# ThinkCapital — rules, pricing and payouts

> ThinkCapital — 1-step/2-step/3-step evaluations from USD 39, USD 349 to a $100,000 funded account, up to 80% profit split.

**Source:** https://propfirmpal.com/firms/unverified/think-capital  
**Generated:** 2026-10-06  
**Publisher:** Prop Firm Pal — independent prop firm comparison

_Prop Firm Pal earns affiliate commission from some listed firms. This is disclosed on-site and does not affect the computed ranking order._

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ThinkCapital is a premier broker-backed proprietary trading firm launched in June 2024 by the established global broker ThinkMarkets. Based in the UAE, the firm offers a highly reliable trading environment with institutional-grade infrastructure. They provide three main challenge types: Lightning (1-Step), Dual Step (2-Step), and Nexus (3-Step). ThinkCapital is known for its deep integration with TradingView, allowing traders to execute trades directly from charts, and its 'Trader First' approach which includes features like a free backtesting tool and a scaling plan up to $1 million.

## Key terms
| Field | Value |
| --- | --- |
| Verification | Sourced from the firm’s own website, not verified |
| Company location | United Arab Emirates |
| Founded | 2024 |
| Community rating | 4.0/5 from 1 review |
| Evaluation types | 1-step, 2-step, 3-step |
| Cost to a $100,000 funded account | USD 349 |
| Cheapest entry price | USD 39 |
| Instant funding | not offered |
| Account sizes | $5,000, $10,000, $25,000, $50,000, $100,000 |
| Maximum profit split | 80% |
| Phase 1 profit target | 5% |
| Daily drawdown | 3% |
| Maximum drawdown | 6% |
| Drawdown style | trailing |
| Drawdown measured on | equity |
| Platforms | Think Trader, MT5, TradingView |
| Instruments | Forex, Indices, Commodities, Crypto, Gold |
| Payment methods | Credit Card, Debit Card, Crypto (USDT/USDC) |
| Payout methods | not published |
## Is ThinkCapital legit?

Prop Firm Pal has not verified ThinkCapital, so this is not an endorsement: it is what the record shows. Its own pages name the operating company as TFG (Payments) Limited, in London, United Kingdom (registered office). It was founded in 2024. Its website has been active in Prop Firm Pal's monthly traffic record since November 2025, and traffic over the last three months is falling sharply. Its payout policy is published, and summarised on the Payouts tab.

| Record | What we hold |
| --- | --- |
| Company | TFG (Payments) Limited |
| Founded | 2024 |
| Headquarters | London, United Kingdom (registered office) |
| In our traffic record | Since November 2025 (10 months) |
| Traffic, last three months | Falling sharply (-53% to August 2026) |

- Company: "The Customer acknowledges that the Customer’s contract for the Services is solely with TFG (Payments) Limited and that no other ThinkMarkets-group entity is a party to, or guarantor of, that contract." — https://www.thinkcapital.com/terms-of-services/
- Headquarters: "ADDRESS: 85 GREAT PORTLAND STREET FIRST FLOOR LONDON ENGLAND W1W 7LT" — https://www.thinkcapital.com/refund-policy/

## What this firm publishes

ThinkCapital is a forex prop firm that sets itself apart through its partnership with the broker ThinkMarkets, and it lets funded traders send payouts to a personal ThinkMarkets live account as well as to crypto or Rise. It sells three evaluations and one instant funding account: the Lightning 1-step challenge, the Dual Step 2-step challenge in Intraday and Swing versions, the Nexus 3-step challenge, and Bolt, an instant funding account with no evaluation. Its program pages list account sizes from $5,000 to $100,000 (Bolt from $2,500 to $50,000), the terms also list $200,000 evaluations, and the funded allocation reaches $600,000. Trading is on ThinkTrader with TradingView integration, across forex, commodities, indices and crypto, in USD accounts.

The ThinkCapital rules differ by program. Lightning asks for a 10% profit target with a 3% daily and 6% trailing drawdown. Dual Step sets 9% then 5% with a 4% daily and 7% maximum loss, and Nexus sets 7%, 6% and 5% with 4% daily and 8% fixed to the starting balance. Each challenge needs 3 minimum trading days and has no time limit. Bolt has no target but a 3% daily and 6% trailing equity limit, a 20% consistency rule, and 5 profitable days before each payout. News trading is banned 2 minutes either side of red-folder news on Lightning, Dual Step Intraday and Nexus, and 5 minutes on Bolt; only Dual Step Swing allows it by default. Weekend holding is not allowed on Dual Step Intraday or Bolt, and every account needs a trade at least every 30 days.

The profit split is 80%, raised to 90% through scaling or an add-on. Payouts are bi-weekly from the first trade, or weekly with an add-on, and are processed within 3 business days; the minimum is USD 100 and Rise payouts carry a $50 monthly fee. Funded Lightning, Dual Step and Nexus accounts need 3 profitable days per payout. ThinkCapital refunds an unused account within 14 days, less a $20 fee where applicable, and returns the challenge fee with the 3rd payout. Its 5K cards list Nexus at $39, Lightning and Dual Step Intraday at $59, Dual Step Swing at $82 and the $2,500 Bolt at $49. Residents and citizens of 29 countries, including Australia, Cyprus, Vietnam and British Columbia, are not accepted.

_Compiled from ThinkCapital's own published pages, retrieved 2026-09-14. Not independently verified by Prop Firm Pal._

| Field | Value | Source |
| --- | --- | --- |
| legalName | TFG (Payments) Limited | [published page](https://www.thinkcapital.com/terms-of-services/) |
| headquarters | London, United Kingdom (registered office) | [published page](https://www.thinkcapital.com/refund-policy/) |
| broker | ThinkMarkets | [published page](https://www.thinkcapital.com/about-us/) |
| platforms | ThinkTrader, TradingView | [published page](https://www.thinkcapital.com/tc-faqs/general-faqs/what-trading-platforms-does-thinkcapital-offer-and-what-instruments-can-i-trade-there/) |
| availableAssets | Forex, Commodities, Indices, Cryptocurrencies | [published page](https://www.thinkcapital.com/tc-faqs/general-faqs/what-trading-platforms-does-thinkcapital-offer-and-what-instruments-can-i-trade-there/) |
| payoutMethods | Crypto (USDT – TRC20/ERC20), Rise, Transfer to a ThinkMarkets personal live account (countries ThinkMarkets supports) | [published page](https://www.thinkcapital.com/tc-faqs/funded-accounts/how-is-the-payout-processed-and-how-long-does-it-take/) |
| payoutFrequency | Bi-weekly by default, counted from the first trade; weekly with the Weekly Payout add-on | [published page](https://www.thinkcapital.com/tc-faqs/funded-accounts/how-often-are-payouts-offered-for-simulated-funded-accounts/) |
| restrictedCountries | Afghanistan, Albania, Australia, British Columbia, Burma (Myanmar), Burundi, Central African Republic, Cuba, Cyprus, Iran, Kosovo, Lebanon, Libya, Mali, Midway  | [published page](https://www.thinkcapital.com/tc-faqs/general-faqs/client-eligibility-and-restricted-countries/) |
| maxProfitSplitPercent | 90 | [published page](https://www.thinkcapital.com/instant-funding/) |
| consistencyRulePercent | 20 | [published page](https://www.thinkcapital.com/tc-faqs/general-faqs/is-there-any-consistency-rule/) |
| positioning | A broker-backed prop firm built on a partnership with the broker ThinkMarkets | [published page](https://www.thinkcapital.com/about-us/) |
| targetTrader | Bolt instant funding: experienced traders who have passed prop challenges before | [published page](https://www.thinkcapital.com/instant-funding/) |
| accountCurrencies | USD | [published page](https://www.thinkcapital.com/terms-of-services/) |
| maxAllocation | 600000 | [published page](https://www.thinkcapital.com/tc-faqs/funded-accounts/how-the-scaling-plan-works-on-simulated-funded-accounts/) |
| scalingPlan | Lightning, Dual Step and Nexus: a 20% increase of the initial balance for at least 10% profit over a three-month review with three withdrawals, requested by ema | [published page](https://www.thinkcapital.com/tc-faqs/funded-accounts/how-the-scaling-plan-works-on-simulated-funded-accounts/) |
| refundPolicy | Refund within 14 calendar days of purchase if no order has been opened, less a $20 administrative fee where applicable; after passing, the challenge fee is refu | [published page](https://www.thinkcapital.com/refund-policy/) |
| inactivityPolicy | At least one trade every 30 days on every challenge and funded account, or the account is terminated | [published page](https://www.thinkcapital.com/tc-faqs/funded-accounts/how-long-can-i-be-inactive-on-a-trading-account/) |
| kycRequirements | Government-issued photo ID and proof of address dated within the last 60 days; clients must be over 18 | [published page](https://www.thinkcapital.com/tc-faqs/general-faqs/what-documents-are-required-for-kyc-verification/) |
| minPayoutAmount | USD 100 | [published page](https://www.thinkcapital.com/terms-of-services/) |
| payoutProcessingTime | Processed within 3 business days, then 24 to 48 hours to arrive (bank transfers up to 5 business days) | [published page](https://www.thinkcapital.com/tc-faqs/funded-accounts/how-is-the-payout-processed-and-how-long-does-it-take/) |
| supportChannels | Email, Live chat | [published page](https://www.thinkcapital.com/about-us/) |
| supportHours | Email accepted 24 hours a day; replies during business hours | [published page](https://www.thinkcapital.com/tc-faqs/general-faqs/is-there-any-consistency-rule/) |
| fees | [object Object], [object Object] | [published page](https://www.thinkcapital.com/tc-faqs/funded-accounts/how-is-the-payout-processed-and-how-long-does-it-take/) |
| rules | [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object Object], [object | — |

## Frequently asked questions

### What is ThinkCapital's profit split?

ThinkCapital's standard profit split is 80%. It rises to 90% through the scaling plan or a 90% profit split add-on bought at checkout.

### How much does a ThinkCapital challenge cost?

ThinkCapital lists a $5,000 Nexus 3-step challenge at $39, a $5,000 Lightning or Dual Step Intraday at $59, a $5,000 Dual Step Swing at $82 and a $2,500 Bolt instant funding account at $49. Prices for larger sizes were not found on the pages read.

### Does ThinkCapital offer instant funding?

Yes. Bolt is an instant funding account with no evaluation, from $2,500 to $50,000. It has a 3% daily and 6% trailing drawdown, a 20% consistency rule, no crypto trading, and needs 5 profitable days before each payout.

### What are the ThinkCapital challenge rules?

Lightning needs a 10% target with 3% daily and 6% trailing drawdown; Dual Step needs 9% then 5% with 4% daily and 7% maximum loss; Nexus needs 7%, 6% and 5% with 4% daily and 8% maximum loss. Each needs 3 minimum trading days, and none has a time limit.

### Does ThinkCapital allow news trading?

Only on Dual Step Swing by default. Lightning, Dual Step Intraday and Nexus ban trading 2 minutes either side of red-folder news unless the Lightning or Nexus News Trading add-on is bought, and Bolt bans it 5 minutes either side.

### Does ThinkCapital allow EAs and copy trading?

EAs and automated tools that work with ThinkTrader are allowed on challenge and funded accounts if declared to support in advance. Copy trading is allowed between ThinkCapital accounts, but not from other prop firm or personal accounts, and HFT bots are prohibited.

### Does ThinkCapital have a consistency rule?

Only on Bolt. A Bolt trader's most profitable single day may not exceed 20% of total profit before requesting a payout; Lightning, Dual Step and Nexus have no consistency rule.

### How do ThinkCapital payouts work?

Payouts are bi-weekly from the first trade, or weekly with an add-on, and are processed within 3 business days. The minimum is USD 100, and methods are USDT, Rise (with a $50 monthly fee) or a transfer to a ThinkMarkets personal live account where ThinkMarkets operates.

### Does ThinkCapital refund the challenge fee?

Yes, in two cases. An account with no orders placed can be refunded within 14 calendar days, less a $20 administrative fee where applicable, and after passing, the challenge fee is refunded with the 3rd payout.

### Which countries are restricted at ThinkCapital?

ThinkCapital does not accept residents or citizens of 29 listed countries and regions, including Australia, Cyprus, Vietnam, Russia, Ukraine and British Columbia. The United States is not on the list.

### Is ThinkCapital legit?

ThinkCapital is run by TFG (Payments) Limited, with a registered office in London, and its terms say no ThinkMarkets-group entity is a party to or guarantor of the contract. The terms also say that a trader who passes "may be offered a contract by a third-party company, in its sole discretion" to join the funded program.

### What is the ThinkCapital scaling plan?

Lightning, Dual Step and Nexus funded accounts gain 20% of the initial balance for at least 10% profit over a three-month review with three withdrawals, up to a $1.5 million allocation. The trader must email support to start the request.

## Related pages
- [ThinkCapital rules](https://propfirmpal.com/firms/unverified/think-capital/rules) — markdown: https://propfirmpal.com/firms/unverified/think-capital/rules.md
- [ThinkCapital payouts](https://propfirmpal.com/firms/unverified/think-capital/payouts) — markdown: https://propfirmpal.com/firms/unverified/think-capital/payouts.md
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- [ThinkCapital web traffic history](https://propfirmpal.com/firms/unverified/think-capital/traffic)