Funding Traders Review 2026: Challenges, Rules, Payouts & Pricing

Funding Traders at a Glance

Funding Traders, operated by RSRD Limited and launched in 2023, is a forex and CFD proprietary trading firm that offers funded accounts from $5,000 to $400,000 with a scaling plan extending to $2,000,000. The firm targets traders who want flexibility in evaluation format, offering four distinct challenge models — Instant Funded, 1-Step, 2-Step Pro10, and 2-Step Pro6 — all accessible on MetaTrader 5 and TradeLocker. Traders can compare this firm against others on Prop Firm Pal to see how its terms stack up.

Evaluation Structure: Four Challenge Models

Funding Traders runs a complete catalog of four named challenges. Each has a different phase structure, profit target, and drawdown profile:

Instant Funded

Type: Instant (no evaluation). Traders receive a live funded account immediately. There is no profit target phase; the account operates with a 3% daily drawdown (trailing) and 6% maximum drawdown (trailing). Profit split ranges from 90% to 100%. Minimum trading days: none. Consistency score required: 15%.

1-Step

Type: Single-phase evaluation. Phase 1 requires a 10% profit target with a 3% daily drawdown (static) and 10% maximum drawdown (static). After passing, the funded account carries a 2% per-trade risk limit (funded only), 90–100% profit split, 14-day payout schedule, and a 50% consistency score requirement. Minimum trading days: 4.

2-Step Pro10

Type: Two-phase evaluation. Phase 1: 10% profit target, 5% daily drawdown (static), 10% max drawdown (static). Phase 2: 5% profit target, same drawdown limits. Funded stage: 2% per-trade risk, 80–100% profit split, 14–21 day payout schedule. Minimum trading days: 4 per phase.

2-Step Pro6

Type: Two-phase evaluation. Both phases require a 6% profit target with 3% daily drawdown (static) and 6% max drawdown (static). Funded stage: 2% per-trade risk, 80–100% profit split, 14–21 day payout schedule. Minimum trading days: 4 per phase.

Key Rules & Restrictions

Drawdown Rules

• Instant Funded: 3% daily (trailing), 6% maximum (trailing)
• 1-Step: 3% daily (static), 10% maximum (static)
• 2-Step Pro10: 5% daily (static), 10% maximum (static) — both phases
• 2-Step Pro6: 3% daily (static), 6% maximum (static) — both phases

Consistency Requirements

• Instant Funded: 15% consistency score
• 1-Step: 50% consistency score
• 2-Step Pro10 & Pro6: No explicit consistency rule published for evaluation phases; funded stage has 2% per-trade risk limit

Minimum Trading Days

• Instant Funded: None
• 1-Step, 2-Step Pro10, 2-Step Pro6: 4 days per phase

Restricted Strategies

• No grid trading — applies whether adding to losses or stacking winners; results in account termination.
• No news trading on Instant Funded — immediate automatic failure. News trading is unrestricted during evaluation phases on 1-Step and 2-Step challenges.
• Copy trading restrictions — traders may copy their own trades between their own Funding Traders Pro accounts only; sharing signals with/