# Topstep Payouts > Topstep advertises a profit split of up to 90%. Payout frequency: after 5 winning days of $150+ (XFA Standard and Live), or 3 trading days within a 40%… **Source:** https://propfirmpal.com/firms/unverified/topstep/payouts **Generated:** 2026-09-25 **Publisher:** Prop Firm Pal — independent prop firm comparison _Prop Firm Pal earns affiliate commission from some listed firms. This is disclosed on-site and does not affect the computed ranking order._ --- Topstep advertises a profit split of up to 90%. Payout frequency: after 5 winning days of $150+ (XFA Standard and Live), or 3 trading days within a 40% consistency target (XFA Consistency); daily in the Live Funded Account after 30 winning days. Minimum payout: $125. Processing time: internal approval can take 1-3 business days; then same day (Prop-to-Brokerage), instant (Aeropay), 1-3 business days (Wise, ACH) or 5-10 business days (wire). _Compiled from 30 of Topstep's own published pages, read on 13 September 2026. Not verified by Prop Firm Pal: every value is what Topstep states about itself, quoted with the page it came from. A firm can change its rules at any time, so check the linked page before you pay for an account._ ## Topstep payout policy How often Topstep pays, how soon after funding, the smallest amount it pays and how long a payout takes, as its own payout pages state them. | Topic | What the firm states | | --- | --- | | Payout frequency | After 5 winning days of $150+ (XFA Standard and Live), or 3 trading days within a 40% consistency target (XFA Consistency); daily in the Live Funded Account after 30 winning days | | First payout | Not stated on the pages we read | | Minimum payout | $125 | | Processing time | Internal approval can take 1-3 business days; then same day (Prop-to-Brokerage), instant (Aeropay), 1-3 business days (Wise, ACH) or 5-10 business days (wire) | - Payout frequency: "Once you've earned $150+ Net P&L on 30 non-consecutive days in your Live Funded Account, you unlock daily Payouts — request as much of your unlocked balance as you want, once per day (min $125)." — https://help.topstep.com/en/articles/8284233-topstep-payout-policy - Minimum payout: "Minimum Payout: $125" — https://help.topstep.com/en/articles/8284233-topstep-payout-policy - Processing time: "Internal approval can take 1-3 business days." — https://help.topstep.com/en/articles/8284233-topstep-payout-policy ## Topstep profit split Topstep advertises a profit split of up to 90%. An advertised maximum can depend on the plan, a scaling stage or an add-on, so check which split applies to the account you buy. | Plan | Profit split | | --- | --- | | Trading Combine (Standard path, monthly) | 90% | | Trading Combine (No Activation Fee path, monthly) | 90% | | Topic | What the firm states | | --- | --- | | Maximum profit split | Up to 90% | - Profit split: "90/10 profit split — you keep 90%" — https://help.topstep.com/en/articles/8284233-topstep-payout-policy - Plan figures: "No Activation Fee Path: Higher monthly cost. No fee when you pass." — https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions ## Topstep payout methods Topstep lists 5 payout methods. Availability often depends on your country, as the notes in brackets show where the firm states it. Payout methods: Prop-to-Brokerage (US only), Aeropay (US banks only), Wise (China, Canada, UK), ACH (US banks only), Wire/SWIFT (international) - Payout methods: "Wise is available again as a payout method for traders in China, Canada, and the United Kingdom." — https://help.topstep.com/en/articles/8284233-topstep-payout-policy ## Topstep payout fees Charges Topstep publishes on taking a payout. | Fee | Amount | Applies to | | --- | --- | --- | | Back2Funded reactivation | $599 (50K), $699 (100K), $829 (150K) | Express Funded Accounts lost before the first payout | | Payout processing fee | $30 | ACH and Wire/SWIFT payouts | - Fees: "Standard Path: Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned." — https://help.topstep.com/en/articles/14289835-topstep-pricing-and-payment-questions ## Topstep payout evidence These are Topstep's own published claims. Prop Firm Pal has not seen its payout records, so treat them as the firm’s statement rather than an audited figure. | Topic | What the firm states | | --- | --- | | Total paid to traders (claimed) | $1.4B+ | - Total paid out: "$1.4B+" — https://www.topstep.com/ ## Topstep refund policy Refunds are generally not available; a 14-day satisfaction guarantee refunds up to 1 monthly payment on a first-ever Trading Combine that has not passed, and a forgotten rebill can be refunded within 28 days if the account has no trading and its Reset credit is unused. Resets, activation fees and Back2Funded are non-refundable. - Refund policy: "New to Topstep? If within your first 14 calendar days you decide it's not for you, we'll refund up to 1 monthly renewal payment for your Trading Combine® — as long as you haven't passed the evaluation." — https://help.topstep.com/en/articles/8284117-topstep-refund-policies ## Not found on Topstep's pages - the number of days to a first payout ## Frequently asked questions ### What is Topstep's payout policy? Payout frequency: After 5 winning days of $150+ (XFA Standard and Live), or 3 trading days within a 40% consistency target (XFA Consistency); daily in the Live Funded Account after 30 winning days. Minimum payout: $125. Processing time: Internal approval can take 1-3 business days; then same day (Prop-to-Brokerage), instant (Aeropay), 1-3 business days (Wise, ACH) or 5-10 business days (wire). ### How often does Topstep pay out? After 5 winning days of $150+ (XFA Standard and Live), or 3 trading days within a 40% consistency target (XFA Consistency); daily in the Live Funded Account after 30 winning days. ### What is the Topstep minimum payout? Topstep states a minimum payout of $125. ### How long do Topstep payouts take? Internal approval can take 1-3 business days; then same day (Prop-to-Brokerage), instant (Aeropay), 1-3 business days (Wise, ACH) or 5-10 business days (wire). ### What is Topstep's profit split? Up to 90%, as Topstep advertises it. Check which split applies to the plan you buy. ### How does Topstep pay traders? Topstep lists these payout methods: Prop-to-Brokerage (US only); Aeropay (US banks only); Wise (China, Canada, UK); ACH (US banks only); Wire/SWIFT (international). ### Does Topstep refund the challenge fee? Refunds are generally not available; a 14-day satisfaction guarantee refunds up to 1 monthly payment on a first-ever Trading Combine that has not passed, and a forgotten rebill can be refunded within 28 days if the account has no trading and its Reset credit is unused. Resets, activation fees and Back2Funded are non-refundable. ## Related pages - [Topstep profile](https://propfirmpal.com/firms/unverified/topstep) — markdown: https://propfirmpal.com/firms/unverified/topstep.md - [Topstep rules](https://propfirmpal.com/firms/unverified/topstep/rules) — markdown: https://propfirmpal.com/firms/unverified/topstep/rules.md - [Topstep web traffic history](https://propfirmpal.com/firms/unverified/topstep/traffic) — markdown: https://propfirmpal.com/firms/unverified/topstep/traffic.md