# IQ Capital — rules, pricing and payouts

> IQ Capital — proprietary trading firm tracked by Prop Firm Pal.

**Source:** https://propfirmpal.com/firms/unverified/iq-capital  
**Generated:** 2026-10-06  
**Publisher:** Prop Firm Pal — independent prop firm comparison

_Prop Firm Pal earns affiliate commission from some listed firms. This is disclosed on-site and does not affect the computed ranking order._

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## Key terms
| Field | Value |
| --- | --- |
| Verification | Listed, not verified |
| Community rating | no reviews yet |
| Evaluation types | not published |
| Cost to a $100,000 funded account | not published |
| Cheapest entry price | not published |
| Instant funding | not offered |
| Account sizes | not published |
| Maximum profit split | not published |
| Phase 1 profit target | not published |
| Daily drawdown | not published |
| Maximum drawdown | not published |
| Platforms | not published |
| Instruments | not published |
| Payment methods | not published |
| Payout methods | not published |
## Is IQ Capital legit?

Prop Firm Pal has not verified IQ Capital, so this is not an endorsement: it is what the record shows. Its website has been active in Prop Firm Pal's monthly traffic record since April 2026, and traffic over the last three months is growing fast. It claims $3,500,000+ paid to traders; that is its own figure, and we have not seen its payout records. Its payout policy is published, and summarised on the Payouts tab.

| Record | What we hold |
| --- | --- |
| In our traffic record | Since April 2026 (5 months) |
| Traffic, last three months | Growing fast (+126% to August 2026) |
| Paid to traders (its claim) | $3,500,000+ |

- Paid to traders: "We're proud to have already paid out more than $3,500,000." — https://www.iqcapital.io/

## What this firm publishes

IQ Capital is a prop firm for crypto, CFD and futures traders that is built around an end-of-day trailing drawdown and a soft-breach system: a position that breaks the risk limit is closed while the account stays open, and only the third violation closes the account. Founded and run by CEO Christoph Radecker, IQ Capital sells Classic challenges, which cap loss per position instead of per day, Classic-DLL challenges with a daily loss limit, Rapid challenges with faster payouts, and instant funding. Crypto and CFD accounts run from $10,000 to $200,000 and futures accounts from $50,000 to $100,000, with up to $2M across 10 accounts. Crypto and CFD trade on Volumetrica IQC Trader or MetaTrader 5, and futures on DeepCharts, ATAS or Quantower. The firm reports more than $3,500,000 paid out.

Each IQ Capital challenge is a single profit target within 30 days: 8% on crypto and CFD, 6% on futures. The maximum drawdown trails the highest end-of-day equity at the New York close, at 6% on most challenge sizes and 5% on the $200,000 account. On Classic accounts a single position may not lose more than 1% in the challenge or 0.5% once funded, and there is no daily loss limit, consistency rule or minimum trading days in the challenge. The Classic-DLL futures challenge swaps that for a $1,000 or $1,500 daily loss limit, and the Rapid futures challenge sets a 40% consistency rule and 3 minimum trading days. Funded and instant funded Classic accounts carry a 30% consistency rule. News trading is allowed, hedging only on crypto or CFD hedging accounts, and copy trading and HFT are prohibited. Futures positions close automatically at 04:45 pm EST. Every account lasts 30 days and must be extended for $19 on futures or $5 on crypto and CFD.

Classic and Classic-DLL accounts pay a 90% profit split from the first dollar and allow a first payout after 10 active trading days; Rapid accounts pay 80%, from the first active trading day, and close after 5 payouts. There is no minimum payout, but each request is limited to 50% of total profits and a cap set by account size. Payouts go by USDC or bank transfer. Its terms state that all fees are non-refundable.

_Compiled from IQ Capital's own published pages, retrieved 2026-09-13. Not independently verified by Prop Firm Pal._

| Field | Value | Source |
| --- | --- | --- |
| founders | Christoph Radecker | [published page](https://www.iqcapital.io/about-us) |
| ceo | Christoph Radecker | [published page](https://www.iqcapital.io/about-us) |
| platforms | Volumetrica IQC Trader, MetaTrader 5, DeepCharts, ATAS, Quantower | [published page](https://support.iqcapital.io/en/articles/16000341-which-account-for-which-platform) |
| instruments | Crypto, CFDs, Futures | [published page](https://www.iqcapital.io/) |
| availableAssets | Bitcoin, Forex, Gold, Indices, Futures | [published page](https://www.iqcapital.io/) |
| payoutMethods | Crypto (USDC, ERC-20), Bank transfer | [published page](https://support.iqcapital.io/en/articles/15005697-performance-reward-classic-classic-dll) |
| payoutFrequency | Classic and Classic-DLL: from the 10th active trading day; Rapid: from the first active trading day, with a maximum of 5 payouts before the account is closed | [published page](https://support.iqcapital.io/en/articles/16102766-performance-rewards-rapid) |
| restrictedCountries | Afghanistan, Belarus, Central African Republic, Crimea (Ukraine), Cuba, Democratic Republic of the Congo, Donetsk People's Republic (Ukraine), Eritrea, Iran, Ir | [published page](https://www.iqcapital.io/countries) |
| maxProfitSplitPercent | 90 | [published page](https://support.iqcapital.io/en/articles/15005697-performance-reward-classic-classic-dll) |
| consistencyRulePercent | 30 | [published page](https://www.iqcapital.io/faq) |
| positioning | A crypto, CFD and futures prop firm built around an end-of-day drawdown and up to 2 forgiven breaches | [published page](https://www.iqcapital.io/) |
| targetTrader | Instant funding for experienced traders who want to skip the evaluation; evaluations for traders still building confidence or wanting lower pricing | [published page](https://www.iqcapital.io/pricing) |
| totalPaidOut | $3,500,000+ | [published page](https://www.iqcapital.io/) |
| maxAccountSize | 200000 | [published page](https://support.iqcapital.io/en/articles/15002141-classic-crypto-challenge) |
| maxAllocation | 2000000 | [published page](https://www.iqcapital.io/) |
| scalingPlan | Elite Program for top performers, with capital up to $500,000+ | [published page](https://www.iqcapital.io/) |
| resetPolicy | A reset restores the balance of an evaluation or funded account for a fee; it does not reset the time remaining | [published page](https://support.iqcapital.io/en/articles/15586069-resets-extend) |
| refundPolicy | All fees are final and non-refundable | [published page](https://www.iqcapital.io/terms-of-use) |
| inactivityPolicy | Accounts inactive for more than 30 days may be suspended or terminated | [published page](https://www.iqcapital.io/terms-of-use) |
| kycRequirements | IQ Capital reserves the right to request identity verification documents | [published page](https://www.iqcapital.io/terms-of-use) |
| minPayoutAmount | No minimum; each request is limited to 50% of total profits and a per-request cap set by account size | [published page](https://support.iqcapital.io/en/articles/15005697-performance-reward-classic-classic-dll) |
| payoutProcessingTime | Guaranteed within 48 hours, 3 hours on average (firm's claim) | [published page](https://www.iqcapital.io/) |
| supportChannels | Email | [published page](https://www.iqcapital.io/terms-of-use) |
| certifications | TÜV-certified expertise (firm's claim) | [published page](https://www.iqcapital.io/) |

## Frequently asked questions

### What is IQ Capital's profit split?

IQ Capital pays a 90% profit split on Classic and Classic-DLL accounts, applied from the first dollar with no tiers. Rapid accounts pay 80%.

### What are the IQ Capital drawdown rules?

IQ Capital uses an end-of-day trailing drawdown that follows your highest equity at the New York close, at 6% on most challenge sizes and 5% on the $200,000 account. Classic accounts also cap the loss on a single position at 1% in the challenge and 0.5% once funded, with two soft breaches allowed before a hard breach.

### Does IQ Capital have a daily loss limit?

Not on Classic accounts, which cap risk per position instead. The Classic-DLL futures challenge has a daily loss limit of $1,000 on the $50,000 account and $1,500 on the $100,000 account.

### Does IQ Capital have a consistency rule?

Yes, once funded. Classic funded and instant funded accounts have a 30% consistency rule, so your highest-profit day may not exceed 30% of total profit; Classic challenges have none, while the Rapid futures challenge sets 40%.

### How do IQ Capital payouts work?

Classic accounts can request a payout after 10 active trading days and Rapid accounts after the first, with Rapid accounts closing after 5 payouts.

### Does IQ Capital offer instant funding?

Yes. The Classic Futures Instant Funded account comes in $50,000 and $100,000 sizes with no challenge, a 30% consistency rule and a 0.5% maximum position loss.

### Does IQ Capital allow news trading and EAs?

News trading is fully allowed at IQ Capital. EAs are allowed only if you have full access to the source code and control the system; copy trading, external signals and HFT are prohibited.

### Can you hold trades overnight or over the weekend at IQ Capital?

On crypto and CFD accounts, yes. Futures positions are closed automatically at 04:45 pm EST, so futures cannot be held overnight or over the weekend.

### How many accounts can you have at IQ Capital?

Up to 10 active Classic funded accounts and 5 active Rapid funded accounts, with separate limits for futures and for crypto/CFD. IQ Capital advertises up to $2M across 10 accounts.

### Does IQ Capital refund the challenge fee?

No. IQ Capital's terms of use state that all fees paid are final and non-refundable.

### Which countries are restricted at IQ Capital?

IQ Capital does not serve residents or nationals of 23 countries and territories, including Russia, Belarus, Iran, Iraq, North Korea, Cuba, Venezuela and the Crimea, Donetsk and Luhansk regions of Ukraine. The United States is not on the restricted list.

### How much does an IQ Capital challenge cost?

IQ Capital's pricing page did not tie a regular price to a named challenge on the pages Prop Firm Pal read, so no price is given here. Crypto and CFD accounts run from $10,000 to $200,000 and futures accounts from $50,000 to $100,000, and every account must be extended after 30 days for $19 on futures or $5 on crypto and CFD.

## Related pages
- [IQ Capital rules](https://propfirmpal.com/firms/unverified/iq-capital/rules) — markdown: https://propfirmpal.com/firms/unverified/iq-capital/rules.md
- [IQ Capital payouts](https://propfirmpal.com/firms/unverified/iq-capital/payouts) — markdown: https://propfirmpal.com/firms/unverified/iq-capital/payouts.md
- [All prop firms compared](https://propfirmpal.com/best-prop-firms)
- [IQ Capital alternatives](https://propfirmpal.com/alternatives/iq-capital)
- [IQ Capital web traffic history](https://propfirmpal.com/firms/unverified/iq-capital/traffic)