Prop Firm Account Growth Calculator

Does compounding actually apply to prop firm accounts?

Not automatically - prop firms pay out profits, they don't add them to your account balance. However, you can reinvest payouts by taking on larger accounts or additional accounts at the same or different firms. This calculator models that scenario by applying your monthly return to a growing effective capital base.

What monthly return is realistic for a prop firm trader?

Consistent, sustainable returns are typically 3% to 8% per month. Returns above 10% per month are possible but significantly increase the risk of breaching drawdown limits over time. The traders who last longest at prop firms prioritise consistency over maximising monthly percentage gains.

Can I run multiple prop firm accounts to scale faster?

Yes, and this is the most common scaling strategy. Many traders run 3-10 funded accounts simultaneously across different firms. Each additional account multiplies your monthly payout linearly. Use this calculator with a larger starting capital to model your combined account scenario.

How long does it realistically take to replace a full-time income with prop trading?

At 5% monthly returns with an 80% split on a $100,000 account, you earn $4,000 per month. Replacing a $50,000 annual salary requires roughly $500,000 in funded capital, achievable by running 5 funded accounts. Most traders reach this level after 6-18 months of consistent performance.