# FTMO — rules, pricing and payouts

> FTMO — 2-step/1-step evaluations from EUR 79, EUR 499 to a $100,000 funded account, up to 90% profit split.

**Source:** https://propfirmpal.com/firms/unverified/ftmo  
**Generated:** 2026-10-06  
**Publisher:** Prop Firm Pal — independent prop firm comparison

_Prop Firm Pal earns affiliate commission from some listed firms. This is disclosed on-site and does not affect the computed ranking order._

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FTMO is widely considered the gold standard of the prop trading industry. Established in 2015 and headquartered in Prague, they have developed a robust evaluation process consisting of the FTMO Challenge and Verification. Known for their reliability, proprietary trading tools, and 'Prime' scaling opportunities, they allow traders to manage up to $400,000 (initial) and scale up to $2,000,000.

## Key terms
| Field | Value |
| --- | --- |
| Verification | Listed, not verified |
| Company location | Czech Republic |
| Founded | 2015 |
| Community rating | 4.2/5 from 18 reviews |
| Evaluation types | 2-step, 1-step |
| Cost to a $100,000 funded account | EUR 499 |
| Cheapest entry price | EUR 79 |
| Instant funding | not offered |
| Account sizes | $10,000, $25,000, $50,000, $100,000, $200,000 |
| Maximum profit split | 90% |
| Phase 1 profit target | 5% |
| Daily drawdown | 3% |
| Maximum drawdown | 10% |
| Drawdown style | static |
| Drawdown measured on | equity |
| Platforms | MT4, MT5, cTrader, DXtrade |
| Instruments | Forex, Indices, Commodities, Stocks, Crypto |
| Payment methods | Bank Transfer, Credit/Debit Card, Skrill, Cryptocurrency, Google Pay, Apple Pay |
| Payout methods | not published |
| Payout frequency | Bi-weekly (14 days after first trade), then On-Demand or Monthly |
## Is FTMO legit?

Prop Firm Pal has not verified FTMO, so this is not an endorsement: it is what the record shows. Its own pages name the operating company as FTMO s.r.o., in Prague, Czech Republic. It was founded in 2015. Its website has been active in Prop Firm Pal's monthly traffic record since November 2025, and traffic over the last three months is growing fast. It claims over $650 million in rewards paid to traders; that is its own figure, and we have not seen its payout records. Its payout policy is published, and summarised on the Payouts tab.

| Record | What we hold |
| --- | --- |
| Company | FTMO s.r.o. |
| Founded | 2015 |
| Headquarters | Prague, Czech Republic |
| In our traffic record | Since November 2025 (10 months) |
| Traffic, last three months | Growing fast (+74% to August 2026) |
| Paid to traders (its claim) | over $650 million in rewards |

- Company: "Registered in the Commercial Register maintained by the Municipal Court in Prague, Section C, Insert No. 227963" — https://ftmo.com/en/imprint/
- Founded: "FTMO is a Modern Prop Trading firm established in 2015." — https://ftmo.com/en/challenge/
- Headquarters: "The address is Prague 1, Purkynova str. 2121/3, 110 00, Czech Republic." — https://ftmo.com/en/faq/where-is-your-office-how-do-i-contact-you/
- Paid to traders: "Having successfully operated since 2015 , we have provided thousands of clients with their FTMO Accounts and have processed over $650 million in rewards ." — https://ftmo.com/en/faq/is-ftmo-a-trustworthy-company/

## What this firm publishes

FTMO is a Prague-based prop trading firm, operating since 2015, that sells two CFD evaluations: the 2-Step FTMO Challenge, which it calls its flagship since 2015, and the newer 1-Step FTMO Challenge. Both lead to a simulated FTMO Account of up to $200,000, trading forex, indices, commodities, stocks and crypto on MetaTrader 4, MetaTrader 5, cTrader or TradingView. FTMO says it has processed over $650 million in rewards. A separate FTMO Futures product is in beta.

The FTMO challenge rules differ by product. The 2-Step asks for a 10% profit target in the FTMO Challenge and 5% in Verification, with a 5% maximum daily loss, a static 10% maximum loss and at least 4 trading days per phase. The 1-Step asks for 10% in a single phase with a 3% daily loss, a 10% maximum loss that trails at end of day, and a Best Day Rule: no single day may exceed 50% of positive days' profit, both to pass and to withdraw a reward. Neither challenge has a time limit. News trading and weekend holding are unrestricted during the evaluation, but a Standard FTMO Account may not open or close trades on affected instruments from 2 minutes before to 2 minutes after selected news and must close before the weekend; the Swing account type, offered only on the 2-Step, lifts both. The forbidden trading practices page separately lists opening trades when major news is scheduled as gap trading. Capital across all accounts is capped at $400,000 per trader or strategy.

The FTMO profit split is 90% on the 1-Step and 80% on the 2-Step, rising to 90% through the Scaling Plan, which adds 25% to the balance every 4 months up to $2,000,000. A reward can be requested from the 14th day after the first trade and is typically sent within 1–2 business days of invoice approval, by bank wire, Visa Direct / Mastercard Send, Skrill or crypto. The 2-Step fee is refunded with the first reward; the 1-Step fee is not. FTMO publishes its challenge fees in a pricing table on its homepage, in the currency selected there.

_Compiled from FTMO's own published pages, retrieved 2026-09-13. Not independently verified by Prop Firm Pal._

| Field | Value | Source |
| --- | --- | --- |
| legalName | FTMO s.r.o. | [published page](https://ftmo.com/en/imprint/) |
| foundedYear | 2015 | [published page](https://ftmo.com/en/challenge/) |
| headquarters | Prague, Czech Republic | [published page](https://ftmo.com/en/faq/where-is-your-office-how-do-i-contact-you/) |
| founders | Otakar Šuffner, Marek Vašíček | [published page](https://ftmo.com/en/about/) |
| platforms | MetaTrader 4, MetaTrader 5, cTrader, TradingView | [published page](https://ftmo.com/en/challenge/) |
| instruments | CFDs, Futures | [published page](https://ftmo.com/en/about/) |
| availableAssets | Forex, Indices, Commodities, Stocks, Crypto | [published page](https://ftmo.com/en/faq/which-instruments-can-i-trade-and-what-strategies-am-i-allowed-to-use/) |
| paymentMethods | Bank wire transfer, Debit/credit card, Apple Pay, Google Pay, PayPal, Revolut Pay, Skrill, Cryptocurrencies | [published page](https://ftmo.com/en/faq/what-payment-methods-are-available/) |
| payoutMethods | Bank wire transfer, Visa Direct / Mastercard Send (up to $20,000), Skrill (up to $3,000), Cryptocurrencies | [published page](https://ftmo.com/en/faq/how-do-i-withdraw-my-profits/) |
| payoutFrequency | A Reward can be requested on the 14th or any following day after the first trade on the account | [published page](https://ftmo.com/en/faq/how-do-i-withdraw-my-profits/) |
| restrictedCountries | Iran, Syria, Myanmar, North Korea, Afghanistan, Anguilla, Antarctica, Antigua and Barbuda, Belarus, Belize, Bhutan, Bouvet Island, Burundi, Cape Verde, Central  | [published page](https://ftmo.com/en/faq/who-can-join-ftmo/) |
| maxProfitSplitPercent | 90 | [published page](https://ftmo.com/en/challenge/) |
| consistencyRulePercent | 50 | [published page](https://ftmo.com/en/trading-objectives/) |
| positioning | A modern prop trading firm where traders sharpen their skills on a simulated account that mirrors real market conditions | [published page](https://ftmo.com/en/about/) |
| targetTrader | Beginners and experienced traders over the age of 18 | [published page](https://ftmo.com/en/faq/who-can-join-ftmo/) |
| totalPaidOut | over $650 million in rewards | [published page](https://ftmo.com/en/faq/is-ftmo-a-trustworthy-company/) |
| accountCurrencies | USD, EUR, GBP, AUD, CAD, CHF, CZK | [published page](https://ftmo.com/en/faq/how-do-i-withdraw-my-profits/) |
| maxAccountSize | 200000 | [published page](https://ftmo.com/en/challenge/) |
| maxAllocation | 400000 | [published page](https://ftmo.com/en/faq/how-many-accounts-can-i-have/) |
| scalingPlan | 25% balance increase every 4 months up to $2,000,000 across all FTMO Accounts, with a 90% reward share on the 2-Step; requires 4 months as an FTMO Trader, at le | [published page](https://ftmo.com/en/reward-growth-and-scaling-plan/) |
| refundPolicy | The 2-Step entry fee may be refunded with the first Reward withdrawal; the 1-Step entry fee is not refunded | [published page](https://ftmo.com/en/faq/is-the-entry-fee-refunded/) |
| kycRequirements | FTMO Identity verification, available once the Evaluation Process is passed and reviewed; clients must be over 18 | [published page](https://ftmo.com/en/faq/when-do-i-complete-ftmo-identity/) |
| minPayoutAmount | $20 closed profit for bank wire; $50 for cryptocurrency | [published page](https://ftmo.com/en/faq/how-do-i-withdraw-my-profits/) |
| payoutProcessingTime | Review within 1–2 business days of the request; the Reward is typically sent within 1–2 business days after the invoice is approved | [published page](https://ftmo.com/en/faq/how-do-i-withdraw-my-profits/) |

## Frequently asked questions

### What is FTMO's profit split?

FTMO pays 90% of profits on accounts gained through the 1-Step challenge and 80% on the 2-Step. On the 2-Step the split rises to 90% if the Scaling Plan or Premium Programme conditions are met.

### What are the FTMO challenge rules?

The 2-Step needs a 10% profit target, then 5% in Verification, with a 5% maximum daily loss, a 10% maximum loss and 4 minimum trading days per phase. The 1-Step needs 10% in one phase with a 3% daily loss, a 10% maximum loss, and no single day making up more than 50% of profits. Neither has a time limit.

### Does FTMO have a trailing drawdown?

Only on the 1-Step. Its 10% maximum loss trails the highest end-of-day balance and never moves down, resetting when a reward is withdrawn; the 2-Step maximum loss is a static 10% of the starting capital.

### Does FTMO have a consistency rule?

The 1-Step has one: under the Best Day Rule, your most profitable day may not exceed 50% of your positive days' profit to pass or to withdraw a reward. FTMO says there are no additional consistency requirements beyond its Trading Objectives.

### Is news trading allowed at FTMO?

Yes during the evaluation, and on Swing accounts. On a Standard FTMO Account you may not open or close trades on affected instruments from 2 minutes before to 2 minutes after selected releases such as NFP or CPI, including triggered stop losses.

### Can you hold trades overnight or over the weekend at FTMO?

Only on some accounts. Holding is allowed throughout the evaluation and on Swing accounts, but Standard FTMO Accounts must close positions before the weekend and when a market break lasts longer than 2 hours.

### How much does the FTMO challenge cost?

FTMO publishes its challenge fees in a pricing table on its homepage, shown in the currency selected there, so Prop Firm Pal does not repeat a single figure. The fee depends on the account size, from $10,000 to $200,000, and on whether you choose the 2-Step or the 1-Step challenge.

### How do FTMO payouts work?

A reward can be requested from the 14th day after the first trade on the account, with all positions closed. FTMO reviews it within 1–2 business days and typically sends it within 1–2 business days after the invoice is approved, by bank wire, Visa Direct / Mastercard Send, Skrill or crypto, with minimums of $20 by wire and $50 in crypto.

### Does FTMO refund the challenge fee?

Only on the 2-Step, where the fee may be refunded with the first reward withdrawal to the original payment method. The 1-Step entry fee is not refunded.

### How many FTMO accounts can you have?

There is no limit on the number of accounts, but the maximum capital allocation is $400,000 per trader or strategy before scaling, shared across the 1-Step and 2-Step. Holding accounts through several registrations is not permitted.

### Does FTMO accept US clients, and which countries are restricted?

FTMO says clients in the United States use its services through an affiliated entity at ftmo.oanda.com. It does not serve nationals or residents of Iran, Syria, Myanmar and North Korea, and lists further excluded countries including Russia, Belarus, Iraq, Afghanistan, Indonesia, Kazakhstan, Cuba and Venezuela.

### Is FTMO legit?

FTMO s.r.o. is registered in the Commercial Register of the Municipal Court in Prague, with authorised representatives Otakar Šuffner and Marek Vašíček. FTMO reports operating since 2015 and processing over $650 million in rewards, and states that all its accounts are demo accounts with simulated capital.

## Related pages
- [FTMO rules](https://propfirmpal.com/firms/unverified/ftmo/rules) — markdown: https://propfirmpal.com/firms/unverified/ftmo/rules.md
- [FTMO payouts](https://propfirmpal.com/firms/unverified/ftmo/payouts) — markdown: https://propfirmpal.com/firms/unverified/ftmo/payouts.md
- [All prop firms compared](https://propfirmpal.com/best-prop-firms)
- [FTMO alternatives](https://propfirmpal.com/alternatives/ftmo)
- [FTMO web traffic history](https://propfirmpal.com/firms/unverified/ftmo/traffic)