# My Crypto Funding vs Topstep

> My Crypto Funding and Topstep compared on cost, risk rules, payouts and platforms. My Crypto Funding advertises the higher profit split at 100% against 90%. Across 7 directly comparable measures in Prop Firm Pal's like-for-like data, My Crypto Funding leads on 2 and Topstep on 3.

**Source:** https://propfirmpal.com/compare/my-crypto-funding-vs-topstep  
**Generated:** 2026-11-04  
**Publisher:** Prop Firm Pal - independent prop firm comparison

_Prop Firm Pal earns affiliate commission from some listed firms. This is disclosed on-site and does not affect the computed ranking order._

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## Side by side

| Measure | My Crypto Funding | Topstep |
| --- | --- | --- |
| Evaluation cost to a $100,000 account | $744 | Not published |
| Cheapest evaluation cost per $1,000 funded | $6.50 | Not published |
| Cheapest evaluation entry price | $50 | $49 |
| Evaluation types offered | 1-step, 2-step | 1-step |
| Maximum advertised profit split | 100% | 90% |
| Phase 1 profit target | 8% | Not published |
| Account sizes sold | $5,000, $10,000, $25,000, $50,000, $100,000 +1 more | Not published |
| Daily drawdown limit | 4% | Not published |
| Maximum drawdown limit | 10% | 3% |
| Maximum drawdown style | Trailing | Trailing |
| Drawdown measured on | Equity | Balance |
| Payout frequency | Once funded, withdrawals can be requested every 15 trading days. | Express Funded Account Standard: after 5 winning days of $150 or more. XFA Consistency: after 3 trading days within a 40% consistency target. Live Funded Account: daily after 30 winning days. |
| Payout methods | Crypto, Bank Transfer | Prop-to-Brokerage (US only), Aeropay (US banks), Wise (China, Canada, UK), ACH (US banks) +1 more |
| Payment methods accepted | Crypto, Debit Card, Credit Card, PayPal | Visa, Mastercard, American Express, Discover +2 more |
| Trading platforms | MT5, MCF | TopstepX |
| Instruments | Crypto, Forex, Indicies, Commodities +1 more | Equity index futures, Energy futures, Metals futures, Agricultural futures +3 more |
| Maximum forex leverage | 1:100 | Not published |
| Community rating | 4.0/5 (2) | 4.5/5 (1) |
| Founded | 2024 | 2012 |
| Company location | Saint Lucia | United States |
| Prop Firm Pal verification | Verified | Verified |

## Frequently asked questions

### Which has the better profit split, My Crypto Funding or Topstep?

My Crypto Funding advertises the higher maximum at 100%, against 90% at Topstep. Note that the advertised maximum usually requires a scaling plan or a paid add-on rather than applying to a first account.

### What is the difference in drawdown rules between My Crypto Funding and Topstep?

Daily drawdown is 4% at My Crypto Funding and Not published at Topstep. Maximum drawdown is 10% and 3% respectively. Both use a trailing maximum drawdown.

### What platforms do My Crypto Funding and Topstep support?

My Crypto Funding supports MT5, MCF. Topstep supports TopstepX.

### Should I choose My Crypto Funding or Topstep?

On the 7 directly comparable measures on this page, My Crypto Funding leads on 2 and Topstep on 3, with 2 tied. Which of those measures matters depends on how you trade: cost matters most if you expect to need several attempts, drawdown style matters most if you hold positions overnight, and payout terms matter most once you are funded. Prop Firm Pal does not recommend one firm over another, and earns affiliate commission from some listed firms.

## Related pages

- [My Crypto Funding](https://propfirmpal.com/firms/verified/my-crypto-funding)
- [Topstep](https://propfirmpal.com/futures/firms/verified/topstep)
- [Every prop firm comparison](https://propfirmpal.com/compare)