# Eightcap Challenges — rules, pricing and payouts

> Eightcap Challenges — 1-step/2-step/instant evaluations from USD 59, USD 599 to a $100,000 funded account, up to 80% profit split.

**Source:** https://propfirmpal.com/firms/unverified/eightcap-challenges  
**Generated:** 2026-10-07  
**Publisher:** Prop Firm Pal — independent prop firm comparison

_Prop Firm Pal earns affiliate commission from some listed firms. This is disclosed on-site and does not affect the computed ranking order._

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Eightcap Challenges is a proprietary trading platform by Eightcap offering simulated trading challenges. Trade on MT4, MT5 or TradeLocker with account sizes from $5,000 to $200,000. One Phase and Two Phase evaluations with up to 90% profit split. Industry-first Day Trader Challenges with 1-8 hour sessions, stakes from $5-$500, and up to 10x payout multipliers. Backed by regulated broker Eightcap, Dubai registered.

## Key terms
| Field | Value |
| --- | --- |
| Verification | Listed, not verified |
| Company location | United Arab Emirates |
| Founded | 2025 |
| Community rating | no reviews yet |
| Evaluation types | 1-step, 2-step, instant |
| Cost to a $100,000 funded account | USD 599 |
| Cheapest entry price | USD 59 |
| Instant funding to $100,000 | not published |
| Account sizes | $5,000, $10,000, $25,000, $50,000, $100,000, $200,000 |
| Maximum profit split | 80% |
| Phase 1 profit target | 8% |
| Daily drawdown | 4% |
| Maximum drawdown | 8% |
| Drawdown style | static |
| Drawdown measured on | balance |
| Platforms | MT4, MT5, Trade Locker |
| Instruments | Forex, Indices, Commodities, Crypto |
| Payment methods | Card, Crypto |
| Payout methods | not published |
| Payout frequency | Every 14 days (7 days with add-on) |
## Is Eightcap Challenges legit?

Prop Firm Pal has not verified Eightcap Challenges, so this is not an endorsement: it is what the record shows. It was founded in 2025. Its website has been active in Prop Firm Pal's monthly traffic record since November 2025, and traffic over the last three months is growing fast. Its payout policy is published, and summarised on the Payouts tab.

| Record | What we hold |
| --- | --- |
| Founded | 2025 |
| In our traffic record | Since November 2025 (11 months) |
| Traffic, last three months | Growing fast (+284% to September 2026) |

- Founded: "Eightcap Challenges launched in November 2025 and has grown fast." — https://www.eightcap.com/en/traders/about-us/news-awards/eightcap-challenges-joins-propinder/

## What this firm publishes

Eightcap Challenges is the prop trading program of the broker Eightcap, launched in November 2025 and run on the broker's own infrastructure rather than through a third-party broker. It sells three products: a One Phase (1-step) challenge, a Two Phase (2-step) challenge, and Day Trader Challenges, where a trader stakes $5 to $500 on a simulated $10,000 account for 1 to 8 hours and, on success, is paid the stake times a chosen multiplier of up to 10x. The evaluations come in sizes from $5,000 to $200,000, pay an 80% profit split that an add-on raises to 90%, allow up to $600,000 in combined accounts, and trade on MT4, MT5, TradingView or TradeLocker.

The One Phase challenge asks for a 10% profit target within a 4% daily and 8% maximum loss, with 5 minimum trading days, from $69. The Two Phase asks for 9% then 5% within 5% daily and 10% overall, with 3 and then 5 minimum days, from $59. Neither has a time limit. Daily drawdown is based on the previous day's balance and the maximum drawdown on the initial balance. The Eightcap Challenges rules that catch traders out: a daily profit distribution rule in the Payout stage (one day may supply at most 25% of a One Phase payout or 30% on Two Phase, higher for newer accounts), a per-cycle profit cap of 5% of the initial balance on One Phase and 10% on Two Phase, a news trading blackout around high-impact events, and bans on hedging, martingale, grid, latency arbitrage and gap trading. EAs are allowed. Accounts close after 30 days without a trade.

Payouts can be requested after a 14-day waiting period on the Payout stage and are typically processed within 2 business days. The minimum payout is $100 after the split, bank wires carry a $50 fee and crypto payouts 1%, and KYC is required once cumulative payouts pass $1,000. Challenge fees are not refunded. Residents of 21 territories, including Russia, Iran and Ukraine, cannot take part, and US residents cannot buy challenges on MT4 or MT5.

_Compiled from Eightcap Challenges's own published pages, retrieved 2026-09-13. Not independently verified by Prop Firm Pal._

| Field | Value | Source |
| --- | --- | --- |
| foundedYear | 2025 | [published page](https://www.eightcap.com/en/traders/about-us/news-awards/eightcap-challenges-joins-propinder/) |
| broker | Eightcap | [published page](https://challenges.eightcap.com/) |
| platforms | MetaTrader 4, MetaTrader 5, TradingView, TradeLocker | [published page](https://challenges.eightcap.com/) |
| availableAssets | Forex, Indices, Commodities, Cryptocurrency, US stocks (Day Trader Challenges only) | [published page](https://challenges.eightcap.com/) |
| paymentMethods | Credit and debit cards (Visa, Mastercard), Cryptocurrency (TRC20, ERC20, BTC) | [published page](https://challenges.eightcap.com/) |
| payoutMethods | Bank wire transfer (USD), USDT TRC20, USDT ERC20, BTC | [published page](https://challenges.eightcap.com/) |
| payoutFrequency | One payout per cycle on the Payout stage of One Phase and Two Phase challenges after a 14-day wait (7 days with the Earlier Payout add-on, 3 days with 3 Day Pay | [published page](https://challenges.eightcap.com/) |
| firstPayoutDays | 14 | [published page](https://challenges.eightcap.com/) |
| restrictedCountries | Saint Lucia, Cuba, Iran, Iraq, North Korea, Myanmar, Russia (and the Crimea, Donetsk and Luhansk), Ukraine, Somalia, Syria, Central African Republic, Mali, Demo | [published page](https://challenges.eightcap.com/) |
| maxProfitSplitPercent | 90 | [published page](https://challenges.eightcap.com/) |
| positioning | A prop trading firm operated directly by the broker Eightcap, offering one-phase and two-phase evaluations and short Day Trader Challenges | [published page](https://www.eightcap.com/en/traders/about-us/news-awards/eightcap-challenges-joins-propinder/) |
| maxAccountSize | 200000 | [published page](https://challenges.eightcap.com/) |
| maxAllocation | 600000 | [published page](https://challenges.eightcap.com/) |
| scalingPlan | 25% balance increase for traders with at least 15% in payouts within 4 months, 2 profitable months in that window and a positive balance, up to a $1 million acc | [published page](https://challenges.eightcap.com/) |
| resetPolicy | Insurance add-on resets a failed account once in the Assessment or Qualification stage; a separate Insurance - Payout add-on resets once in the Payout stage | [published page](https://challenges.eightcap.com/) |
| refundPolicy | No refunds on challenge fees; a wrong purchase can be switched to another challenge type or given a coupon toward a larger account | [published page](https://challenges.eightcap.com/) |
| inactivityPolicy | Account terminated after 30 consecutive days without a trade | [published page](https://challenges.eightcap.com/) |
| kycRequirements | Required once cumulative payouts exceed $1,000: passport or driver's licence plus a selfie, age 18+ | [published page](https://challenges.eightcap.com/) |
| minPayoutAmount | $100 after the profit split on One Phase and Two Phase challenges | [published page](https://challenges.eightcap.com/) |
| payoutProcessingTime | Typically within 2 business days; international bank transfers may take a further 4-5 business days to arrive | [published page](https://challenges.eightcap.com/) |
| supportChannels | Email, Chatbot | [published page](https://challenges.eightcap.com/) |
| supportHours | 24/5, Monday to Friday | [published page](https://challenges.eightcap.com/) |
| fees | [object Object], [object Object], [object Object], [object Object] | [published page](https://challenges.eightcap.com/) |
| rules | [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object | — |

## Frequently asked questions

### Is Eightcap a prop firm?

Eightcap is a broker that runs a prop trading program called Eightcap Challenges, launched in November 2025. It offers One Phase and Two Phase evaluations from $5,000 to $200,000 and short Day Trader Challenges on simulated accounts.

### How much does an Eightcap Challenges account cost?

The One Phase challenge costs $69 for $5,000 up to $1,299 for $200,000, and the Two Phase costs $59 for $5,000 up to $1,199 for $200,000. Day Trader Challenges take a stake of $5 to $500.

### What is the Eightcap Challenges profit split?

The standard profit split is 80%, and a Profit Split add-on raises it to 90%. Day Trader Challenges instead pay the stake multiplied by the chosen multiplier, up to 10x.

### What are the Eightcap Challenges rules?

The One Phase needs a 10% profit target within a 4% daily and 8% maximum loss over at least 5 trading days. The Two Phase needs 9% then 5% within 5% daily and 10% overall, with 3 and 5 minimum days, and neither has a time limit.

### How is the Eightcap Challenges daily drawdown calculated?

Daily drawdown is a percentage of the previous day's balance snapshot, and the account breaches if equity falls below it. The maximum drawdown is a fixed percentage of the initial balance, and breaching either closes the account permanently.

### Does Eightcap Challenges have a consistency rule?

Yes, in the Payout stage. Profit from one day may make up at most 25% of a One Phase payout or 30% of a Two Phase payout, or 30% and 35% for accounts created on or after February 11.

### How do Eightcap Challenges payouts work?

A trader on the Payout stage waits 14 days before requesting a payout, and Eightcap Challenges says processing usually takes 2 business days, paid by bank wire in USD or in USDT or BTC. Each payout is at least $100 after the split, and the Earlier Payout and 3 Day Payout add-ons shorten the wait to 7 or 3 days.

### Does Eightcap Challenges allow news trading and EAs?

EAs are allowed, but news trading is restricted. Trades cannot be placed in the minutes around high-impact events, and EAs may not run martingale, hedging, grid, arbitrage or gap trading strategies.

### Does Eightcap Challenges refund the challenge fee?

No. Eightcap Challenges does not refund challenge fees, though a wrong purchase can be switched to another challenge type or turned into a coupon toward a larger account.

### Does Eightcap Challenges accept US clients?

Yes, on TradeLocker and TradingView only. US residents cannot buy challenges on MT4 or MT5, and residents of 21 other territories, including Russia, Iran and Ukraine, cannot take part at all.

### What is the Eightcap Challenges maximum allocation?

Combined active accounts may not exceed USD $600,000, with no limit on the number of accounts. A scaling plan can raise a balance by 25% after at least 15% in payouts over 4 months, up to $1 million, at the firm's discretion.

## Related pages
- [Eightcap Challenges rules](https://propfirmpal.com/firms/unverified/eightcap-challenges/rules) — markdown: https://propfirmpal.com/firms/unverified/eightcap-challenges/rules.md
- [Eightcap Challenges payouts](https://propfirmpal.com/firms/unverified/eightcap-challenges/payouts) — markdown: https://propfirmpal.com/firms/unverified/eightcap-challenges/payouts.md
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