# Moneta Funded Rules

> Moneta Funded's plans state a maximum drawdown of 5% to 10% of the account size (drawdown type: trailing and static), across 34 plans. A consistency rule…

**Source:** https://propfirmpal.com/firms/unverified/moneta-funded/rules  
**Generated:** 2026-09-25  
**Publisher:** Prop Firm Pal — independent prop firm comparison

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Moneta Funded's plans state a maximum drawdown of 5% to 10% of the account size (drawdown type: trailing and static), across 34 plans. A consistency rule applies: 15% or 20% of total profit per day (chosen at purchase) on Instant Funding only, reset after each payout; none on Instant Funding Pro, 1-Step, 2-Step or Phoenix. News trading is conditional: on 1-Step, 2-Step, Instant Funding, Phoenix and Sprint, in challenge and funded phases, no opening or closing trades from 5 minutes before to 5 minutes after red-folder news (trades opened at least 2 hours earlier may close); fully allowed on Instant Funding Pro.

_Compiled from 31 of Moneta Funded's own published pages, read on 14 September 2026. Not verified by Prop Firm Pal: every value is what Moneta Funded states about itself, quoted with the page it came from. A firm can change its rules at any time, so check the linked page before you pay for an account._

## Moneta Funded drawdown rules

Moneta Funded's plans state a maximum drawdown of 5% to 10% of the account size (drawdown type: trailing and static), across 34 plans.

A daily loss limit of 3% to 5% is stated on 34 of 34 plans; where a plan shows a dash, no daily figure is recorded for it.

Dollar amounts are the published percentage applied to the account size.

| Plan | Account size | Max drawdown | Drawdown type | Daily loss limit | Profit target |
| --- | --- | --- | --- | --- | --- |
| Instant Funding (88% split option) | $5K | 5% ($250) | Trailing | 3% ($150) | — |
| Instant Funding (88% split option) | $10K | 5% ($500) | Trailing | 3% ($300) | — |
| Instant Funding (88% split option) | $25K | 5% ($1,250) | Trailing | 3% ($750) | — |
| Instant Funding (88% split option) | $50K | 5% ($2,500) | Trailing | 3% ($1,500) | — |
| Instant Funding (88% split option) | $100K | 5% ($5,000) | Trailing | 3% ($3,000) | — |
| Instant Funding (60% split option) | $5K | 5% ($250) | Trailing | 3% ($150) | — |
| Instant Funding (60% split option) | $10K | 5% ($500) | Trailing | 3% ($300) | — |
| Instant Funding (60% split option) | $25K | 5% ($1,250) | Trailing | 3% ($750) | — |
| Instant Funding (60% split option) | $50K | 5% ($2,500) | Trailing | 3% ($1,500) | — |
| Instant Funding (60% split option) | $100K | 5% ($5,000) | Trailing | 3% ($3,000) | — |
| Instant Funding Pro | $5K | 8% ($400) | Trailing | 4% ($200) | — |
| Instant Funding Pro | $10K | 8% ($800) | Trailing | 4% ($400) | — |
| Instant Funding Pro | $25K | 8% ($2,000) | Trailing | 4% ($1,000) | — |
| Instant Funding Pro | $50K | 8% ($4,000) | Trailing | 4% ($2,000) | — |
| Instant Funding Pro | $100K | 8% ($8,000) | Trailing | 4% ($4,000) | — |
| 1-Step Challenge | $5K | 6% ($300) | Static | 3% ($150) | 10% |
| 1-Step Challenge | $10K | 6% ($600) | Static | 3% ($300) | 10% |
| 1-Step Challenge | $25K | 6% ($1,500) | Static | 3% ($750) | 10% |
| 1-Step Challenge | $50K | 6% ($3,000) | Static | 3% ($1,500) | 10% |
| 1-Step Challenge | $100K | 6% ($6,000) | Static | 3% ($3,000) | 10% |
| 2-Step Challenge (Standard 5% / 10%) | $5K | 10% ($500) | Static | 5% ($250) | 5% |
| 2-Step Challenge (Standard 5% / 10%) | $10K | 10% ($1,000) | Static | 5% ($500) | 5% |
| 2-Step Challenge (Standard 5% / 10%) | $25K | 10% ($2,500) | Static | 5% ($1,250) | 5% |
| 2-Step Challenge (Standard 5% / 10%) | $50K | 10% ($5,000) | Static | 5% ($2,500) | 5% |
| 2-Step Challenge (Standard 5% / 10%) | $100K | 10% ($10,000) | Static | 5% ($5,000) | 5% |
| 2-Step Challenge (lower-cost 4% / 8%) | $5K | 8% ($400) | Static | 4% ($200) | 5% |
| 2-Step Challenge (lower-cost 4% / 8%) | $10K | 8% ($800) | Static | 4% ($400) | 5% |
| 2-Step Challenge (lower-cost 4% / 8%) | $25K | 8% ($2,000) | Static | 4% ($1,000) | 5% |
| 2-Step Challenge (lower-cost 4% / 8%) | $50K | 8% ($4,000) | Static | 4% ($2,000) | 5% |
| 2-Step Challenge (lower-cost 4% / 8%) | $100K | 8% ($8,000) | Static | 4% ($4,000) | 5% |
| Phoenix Scaling Program (Level 1) | $2.5K | 6% ($150) | Static | 3% ($75) | 10% |
| Phoenix Scaling Program (Level 2) | $5K | 6% ($300) | Static | 3% ($150) | 10% |
| Phoenix Scaling Program (Level 3) | $10K | 6% ($600) | Static | 3% ($300) | 10% |
| Phoenix Scaling Program (Level 4) | $20K | 6% ($1,200) | Static | 3% ($600) | 10% |

- Plan figures: "Moneta Funded offers a variety of trading programs for traders, including Instant Funding, Instant Funding Pro, the 1-Step Challenge, the 2-Step Challenge, the Phoenix Program, and the Sprint Challenge" — https://help.monetafunded.com/en/articles/12532267-moneta-funded-product-offerings

## Moneta Funded consistency rule

A consistency rule caps how much of your total profit a single trading day may account for. Here is what Moneta Funded states.

| Topic | What the firm states |
| --- | --- |
| Consistency limit | 20% |
| Consistency rule | Applies — 15% or 20% of total profit per day (chosen at purchase) on Instant Funding only, reset after each payout; none on Instant Funding Pro, 1-Step, 2-Step or Phoenix |

- Consistency limit: "When you purchase an Instant Funding account, you select your consistency percentage: 15% or 20%" — https://help.monetafunded.com/en/articles/13345521-how-does-the-consistency-rule-work-at-moneta-funded
- Consistency rule: "The consistency rule applies to Instant Funding accounts only" — https://help.monetafunded.com/en/articles/13345521-how-does-the-consistency-rule-work-at-moneta-funded

## Moneta Funded minimum trading days and time limit

| Topic | What the firm states |
| --- | --- |
| Minimum trading days | Applies — 3 profitable days of at least 0.5% on the 1-Step, each 2-Step phase and Phoenix; no minimum on Instant Funding or Instant Funding Pro |
| In the plan figures | 0 and 3 days |
| Time limit | Applies — Unlimited on Instant Funding, Instant Funding Pro, 1-Step, 2-Step and Phoenix; the Sprint Challenge runs 1, 2, 4 or 8 hours from the first trade |

- Minimum trading days: "You must record at least 3 profitable trading days, each with a profit of 0.5% or more of your account size." — https://help.monetafunded.com/en/articles/13904591-1-step-challenge
- Time limit: "Timeframes: 1 hour, 2 hours, 4 hours, and 8 hours" — https://help.monetafunded.com/en/articles/12532267-moneta-funded-product-offerings

## Moneta Funded news trading, EA and copy trading rules

| Topic | What the firm states |
| --- | --- |
| News trading | Conditional — On 1-Step, 2-Step, Instant Funding, Phoenix and Sprint, in challenge and funded phases, no opening or closing trades from 5 minutes before to 5 minutes after red-folder news (trades opened at least 2 hours earlier may close); fully allowed on Instant Funding Pro |
| Expert advisors and automated trading | Conditional — Only a custom EA developed and owned by the trader, or a copier between the trader's own accounts; third-party and commercial EAs and signal services are prohibited, the same article bans automated systems that trade without discretionary decision-making, and EAs are not allowed on the Sprint Challenge |
| Copy trading | Conditional — Only between Moneta Funded accounts registered to the same person; copying from another prop firm, a personal brokerage account, a signal provider or another person is prohibited |
| Hedging | Conditional — Prohibited on the standard programs covered by the prohibited-methods article; not among the Sprint Challenge's listed restrictions |
| Martingale and grid strategies | Conditional — Martingale and grid trading are prohibited on the standard programs; occasional modest averaging is acceptable while risk stays controlled; not among the Sprint Challenge's listed restrictions |
| High-frequency and latency arbitrage | Conditional — Scalping is allowed; high-frequency trading, order spamming and latency arbitrage are prohibited on the standard programs |

- News trading: "Restricted on all programs, except Instant Funding Pro." — https://help.monetafunded.com/en/articles/12542447-news-trading-at-moneta-funded
- Expert advisors and automated trading: "At Moneta Funded, Expert Advisors (EA) are allowed only on trading accounts owned by the same individual." — https://help.monetafunded.com/en/articles/12146808-which-trading-methods-aren-t-allowed
- Copy trading: "At Moneta Funded, Copy Trading is allowed only between accounts owned by the same individual." — https://help.monetafunded.com/en/articles/12146808-which-trading-methods-aren-t-allowed
- Hedging: "Hedging, Grid Trading, Latency Arbitrage, Demo environment exploitation, Gamification of the Evaluation, and account sharing are strictly prohibited" — https://help.monetafunded.com/en/articles/12146808-which-trading-methods-aren-t-allowed
- Martingale and grid strategies: "repeatedly increasing trade size after losses, concentrating a large portion of the account into recovery trades, or escalating exposure during drawdowns may be considered Martingale-type behavior and may trigger risk controls or account limitations" — https://help.monetafunded.com/en/articles/12146808-which-trading-methods-aren-t-allowed
- High-frequency and latency arbitrage: "trading behavior that consistently involves extremely short-duration trades executed in very high frequency, or strategies built primarily around execution speed rather than market analysis, may be classified as HFT" — https://help.monetafunded.com/en/articles/12146808-which-trading-methods-aren-t-allowed

## Moneta Funded weekend and overnight holding

| Topic | What the firm states |
| --- | --- |
| Weekend holding | Conditional — Allowed except where a program restricts it; the Sprint Challenge bans gap trading and trading at market open and close |
| Overnight holding | Conditional — Allowed except where a program restricts it; the Sprint Challenge bans trading within 5 minutes of market opens, closes and the 10 PM UTC rollover |

- Weekend holding: "Holding positions overnight and over the weekend is allowed on Moneta Funded accounts" — https://help.monetafunded.com/en/articles/12542447-news-trading-at-moneta-funded
- Overnight holding: "Holding positions overnight and over the weekend is allowed on Moneta Funded accounts" — https://help.monetafunded.com/en/articles/12542447-news-trading-at-moneta-funded

## Moneta Funded scaling plan

Phoenix Scaling Program: 11 levels from $2,500 to $2,000,000; reaching a 10% profit target moves the account up a level and converts that profit into withdrawable credit.

| Topic | What the firm states |
| --- | --- |
| Largest account size | $100,000 |
| Maximum allocation | $2,400,000 |

- Scaling plan: "To scale to the next level, traders must achieve a 10% profit target on their current account." — https://help.monetafunded.com/en/articles/12533211-the-phoenix-scaling-program
- Largest account size: "Instant Funding: Up to $100,000" — https://help.monetafunded.com/en/articles/13240975-how-big-can-the-capital-be-that-i-manage-maximum-capital-allocation
- Maximum allocation: "the absolute maximum capital a single trader can manage is $2.4 Million" — https://help.monetafunded.com/en/articles/13240975-how-big-can-the-capital-be-that-i-manage-maximum-capital-allocation

## Other Moneta Funded account rules

| Topic | What the firm states |
| --- | --- |
| Maximum number of accounts | Applies — Unlimited challenge accounts; funded capital capped at $100,000 per program (Instant Funding, Instant Funding Pro, 1-Step, 2-Step), $2,000,000 on Phoenix and $2.4 million in total; one active Sprint Challenge at a time |
| Prohibited instruments | Not stated on the pages we read |
| Account sharing | Not permitted |

- Maximum number of accounts: "You may purchase and trade an unlimited number of challenge accounts." — https://help.monetafunded.com/en/articles/13240975-how-big-can-the-capital-be-that-i-manage-maximum-capital-allocation
- Account sharing: "Traders are prohibited from sharing accounts or transferring Simulated Funded Accounts from one owner to another for any purpose." — https://help.monetafunded.com/en/articles/12146808-which-trading-methods-aren-t-allowed

## Not found on Moneta Funded's pages

- a reset or retry policy for breached accounts
- which instruments, if any, are prohibited

## Frequently asked questions

### What are Moneta Funded's drawdown rules?

Moneta Funded's plans state a maximum drawdown of 5% to 10% of the account size (drawdown type: trailing and static), across 34 plans.

### Does Moneta Funded have a consistency rule?

Yes. 15% or 20% of total profit per day (chosen at purchase) on Instant Funding only, reset after each payout; none on Instant Funding Pro, 1-Step, 2-Step or Phoenix.

### Does Moneta Funded have a scaling plan?

Yes. Phoenix Scaling Program: 11 levels from $2,500 to $2,000,000; reaching a 10% profit target moves the account up a level and converts that profit into withdrawable credit.

### Does Moneta Funded allow news trading?

Only under conditions. On 1-Step, 2-Step, Instant Funding, Phoenix and Sprint, in challenge and funded phases, no opening or closing trades from 5 minutes before to 5 minutes after red-folder news (trades opened at least 2 hours earlier may close); fully allowed on Instant Funding Pro.

### Does Moneta Funded allow EAs and automated trading?

Only under conditions. Only a custom EA developed and owned by the trader, or a copier between the trader's own accounts; third-party and commercial EAs and signal services are prohibited, the same article bans automated systems that trade without discretionary decision-making, and EAs are not allowed on the Sprint Challenge.

### Does Moneta Funded allow copy trading?

Only under conditions. Only between Moneta Funded accounts registered to the same person; copying from another prop firm, a personal brokerage account, a signal provider or another person is prohibited.

### Can you hold trades over the weekend at Moneta Funded?

Only under conditions. Allowed except where a program restricts it; the Sprint Challenge bans gap trading and trading at market open and close.

### Does Moneta Funded have minimum trading days?

Yes. 3 profitable days of at least 0.5% on the 1-Step, each 2-Step phase and Phoenix; no minimum on Instant Funding or Instant Funding Pro.

### Is there a time limit at Moneta Funded?

Yes. Unlimited on Instant Funding, Instant Funding Pro, 1-Step, 2-Step and Phoenix; the Sprint Challenge runs 1, 2, 4 or 8 hours from the first trade.

## Related pages

- [Moneta Funded profile](https://propfirmpal.com/firms/unverified/moneta-funded) — markdown: https://propfirmpal.com/firms/unverified/moneta-funded.md
- [Moneta Funded payouts](https://propfirmpal.com/firms/unverified/moneta-funded/payouts) — markdown: https://propfirmpal.com/firms/unverified/moneta-funded/payouts.md
- [Moneta Funded web traffic history](https://propfirmpal.com/firms/unverified/moneta-funded/traffic) — markdown: https://propfirmpal.com/firms/unverified/moneta-funded/traffic.md