling plan or a paid add-on at either firm, so check what the split is on a first account.

### What is the difference in drawdown rules between Lucid Trading and Topstep?

Daily drawdown is 2% at Lucid Trading and Not published at Topstep. Maximum drawdown is 3% and 3% respectively. Both use a trailing maximum drawdown.

### What platforms do Lucid Trading and Topstep support?

Lucid Trading supports NinjaTrader, Tradovate, TradingView, Tradesea, Sierra Chart, Quantower, MotiveWave, Jigsaw, Bookmap, ATAS, R|Trader Pro, MultiCharts. Topstep supports TopstepX.

### Should I choose Lucid Trading or Topstep?

On the 7 directly comparable measures on this page, Lucid Trading leads on 0 and Topstep on 2, with 5 tied. Which of those measures matters depends on how you trade: cost matters most if you expect to need several attempts, drawdown style matters most if you hold positions overnight, and payout terms matter most once you are funded. Prop Firm Pal does not recommend one firm over another, and earns affiliate commission from some listed firms.

## Related pages

- [Lucid Trading](https://propfirmpal.com/futures/firms/verified/lucid-trading)
- [Topstep](https://propfirmpal.com/futures/firms/verified/topstep)
- [Every prop firm comparison](https://propfirmpal.com/compare)