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OFP Funding

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ofpfunding.com

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OFP Funding Review: Rules, Profit Split & Payouts

OFP Funding is a prop firm built around instant funding. It sells five instant funding accounts that skip the evaluation (Instant Lite, Classic, Pro, Prime and Plus) alongside a 1-step and a 2-step challenge, with account sizes from $5,000 to $200,000 and up to a 100% profit split on every plan. Accounts are in USD and trade forex, indices, metals, oil and crypto on cTrader, Match Trade, TradeLocker or its own OFPTrader platform. Founded in 2021, OFP Funding reports more than $23,500,000 in payouts and is run by Finteknology Ltd, a company registered in London.

The OFP Funding rules change with the account. The 1-step challenge sets an 8% profit target with a 3% daily and 6% overall drawdown, and the 2-step asks for 8% then 4% with 5% daily and 10% overall; both need 5 minimum trading days per phase. Among the instant accounts, Instant Lite has a 5% target and a 30-day limit, Instant Pro and Prime need 10 trading days, and Instant Classic carries a 25% consistency rule. Daily drawdown is measured from the previous day's closing equity, reset at midnight GMT+2. The rules most likely to breach an account: a 1% floating-loss limit (the help centre calls it a soft rule that resets the balance, the terms say the account is closed), no trading from 2 minutes before to 2 minutes after high-impact news, no more than 2 open trades in the same direction on one pair, and bans on hedging, martingale, HFT and copying trades between accounts. The help centre and the terms also disagree on Instant Pro: 3% daily and 6% overall with payouts every 14 days, against 3% and 5% with monthly payouts.

Payouts run bi-weekly on most models, and OFP Funding says they usually arrive within 2-3 business days of the request. Amounts under $500 are paid by bank transfer or USDC and larger ones through Rise, which carries a $50 fee; KYC must be completed first. Commissions are 25 USD per million traded on forex, indices and commodities. A full refund is available within 14 calendar days only if no trade has been placed. Account prices are not published outside checkout.

Five instant funding accounts with no evaluation, plus 1-step and 2-step challenges

Up to a 100% profit split on every plan

Account sizes from $5,000 to $200,000, all in USD

1-step challenge: 8% target, 3% daily and 6% overall drawdown

2-step challenge: 8% and 4% targets, 5% daily and 10% overall drawdown

25% consistency rule on Instant Classic; none on the other plans

No trading 2 minutes either side of high-impact news

Full refund within 14 days if the account is unused

Is OFP Funding legit?

Prop Firm Pal has not verified OFP Funding, so this is not an endorsement: it is what the record shows. Its own pages name the operating company as Finteknology Ltd, in London, United Kingdom. It was founded in 2021. Its website has been active in Prop Firm Pal's monthly traffic record since November 2025, and traffic over the last three months is steady. It claims $23,500,000+ paid to traders; that is its own figure, and we have not seen its payout records. Its payout policy is published, and summarised on the Payouts tab.

Record

What we hold

Company

What we hold

Finteknology Ltd

Founded

What we hold

2021

Headquarters

What we hold

London, United Kingdom

In our traffic record

What we hold

Since November 2025 (11 months)

Traffic, last three months

What we hold

Steady (-10% to September 2026)

Paid to traders (its claim)

What we hold

$23,500,000+

In OFP Funding's words

Company: “Finteknology Ltd, a limited liability company registered in England and Wales with company no. 15131112” ofpfunding.com/…/terms-and-conditions

Founded: “OFP was created in 2021 with a simple belief: Trading is already challenging; funding shouldn't be.” ofpfunding.com/…/about-us

Headquarters: “whose trading and registered office address is at 48 Warwick Street, London, Greater London, W1B 5AW, United Kingdom” ofpfunding.com/…/terms-and-conditions

Paid to traders: “Meet the Traders Behind $23,500,000+ in Payouts.” ofpfunding.com

OFP Funding trading platforms

cTrader
Match Trade
TradeLocker
O
OFPTrader

Instruments & payment methods

Payment methods

Debit and credit cards (Visa, Mastercard, Amex)
Cryptocurrencies (BTC, ETH, USDT, USDC)
Regional local payment methods

OFP Funding challenges & plans

Plan

Type

Account size

Profit target

Daily drawdown

Max drawdown

Profit split

Min trading days

Instant Lite

Type

instant funding

Account size

$50K

Profit target

5%

Daily drawdown

3%

Max drawdown

5%

Profit split

100%

Min trading days

5

Instant Lite

Type

instant funding

Account size

$100K

Profit target

5%

Daily drawdown

3%

Max drawdown

5%

Profit split

100%

Min trading days

5

Instant Lite

Type

instant funding

Account size

$200K

Profit target

5%

Daily drawdown

3%

Max drawdown

5%

Profit split

100%

Min trading days

5

Instant Classic

Type

instant funding

Account size

$5K

Profit target

—

Daily drawdown

5%

Max drawdown

10%

Profit split

100%

Min trading days

5

Instant Classic

Type

instant funding

Account size

$10K

Profit target

—

Daily drawdown

5%

Max drawdown

10%

Profit split

100%

Min trading days

5

Instant Classic

Type

instant funding

Account size

$25K

Profit target

—

Daily drawdown

5%

Max drawdown

10%

Profit split

100%

Min trading days

5

Instant Classic

Type

instant funding

Account size

$50K

Profit target

—

Daily drawdown

5%

Max drawdown

10%

Profit split

100%

Min trading days

5

Instant Classic

Type

instant funding

Account size

$100K

Profit target

—

Daily drawdown

5%

Max drawdown

10%

Profit split

100%

Min trading days

5

Instant Classic

Type

instant funding

Account size

$200K

Profit target

—

Daily drawdown

5%

Max drawdown

10%

Profit split

100%

Min trading days

5

Instant Pro

Type

instant funding

Account size

$25K

Profit target

—

Daily drawdown

3%

Max drawdown

5%

Profit split

100%

Min trading days

10

Instant Pro

Type

instant funding

Account size

$50K

Profit target

—

Daily drawdown

3%

Max drawdown

5%

Profit split

100%

Min trading days

10

Instant Pro

Type

instant funding

Account size

$100K

Profit target

—

Daily drawdown

3%

Max drawdown

5%

Profit split

100%

Min trading days

10

Instant Prime

Type

instant funding

Account size

$10K

Profit target

—

Daily drawdown

5%

Max drawdown

10%

Profit split

100%

Min trading days

10

Instant Prime

Type

instant funding

Account size

$25K

Profit target

—

Daily drawdown

5%

Max drawdown

10%

Profit split

100%

Min trading days

10

Instant Prime

Type

instant funding

Account size

$50K

Profit target

—

Daily drawdown

5%

Max drawdown

10%

Profit split

100%

Min trading days

10

Instant Prime

Type

instant funding

Account size

$100K

Profit target

—

Daily drawdown

5%

Max drawdown

10%

Profit split

100%

Min trading days

10

Instant Prime

Type

instant funding

Account size

$200K

Profit target

—

Daily drawdown

5%

Max drawdown

10%

Profit split

100%

Min trading days

10

Instant Plus

Type

instant funding

Account size

$5K

Profit target

—

Daily drawdown

3%

Max drawdown

6%

Profit split

100%

Min trading days

5

Instant Plus

Type

instant funding

Account size

$10K

Profit target

—

Daily drawdown

3%

Max drawdown

6%

Profit split

100%

Min trading days

5

Instant Plus

Type

instant funding

Account size

$25K

Profit target

—

Daily drawdown

3%

Max drawdown

6%

Profit split

100%

Min trading days

5

Instant Plus

Type

instant funding

Account size

$50K

Profit target

—

Daily drawdown

3%

Max drawdown

6%

Profit split

100%

Min trading days

5

Instant Plus

Type

instant funding

Account size

$100K

Profit target

—

Daily drawdown

3%

Max drawdown

6%

Profit split

100%

Min trading days

5

One-Phase Challenge

Type

1-step

Account size

$5K

Profit target

8%

Daily drawdown

3%

Max drawdown

6%

Profit split

100%

Min trading days

5

One-Phase Challenge

Type

1-step

Account size

$10K

Profit target

8%

Daily drawdown

3%

Max drawdown

6%

Profit split

100%

Min trading days

5

One-Phase Challenge

Type

1-step

Account size

$25K

Profit target

8%

Daily drawdown

3%

Max drawdown

6%

Profit split

100%

Min trading days

5

One-Phase Challenge

Type

1-step

Account size

$50K

Profit target

8%

Daily drawdown

3%

Max drawdown

6%

Profit split

100%

Min trading days

5

One-Phase Challenge

Type

1-step

Account size

$100K

Profit target

8%

Daily drawdown

3%

Max drawdown

6%

Profit split

100%

Min trading days

5

One-Phase Challenge

Type

1-step

Account size

$200K

Profit target

8%

Daily drawdown

3%

Max drawdown

6%

Profit split

100%

Min trading days

5

Two-Phase Challenge

Type

2-step

Account size

$5K

Profit target

8%

Daily drawdown

5%

Max drawdown

10%

Profit split

100%

Min trading days

5

Two-Phase Challenge

Type

2-step

Account size

$10K

Profit target

8%

Daily drawdown

5%

Max drawdown

10%

Profit split

100%

Min trading days

5

Two-Phase Challenge

Type

2-step

Account size

$25K

Profit target

8%

Daily drawdown

5%

Max drawdown

10%

Profit split

100%

Min trading days

5

Two-Phase Challenge

Type

2-step

Account size

$50K

Profit target

8%

Daily drawdown

5%

Max drawdown

10%

Profit split

100%

Min trading days

5

Two-Phase Challenge

Type

2-step

Account size

$100K

Profit target

8%

Daily drawdown

5%

Max drawdown

10%

Profit split

100%

Min trading days

5

Two-Phase Challenge

Type

2-step

Account size

$200K

Profit target

8%

Daily drawdown

5%

Max drawdown

10%

Profit split

100%

Min trading days

5

OFP Funding trading rules

Rule

Stance

Condition

News trading

Stance

Conditional

Condition

No trading from 2 minutes before to 2 minutes after high-risk news; straddling a release with opposite positions or pending orders on both sides is prohibited

Expert advisors and automated trading

Stance

Conditional

Condition

Automated systems, AI bots and mass-order entry used to gain an unfair advantage are prohibited; EAs are not otherwise addressed, and positions closed within about a minute may be flagged

Copy trading

Stance

Conditional

Condition

The help centre prohibits mirroring trades across OFP accounts or copying signals; the terms allow the same trades on several accounts while their combined capital is under 300,000 USD

Hedging

Stance

Not permitted

Condition

—

Martingale and grid strategies

Stance

Not permitted

Condition

—

High-frequency and latency arbitrage

Stance

Not permitted

Condition

—

Consistency rule

Stance

Applies

Condition

25% on Instant Classic (the help centre says it applies to the Instant Funding model); none on Instant Lite, Pro, Prime, Plus or the 1-step and 2-step challenges

Weekend holding

Stance

Conditional

Condition

Opening trades 2 hours or less before a market closes for 2 hours or longer is listed as prohibited gap trading; holding over the weekend is not otherwise addressed

Overnight holding

Stance

Conditional

Condition

When a Reward is due, positions must be closed by 11.59 PM on the day before the Review Day; not otherwise restricted in the pages read

Minimum trading days

Stance

Applies

Condition

5 days on Instant Lite, Classic, Plus and each challenge phase; 10 days on Instant Pro and Instant Prime

Time limit

Stance

Applies

Condition

30 trading days on Instant Lite; unlimited on Instant Classic, Pro, Prime and Plus; not stated for the challenges

Maximum number of accounts

Stance

Applies

Condition

No count limit; the terms cap combined capital at 300,000 USD per trader and 200,000 USD per account type, while the Instant Pro help article says $400,000 across Instant accounts

Account sharing

Stance

Conditional

Condition

Prohibited for individual traders; a legal-entity user may share login credentials with its own employees and authorised staff

No trades may be opened from 2 minutes before until 2 minutes after high-risk news, and straddling a release is prohibited, though normal directional trading through news is allowed.

Automated systems, AI bots and mass-order entry used for an unfair advantage are prohibited, and trades closed within about a minute may be flagged as high-frequency trading.

The help centre prohibits mirroring trades across OFP accounts or copying signals, while the terms allow the same trades on several accounts if their combined capital stays under 300,000 USD.

Hedging with opposite positions on the same asset, account or across accounts is prohibited.

Martingale and grid systems are prohibited.

Arbitrage on price feed delays or latency is prohibited.

Instant Classic has a 25% consistency rule measured as the largest single-day profit divided by total profit; the other plans list no consistency rule.

Opening trades 2 hours or less before a market closes for 2 hours or longer is treated as prohibited gap trading.

When a Reward is due, all positions must be closed by 11.59 PM on the day before the Review Day.

Minimum trading days are 5 on most plans and each challenge phase, and 10 on Instant Pro and Instant Prime.

Instant Lite has a 30 trading day limit; the other instant accounts are unlimited.

Combined capital is capped at 300,000 USD per trader in the terms, though the Instant Pro help article gives $400,000 across Instant accounts.

Accounts may not be shared or traded by third parties, except that a company account may give its own staff access.

Floating loss must not pass -1% of the account; the help centre treats this as a soft rule that resets the balance, while the terms say the account is closed.

No more than 2 trades in the same direction on the same pair may be open at once.

OFP Funding payout rules

Payout

Detail

Profit split

Detail

Up to 100%

Payout frequency

Detail

Bi-weekly on the Instant Funding model and both challenges (help centre); monthly on Instant Lite and Instant Pro in the plan tables

Processing time

Detail

Usually 2-3 business days from the request

Minimum payout

Detail

5% (Instant Lite, homepage plan table)

Payout methods

Bank transfer
USDC
Rise

OFP Funding account policies

Policy

Detail

Refund policy

Detail

Full refund within 14 calendar days of purchase if no trades have been opened

Inactivity

Detail

Accounts closed after 28 consecutive calendar days without a trade

KYC

Detail

Mandatory before a payout: ID (passport or driving licence) and recent proof of address, age 18+

Trading hours

Detail

24/5 on the listed forex pairs

Support

Detail

Live chat 24/7

OFP Funding fees

Fee

Amount

Applies to

Trading commission

Amount

25 USD per million traded (notional) on forex, indices and commodities; 200 USD per million on crypto

Applies to

—

Rise payout fee

Amount

$50 fixed

Applies to

Payouts over $500 withdrawn through Rise

Firm details

Detail

As published

Legal name

As published

Finteknology Ltd

Headquarters

As published

London, United Kingdom

Founded

As published

2021

Total paid out

As published

$23,500,000+

Traders

As published

over 1,000,000 traders

OFP Funding restricted countries

🇷🇺Russia
🇮🇷Iran
🇮🇶Iraq
🇰🇵North Korea
🇸🇾Syria
🇦🇫Afghanistan
🇾🇪Yemen
🇸🇴Somalia

OFP Funding web traffic, month by month

Prop Firm Pal has tracked OFP Funding's website traffic every month since November 2025. In September 2026 the site received an estimated 140.03K visits, down 35% on the month before and down 10% over three months.

Its busiest month on record was August 2026 at roughly 214.70K visits. Traffic now is 35% below that peak.

These are third-party estimates of website visits, collected once a month and stored against the month they describe. They are not trader counts, funded-account numbers or revenue.

Month

Estimated visits

Change

November 2025

Estimated visits

158.60K

Change

—

December 2025

Estimated visits

134.50K

Change

-15%

January 2026

Estimated visits

136.47K

Change

+1%

February 2026

Estimated visits

130.97K

Change

-4%

March 2026

Estimated visits

190.08K

Change

+45%

April 2026

Estimated visits

185.55K

Change

-2%

May 2026

Estimated visits

158.50K

Change

-15%

June 2026

Estimated visits

155.22K

Change

-2%

July 2026

Estimated visits

135.14K

Change

-13%

August 2026

Estimated visits

214.70K

Change

+59%

September 2026

Estimated visits

140.03K

Change

-35%

How OFP Funding compares in size

Measured on estimated monthly website visits for September 2026, OFP Funding ranks 82 of the 467 prop firms Prop Firm Pal tracks — larger than 82% of them, at roughly 140.03K visits a month.

The ranking covers every firm measured between July 2026 and September 2026, each on its own latest reading in that window. Firms last measured before July 2026 are left out rather than shown with a stale figure, so the total moves month to month.

Size is not quality. A large firm is one that markets successfully, and several of the most visited firms in this ranking have the strictest rules; some of the smallest pay out reliably to everyone who asks. What the ranking is useful for is scale — whether you are looking at an established operation or something very new.

Similar-sized firm

Monthly visits

Monthly visits

144.02K

Monthly visits

140.56K

Monthly visits

139.69K

Monthly visits

135.21K

FAQs

What is OFP Funding's profit split?

OFP Funding lists a 100% profit split on all five instant accounts and on the funded stage of both challenges. The homepage plan selector also offers an 80% split option on the Instant Lite account.

Does OFP Funding offer instant funding?

Yes. Instant Lite, Classic, Pro, Prime and Plus give a funded account with no evaluation, from $5,000 to $200,000 depending on the plan. Instant Lite still has a 5% profit target and 30 trading days; the others have no target and no time limit.

What are the OFP Funding challenge rules?

The 1-step challenge needs an 8% profit target within a 3% daily and 6% overall drawdown. The 2-step needs 8% in phase 1 and 4% in phase 2, with 5% daily and 10% overall, and each phase needs 5 minimum trading days.

How is the OFP Funding daily drawdown calculated?

It is a percentage of the equity recorded at the end of the previous day, locked in at midnight GMT+2 and reset daily. The overall drawdown counts from the starting balance or the balance at the last payout and does not reset.

Does OFP Funding have a consistency rule?

Only on some accounts. Instant Classic has a 25% consistency rule, where your largest single-day profit divided by total profit must stay under the limit to request a payout; Instant Lite, Pro, Prime, Plus and both challenges list none.

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