# Finotive Funding — rules, pricing and payouts

> Finotive Funding — 2-step/1-step/instant/3-step evaluations from USD 35, USD 350 to a $100,000 funded account, up to 75% profit split.

**Source:** https://propfirmpal.com/firms/unverified/finotive-funding  
**Generated:** 2026-10-07  
**Publisher:** Prop Firm Pal — independent prop firm comparison

_Prop Firm Pal earns affiliate commission from some listed firms. This is disclosed on-site and does not affect the computed ranking order._

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Finotive Funding is a prominent proprietary trading firm based in Hungary, established in 2021. They are distinguished by their institutional-grade technology, including their own brokerage (Finotive Markets) and a highly customized trading dashboard. Finotive offers one of the most diverse ranges of funding options in the industry, including 1-step, 2-step, 3-step evaluations, and an Instant Funding model that requires no evaluation. They are well-known for their 'Finotive Pay' system and the ability to scale accounts up to $3.2M with profit splits reaching up to 95%.

## Key terms
| Field | Value |
| --- | --- |
| Verification | Listed, not verified |
| Company location | Hungary |
| Founded | 2021 |
| Community rating | 2.8/5 from 4 reviews |
| Evaluation types | 2-step, 1-step, instant, 3-step |
| Cost to a $100,000 funded account | USD 350 |
| Cheapest entry price | USD 35 |
| Instant funding to $100,000 | USD 2,750 |
| Account sizes | $2,500, $5,000, $10,000, $25,000, $50,000, $100,000, $200,000 |
| Maximum profit split | 75% |
| Phase 1 profit target | 5% |
| Daily drawdown | 4% |
| Maximum drawdown | 7.5% |
| Drawdown style | trailing |
| Platforms | MT5, Finotive WebTrader |
| Instruments | Forex, Indices, Commodities, Crypto, Stocks |
| Payment methods | Credit/Debit Card, Cryptocurrency, Finotive Pay, Bank Transfer |
| Payout methods | not published |
| Payout frequency | On-demand (after first 24 hours for Instant) or Bi-weekly |
## Is Finotive Funding legit?

Prop Firm Pal has not verified Finotive Funding, so this is not an endorsement: it is what the record shows. Its own pages name the operating company as Finotive Funding Technologies Limited, in DIFC, Dubai, United Arab Emirates. It was founded in 2021. Its website has been active in Prop Firm Pal's monthly traffic record since November 2025, and traffic over the last three months is declining. Its payout policy is published, and summarised on the Payouts tab.

| Record | What we hold |
| --- | --- |
| Company | Finotive Funding Technologies Limited |
| Founded | 2021 |
| Headquarters | DIFC, Dubai, United Arab Emirates |
| In our traffic record | Since November 2025 (11 months) |
| Traffic, last three months | Declining (-33% to September 2026) |

- Company: "Finotive Funding, a trading name of Finotive Funding Technologies Limited, registered in the Dubai International Financial Centre ("DIFC"), Dubai, United Arab Emirates" — https://finotivefunding.com/terms-and-conditions
- Founded: "Since our inception in 2021, Finotive has continually paid traders on time, every Friday of the week*." — https://finotivefunding.com/
- Headquarters: "with registered office at Innovation One Building, Level 2, DIFC, Dubai, United Arab Emirates and Company Registration Number 11088" — https://finotivefunding.com/terms-and-conditions

## What this firm publishes

Finotive Funding is a prop firm based in Dubai's DIFC that sells three kinds of funded account: a 1-step or 2-step challenge, instant funding with no evaluation, and Finotive Pro, which adds a monthly salary. Pro pays a salary of 1% of purchased capital per 30 days from the day you are funded, and its profit split rises from 80% to 100% after 30 funded days. Accounts can be held in USD, EUR or GBP and traded on MT5 or Match-Trader, with up to $200,000 per challenge account.

The Finotive Funding rules differ by account. The 1-step challenge has a 10% profit target with a 4% daily and 7.5% maximum drawdown; the 2-step asks for 7.5% then 5% with 4.5% and 9%. The Pro versions use the same targets with 4%/8% and 5%/10%. Instant Funding Standard allows 3.5% daily and 7% overall, and Lite 3% and 6%. Maximum drawdown is static and daily drawdown resets at 17:00 New York time. Instead of minimum trading days, Finotive counts minimum profitable days of at least 0.5%: 3 on the 1-step accounts, 2 per phase on the 2-step accounts, 5 on Lite and none on Standard. Its pages say no consistency rule applies to Challenge or Instant Funding, but Pro accounts must keep weekly trade count and volume within ±25% of their average. Soft breaches such as a notional volume breach cut that cycle's payout to 10%, and five strikes close the account. Instant accounts also cannot hold non-crypto positions over the weekend unless you buy an add-on. News trading is allowed, but straddling news is not.

The first payout can be requested on demand, then every 7 days (14 on Lite), and Finotive Pay processes withdrawals every Friday to bank, crypto, Revolut or PayPal. The starting profit split is 80% on challenge accounts, 75% on Standard and 70% on Lite, rising through scaling to 95%, 90% and 85%. The challenge or Pro fee is refunded automatically if the account is in profit 30 days after funding. Instant Funding fees can be refunded only through a 14-day cooling-off request made before any trade. Account prices are not published outside checkout.

_Compiled from Finotive Funding's own published pages, retrieved 2026-09-13. Not independently verified by Prop Firm Pal._

| Field | Value | Source |
| --- | --- | --- |
| legalName | Finotive Funding Technologies Limited | [published page](https://finotivefunding.com/terms-and-conditions) |
| foundedYear | 2021 | [published page](https://finotivefunding.com/) |
| headquarters | DIFC, Dubai, United Arab Emirates | [published page](https://finotivefunding.com/terms-and-conditions) |
| broker | Finotive Markets LLC (SVG), Finotive Markets (MU) Limited | [published page](https://help.finotivefunding.com/en/articles/881-which-platforms-can-i-trade-on) |
| platforms | MT5, Match-Trader | [published page](https://help.finotivefunding.com/en/articles/881-which-platforms-can-i-trade-on) |
| paymentMethods | Card, Cryptocurrency, Finotive Pay, Local payment methods | [published page](https://finotivefunding.com/terms-and-conditions) |
| payoutMethods | Finotive Pay wallet, Bank transfer, Crypto, Revolut, PayPal | [published page](https://finotivefunding.com/payouts) |
| payoutFrequency | First payout on demand, then a 7-calendar-day cooldown (14 days on Instant Funding Lite) | [published page](https://help.finotivefunding.com/en/articles/981-how-often-can-i-request-reward-payments-after-the-first-one) |
| restrictedCountries | Iran, Crimea, Sevastopol, Luhansk People's Republic, Donetsk People's Republic, Zaporizhzhia, Kherson, Abkhazia, South Ossetia, Turkish Republic of Northern Cyp | [published page](https://finotivefunding.com/terms-and-conditions) |
| maxProfitSplitPercent | 100 | [published page](https://finotivefunding.com/terms-and-conditions) |
| positioning | A prop trading firm offering 1-step and 2-step challenges, instant funding, and a Pro account that adds a monthly salary of 1% of purchased capital | [published page](https://finotivefunding.com/finotive-pro) |
| accountCurrencies | USD, EUR, GBP | [published page](https://finotivefunding.com/terms-and-conditions) |
| maxAccountSize | 200000 | [published page](https://finotivefunding.com/challenge) |
| maxAllocation | 2040000 | [published page](https://help.finotivefunding.com/en/articles/1006-what-are-the-account-allocation-limits) |
| scalingPlan | Rolling 90-day scaling cycles raise the balance by 30% each; the profit split can rise from 80% to 95% on challenge accounts, 75% to 90% on Instant Funding Stan | [published page](https://help.finotivefunding.com/en/articles/987-what-reward-split-applies-to-each-account) |
| refundPolicy | Challenge and Pro fees refunded automatically if the account is in net profit on the 30th day after funding; Instant Funding fees non-refundable except a 14-day | [published page](https://finotivefunding.com/terms-and-conditions) |
| inactivityPolicy | 30 consecutive calendar days without a trade may lead to permanent account closure | [published page](https://finotivefunding.com/terms-and-conditions) |
| kycRequirements | KYC may be required before account access, before payouts or at any time; Enhanced KYC must be completed within 72 hours of a request | [published page](https://help.finotivefunding.com/en/articles/868-when-do-i-need-to-complete-kyc) |
| minPayoutAmount | 1% of the initial balance on Instant Funding; the lower of 1% or USD 100 on 1-Step Challenge and 1-Step Pro; no minimum on 2-Step Challenge and 2-Step Pro | [published page](https://help.finotivefunding.com/en/articles/982-what-are-the-minimum-reward-payment-request-amounts) |
| payoutProcessingTime | Withdrawals from Finotive Pay are processed every Friday; Finotive may withhold, delay, reduce or reject a payout on suspicion of a breach or while a review is  | [published page](https://finotivefunding.com/terms-and-conditions) |
| tradingHours | Trading day runs 17:00 to 16:59 New York time | [published page](https://finotivefunding.com/terms-and-conditions) |
| rules | [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object | — |
| plans | 6 plans | [published page](https://finotivefunding.com/terms-and-conditions) |

## Frequently asked questions

### What is Finotive Funding's profit split?

It starts at 80% on challenge and Pro accounts, 75% on Instant Funding Standard and 70% on Instant Funding Lite. Scaling can raise it to 95%, 90% and 85%. Pro accounts move to 100% after 30 funded days while they keep Pro status.

### How does the Finotive Pro salary work?

Pro accounts earn a salary of 1% of purchased capital for each 30-day period. It accrues daily from the day the account is funded, and the profit split on Pro rises from 80% to 100% after 30 funded days.

### What are the Finotive Funding challenge rules?

The 1-step challenge needs a 10% profit target, 3 minimum profitable days, a 4% daily drawdown and a 7.5% maximum drawdown. The 2-step needs 7.5% then 5% with 2 profitable days per phase, 4.5% daily and 9% maximum. A profitable day means your balance rose by at least 0.5% of the starting balance.

### Does Finotive Funding offer instant funding?

Yes. Instant Funding Standard and Lite have no challenge phase, no profit target and no time limit. Standard allows a 3.5% daily and 7% maximum drawdown with no minimum profitable days; Lite allows 3% and 6% and needs 5 profitable days.

### Is the Finotive Funding drawdown trailing or static?

Static. The maximum drawdown is measured from the starting balance and does not trail profits. The daily drawdown resets at 17:00 New York time from the previous day's closing balance, and breaching either one closes the account.

### Does Finotive Funding have a consistency rule?

Only on Pro accounts. From the 31st funded day, weekly trade count and instrument volume must stay within ±25% of your average. Challenge and Instant Funding accounts list trading consistency as not required. However, an Instant Funding payout is cut to 10% if a single trade provides 60% or more of the cycle's profit.

### Does Finotive Funding allow news trading and EAs?

Yes, with limits. News trading is allowed for a genuine directional view, but straddling Red or Amber news within 15 minutes is prohibited. EAs and trade copiers are allowed only for strategies you own and control, and copying signal providers or other traders is prohibited.

### How do Finotive Funding payouts work?

The first payout can be requested on demand once the account is eligible. After that there is a 7-day cooldown, or 14 days on Instant Funding Lite. Payouts go to the Finotive Pay wallet, which processes withdrawals every Friday to bank, crypto, Revolut or PayPal. Open trades must be closed and KYC completed before a payout.

### Does Finotive Funding refund the challenge fee?

Yes, for challenge and Pro accounts that are still in net profit 30 days after being funded. The refund is automatic and does not depend on taking a payout. Instant Funding fees are non-refundable except through a 14-day cooling-off request made before any trade is placed.

### Does Finotive Funding allow weekend holding?

Only on some accounts. On Instant Funding, non-crypto trades held past the Friday 17:00 New York close without the Weekend Holding Add-On count as a strike. Challenge and Pro accounts have no weekend holding rule.

### Which countries are restricted at Finotive Funding?

The terms list Iran, North Korea, the Palestinian Territories, Crimea, Sevastopol, Luhansk, Donetsk, Zaporizhzhia, Kherson, Abkhazia, South Ossetia, Northern Cyprus, Somaliland, Transnistria and Nagorno-Karabakh. Finotive may update the list without notice.

### Is Finotive Funding legit?

Finotive Funding is a trading name of Finotive Funding Technologies Limited, registered in the DIFC in Dubai under company number 11088. Its terms let Finotive withhold, delay, reduce or reject any payout if it suspects a breach or a review is pending.

## Related pages
- [Finotive Funding rules](https://propfirmpal.com/firms/unverified/finotive-funding/rules) — markdown: https://propfirmpal.com/firms/unverified/finotive-funding/rules.md
- [Finotive Funding payouts](https://propfirmpal.com/firms/unverified/finotive-funding/payouts) — markdown: https://propfirmpal.com/firms/unverified/finotive-funding/payouts.md
- [All prop firms compared](https://propfirmpal.com/best-prop-firms)
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- [Finotive Funding web traffic history](https://propfirmpal.com/firms/unverified/finotive-funding/traffic)