Fintokei vs Lark Funding

Every figure below is computed from the same normalised dataset, so the two firms are measured on identical terms.

Fintokei vs Lark Funding — the short answer

Lark Funding is the cheaper route to a $100,000 funded account at $370 against $419 for Fintokei — a difference of $49. Fintokei advertises the higher profit split at 100% against 90%. Fintokei uses static maximum drawdown and Lark Funding uses trailing. Across 13 directly comparable measures, Fintokei leads on 7 and Lark Funding on 3.

Where Fintokei wins

  • Cheapest evaluation entry price: $55
  • Instant funding to $100,000: $599
  • Maximum advertised profit split: 100%
  • Phase 1 profit target: 2%
  • Maximum drawdown limit: 6%
  • Maximum drawdown style: Static
  • Community rating: 4.7/5 (3)

Where Lark Funding wins

  • Evaluation cost to a $100,000 account: $370
  • Cheapest evaluation cost per $1,000 funded: $3.70
  • Daily drawdown limit: 5%
Fintokei

4.65

(3 reviews)

Lark Funding

4.5

(7 reviews)

Cost

Evaluation cost to a $100,000 account

The fairest like-for-like price: entry prices are not comparable when the smallest account differs.

$419

$370

Cheapest evaluation cost per $1,000 funded

$4.19

$3.70

Cheapest evaluation entry price

The smallest account each firm sells — useful for a first attempt, not for comparing value.

$55

$105

Instant funding to $100,000

Priced on a different basis to an evaluation — there is no challenge to pass.

$599

$4,500

Programme

Evaluation types offered

2-step, instant, 3-step, 1-step

1-step, 3-step, instant

Maximum advertised profit split

Usually requires a scaling plan or a paid add-on rather than being the default.

100%

90%

Phase 1 profit target

2%

3%

Account sizes sold

$5,000, $10,000, $20,000, $25,000, $50,000 +1 more

$5,000, $10,000, $25,000, $50,000, $100,000 +1 more

Risk rules

Daily drawdown limit

A larger limit is more room to trade, not a better product.

3%

5%

Maximum drawdown limit

6%

5%

Maximum drawdown style

Static is fixed from your starting balance. Trailing follows your peak and is harder to trade.

Static

Trailing

Drawdown measured on

Equity counts open positions in real time. Balance counts only closed trades.

Equity

Equity

Payouts

Payout frequency

On-demand

Not published

Payout methods

Bank Transfer, Crypto

Bank Transfer, Wise, Crypto, PayPal +1 more

Payment methods accepted

Bank Transfer, Cryptocurrency, Visa, Mastercard

Credit Card, Crypto, Wise, Riseworks

Platforms & markets

Trading platforms

MT4, MT5, cTrader, TradingView

MT4, MT5, cTrader, DXtrade +1 more

Instruments

Metals, Energies, Indicies, Crypto

Forex, Indices, Commodities, Crypto +2 more

Maximum forex leverage

More leverage is more flexibility and more risk — neither firm is better here by default.

1:100

1:50

Track record

Community rating

4.7/5 (3)

4.5/5 (7)

Founded

Longer in market is more track record, all else equal.

2022

2022

Company location

Czech Republic

Canada

Prop Firm Pal verification

Verified

Verified

A highlighted cell means that value is more favourable to the trader on a measure with a defensible direction — cheaper, more drawdown room, a lower target. Rows where the better choice depends on how you trade, such as leverage or platform support, are shown without a highlight. Prop Firm Pal earns affiliate commission from some listed firms; this never affects the figures above.

Frequently asked questions

Fintokei and Lark Funding, answered from the data above

Is Fintokei or Lark Funding cheaper?

Lark Funding is cheaper for an evaluation to a $100,000 funded account at $370, against $419 for Fintokei. Entry prices differ too — Fintokei starts at $55 and Lark Funding at $105 — but those are for different account sizes, so they are not a like-for-like comparison.

Which has the better profit split, Fintokei or Lark Funding?

Fintokei advertises the higher maximum at 100%, against 90% at Lark Funding. Note that the advertised maximum usually requires a scaling plan or a paid add-on rather than applying to a first account.

What is the difference in drawdown rules between Fintokei and Lark Funding?

Daily drawdown is 3% at Fintokei and 5% at Lark Funding. Maximum drawdown is 6% and 5% respectively. Fintokei uses a static maximum drawdown while Lark Funding uses a trailing one — a trailing limit follows your peak balance and is materially harder to trade around than a static one fixed to your starting balance.

What platforms do Fintokei and Lark Funding support?

Fintokei supports MT4, MT5, cTrader, TradingView. Lark Funding supports MT4, MT5, cTrader, DXtrade, TradingView.

Which is rated higher by traders, Fintokei or Lark Funding?

Fintokei scores 4.7/5 from 3 reviews and Lark Funding scores 4.5/5 from 7 reviews on Prop Firm Pal. Review scores are trader-submitted and are independent of any commercial relationship.

Should I choose Fintokei or Lark Funding?

On the 13 directly comparable measures on this page, Fintokei leads on 7 and Lark Funding on 3, with 3 tied. Which of those measures matters depends on how you trade: cost matters most if you expect to need several attempts, drawdown style matters most if you hold positions overnight, and payout terms matter most once you are funded. Prop Firm Pal does not recommend one firm over another, and earns affiliate commission from some listed firms.

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