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Upcomers

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upcomers.com

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Upcomers Review: Rules, Profit Split & Payouts

Upcomers is a Dubai-headquartered prop firm that sells three kinds of funded account: half-step, 1-step and 2-step challenges, instant funding with no evaluation, and time-limited instant funding accounts (SUPERNOVA, HYPERNOVA and ULTRANOVA) that must hit their target inside a 24-hour, 4-hour or 1-hour window. Challenge and instant accounts go up to $1,500,000, and the Scaling Plan adds 35% every 4 months up to $4,000,000. The standard profit split is 90%, and traders can pick 80% or 100% at checkout, which changes the price. Upcomers offers forex, crypto, indices, commodities and stocks on MetaTrader 5, cTrader, TradeLocker and Match-Trader, plus CME, CBOT, NYMEX and COMEX futures on its own Upcomers X platform.

The Upcomers challenge rules differ by program. Ash needs a 2% profit target, Thunderbolt 5%, both with a 3% daily drawdown and a 6% trailing drawdown (the Dynamic Risk Shield). Ignite also targets 5% but with a 4% daily and 6% static drawdown; Phoenix is a 2-step at 4% per phase with 6% static; Surge asks 5% then 4% with 7% static. Classic versions have no time limit and no minimum trading days; Turbo versions carry a 30-day limit. On instant funding, Vanguard runs a 4% daily and 7% trailing drawdown, Oracle 4% and 5%, and Ember has no daily limit and a 4% trailing drawdown. News trading, weekend and overnight holding, and EAs running a unique strategy are allowed; hedging, even within one account, grid trading, latency trading and account sharing are prohibited.

Payouts need at least 1% profit and a $45 withdrawable balance, and a 20% consistency rule (the Best Day Rule) delays but never breaches. Payout caps rise with each fully approved payout. The help centre describes a 24–48 hour risk review before processing. Bank payouts cost $19.90 + 2.49% and crypto $19.90 + 30%. A full refund is available within 14 days if no trade was opened, and Challenge accounts earn a bonus of 200% of the fee after three fully approved payouts. Account prices are not published on the challenge plans page.

Half-step, 1-step and 2-step challenges plus instant funding and 1- to 24-hour instant accounts

Funding up to $1,500,000, scalable to $4,000,000

90% standard profit split, 80% or 100% selectable at checkout

Thunderbolt 1-step: 5% target, 3% daily and 6% trailing drawdown

No time limit on Classic accounts; 30 days on Turbo

3% max loss per trade on funded accounts

News trading, weekend holding and EAs allowed; hedging prohibited

Refund within 14 days if no trade placed; 200% fee bonus after three payouts

Is Upcomers legit?

Prop Firm Pal has not verified Upcomers, so this is not an endorsement: it is what the record shows. Its own pages name the operating company as Royal Flow - FZCO, in Dubai, United Arab Emirates. Its website has been active in Prop Firm Pal's monthly traffic record since November 2025, and traffic over the last three months is growing fast. Its payout policy is published, and summarised on the Payouts tab.

Record

What we hold

Company

What we hold

Royal Flow - FZCO

Headquarters

What we hold

Dubai, United Arab Emirates

In our traffic record

What we hold

Since November 2025 (10 months)

Traffic, last three months

What we hold

Growing fast (+65% to August 2026)

In Upcomers's words

Company: “Licensed entity. Royal Flow - FZCO. License No. 35886.” help.upcomers.com/…/8491117-what-is-upcomers

Headquarters: “Headquarters in Dubai. Representative office in Prague.” help.upcomers.com/…/8493697-where-are-you-located

Upcomers trading platforms

MetaTrader 5
TradeLocker
Match-Trader
cTrader
U
Upcomers X

Instruments & payment methods

Instruments

CME, CBOT, NYMEX and COMEX futures on Upcomers X

Upcomers challenges & plans

Plan

Type

Profit target

Daily drawdown

Max drawdown

Drawdown type

Profit split

Min trading days

Ash (Half step)

Type

half-step

Profit target

2%

Daily drawdown

3%

Max drawdown

6%

Drawdown type

trailing

Profit split

90%

Min trading days

0

Thunderbolt (1 step)

Type

1-step

Profit target

5%

Daily drawdown

3%

Max drawdown

6%

Drawdown type

trailing

Profit split

90%

Min trading days

0

Ignite (1 step)

Type

1-step

Profit target

5%

Daily drawdown

4%

Max drawdown

6%

Drawdown type

static

Profit split

90%

Min trading days

0

Phoenix (2 step)

Type

2-step

Profit target

4%

Daily drawdown

4%

Max drawdown

6%

Drawdown type

static

Profit split

90%

Min trading days

0

Surge (2 step)

Type

2-step

Profit target

5%

Daily drawdown

4%

Max drawdown

7%

Drawdown type

static

Profit split

90%

Min trading days

0

Vanguard

Type

instant funding

Profit target

—

Daily drawdown

4%

Max drawdown

7%

Drawdown type

trailing

Profit split

90%

Min trading days

—

Oracle

Type

instant funding

Profit target

—

Daily drawdown

4%

Max drawdown

5%

Drawdown type

trailing

Profit split

90%

Min trading days

—

Ember

Type

instant funding

Profit target

—

Daily drawdown

—

Max drawdown

4%

Drawdown type

trailing

Profit split

90%

Min trading days

—

SUPERNOVA (24-hour window)

Type

time-limited instant funding

Profit target

3%

Daily drawdown

2%

Max drawdown

3%

Drawdown type

trailing

Profit split

90%

Min trading days

—

HYPERNOVA (4-hour window)

Type

time-limited instant funding

Profit target

2%

Daily drawdown

2%

Max drawdown

3%

Drawdown type

trailing

Profit split

90%

Min trading days

—

ULTRANOVA (1-hour window)

Type

time-limited instant funding

Profit target

2%

Daily drawdown

—

Max drawdown

2%

Drawdown type

trailing

Profit split

90%

Min trading days

—

Upcomers trading rules

Rule

Stance

Condition

News trading

Stance

Permitted

Condition

—

Expert advisors and automated trading

Stance

Conditional

Condition

Allowed when the strategy is unique and follows the rules; HFT, tick scalping, arbitrage, emulators, mass-distributed or prop firm passing bots, and identical trades across traders are prohibited

Copy trading

Stance

Conditional

Condition

Only between accounts the trader personally owns; copying to or from anyone else's account is prohibited

Hedging

Stance

Not permitted

Condition

—

Martingale and grid strategies

Stance

Not permitted

Condition

—

High-frequency and latency arbitrage

Stance

Not permitted

Condition

—

Consistency rule

Stance

Applies

Condition

Best Day Rule of 15–20% depending on the account (20% on the main programs); a soft rule that delays payouts, applied in the funded phase of challenges and from day one on instant funding, not during evaluation

Weekend holding

Stance

Permitted

Condition

—

Overnight holding

Stance

Permitted

Condition

—

Minimum trading days

Stance

Applies

Condition

None to pass a challenge; before payouts Turbo accounts need 5 trading days, Vanguard 6 and Oracle 5, each closing with at least 0.5% profit

Time limit

Stance

Applies

Condition

Unlimited on Classic versions; Turbo versions have a 30-day limit

Maximum number of accounts

Stance

Applies

Condition

No count stated; total funded capital capped at $1,500,000 across all programs

Account sharing

Stance

Not permitted

Condition

—

News trading is allowed in every phase, with no blackout around high-impact releases.

EAs, bots and automated strategies are allowed when the strategy is unique and follows the rules, but HFT, tick scalping, arbitrage, emulators, mass-distributed passing bots and identical trades across traders are prohibited.

Copying trades is allowed only between accounts the trader personally owns; copying to or from anyone else's account is prohibited.

Hedging is prohibited, including opposite positions within the same account.

Grid trading and martingale strategies are prohibited.

High-frequency trading, latency trading and arbitrage are prohibited.

A 15–20% Best Day Rule (20% on the main programs) delays a payout when one day holds too much of the profit, applying in the funded phase and from day one on instant funding.

Trades may be held over the weekend on all accounts, including funded ones.

Trades may be held overnight, with swap charged at rollover.

There are no minimum trading days to pass a challenge, but payouts need 5 trading days on Turbo and Oracle and 6 on Vanguard, each closing at least 0.5% up.

Classic accounts have no time limit, while Turbo accounts have a 30-day limit.

Traders may hold several accounts as long as total funded capital stays within $1,500,000.

Sharing or reselling an account is strictly forbidden.

Upcomers payout rules

Payout

Detail

Profit split

Detail

Up to 100%

Payout frequency

Detail

On request once the payout conditions are met, with a tiered payout cap that rises after each fully approved payout

Processing time

Detail

Risk Team review of 24–48 hours, then Finance processes within 24 hours of receiving payout details; bank transfers take 2 to 5 business days to arrive, crypto up to 36 hours from request

Minimum payout

Detail

$45 withdrawable balance, after at least 1% profit on the initial balance (CFD)

Payout methods

Bank transfer
Cryptocurrency

Upcomers account policies

Policy

Detail

Refund policy

Detail

Full refund within 14 days of purchase if no trade has been opened on that account; Challenge accounts also earn a bonus of 200% of the fee after three fully approved payouts (not Instant Funding)

Scaling plan

Detail

Account balance grows by 35% every 4 months, up to $4,000,000, after 15% cumulative growth, two payouts and a positive final balance in the period

Inactivity

Detail

CFD and Perpetuals accounts expire after 35 consecutive days without a trade, counted from purchase; Futures accounts on Upcomers X have a 14-day window

KYC

Detail

Required before funded account activation or a payout (immediately after purchase for Vanguard); government ID and live selfie via Veriff

Support

Detail

Live chat 24/7

Upcomers fees

Fee

Amount

Applies to

Bank transfer payout fee

Amount

$19.90 USD + 2.49% processing fee

Applies to

Each bank transfer (IBAN) payout

Crypto payout fee

Amount

$19.90 USD + 30% processing fee

Applies to

Each crypto payout, unless more than 50% of orders were paid in crypto (then $19.90 + 2.49%)

Returned payout reprocessing fee

Amount

$30

Applies to

Payouts returned by the receiving bank

Firm details

Detail

As published

Legal name

As published

Royal Flow - FZCO

Headquarters

As published

Dubai, United Arab Emirates

Upcomers restricted countries

🇦🇫Afghanistan
🇨🇫Central African Republic
Crimea, Donetsk and Luhansk regions of Ukraine
🇨🇺Cuba
🇮🇷Iran
🇮🇶Iraq
🇽🇰Kosovo
🇱🇾Libya
🇲🇱Mali
🇲🇲Myanmar (Burma)
🇰🇵North Korea
🇵🇸Palestinian Territories
🇷🇺Russia
🇸🇴Somalia
🇸🇩Sudan
🇸🇩Sudan
🇸🇾Syria
🇻🇺Vanuatu
🇻🇪Venezuela

Upcomers web traffic, month by month

Prop Firm Pal has tracked Upcomers's website traffic every month since November 2025. In August 2026 the site received an estimated 869.67K visits, broadly flat on the month before and up 65% over three months.

Growth of this size usually means active marketing rather than anything about payout reliability. A firm can grow quickly and still have strict rules.

These are third-party estimates of website visits, collected once a month and stored against the month they describe. They are not trader counts, funded-account numbers or revenue.

Month

Estimated visits

Change

November 2025

Estimated visits

236.30K

Change

—

December 2025

Estimated visits

225.50K

Change

-5%

January 2026

Estimated visits

241.20K

Change

+7%

February 2026

Estimated visits

210.22K

Change

-13%

March 2026

Estimated visits

191.39K

Change

-9%

April 2026

Estimated visits

157.30K

Change

-18%

May 2026

Estimated visits

526.00K

Change

+234%

June 2026

Estimated visits

632.87K

Change

+20%

July 2026

Estimated visits

837.57K

Change

+32%

August 2026

Estimated visits

869.67K

Change

+4%

How Upcomers compares in size

Measured on estimated monthly website visits for August 2026, Upcomers ranks 21 of the 477 prop firms Prop Firm Pal tracks — larger than 96% of them, at roughly 869.67K visits a month.

The ranking covers every firm measured between June 2026 and August 2026, each on its own latest reading in that window. Firms last measured before June 2026 are left out rather than shown with a stale figure, so the total moves month to month.

Size is not quality. A large firm is one that markets successfully, and several of the most visited firms in this ranking have the strictest rules; some of the smallest pay out reliably to everyone who asks. What the ranking is useful for is scale — whether you are looking at an established operation or something very new.

Similar-sized firm

Monthly visits

Monthly visits

956.80K

Monthly visits

898.81K

Monthly visits

868.84K

Monthly visits

865.17K

FAQs

What is Upcomers' profit split?

The standard Upcomers profit split is 90%, and it can be changed to 80% or 100% at checkout, which also changes the challenge price. The split chosen stays linked to that account.

What are the Upcomers challenge rules?

It depends on the program. Ash needs a 2% target and Thunderbolt 5%, both with a 3% daily and 6% trailing drawdown; Phoenix is a 2-step at 4% per phase with a 4% daily and 6% static drawdown. Classic versions have no time limit and no minimum trading days.

Does Upcomers offer instant funding?

Yes. Vanguard, Oracle and Ember have no evaluation and no profit target. Vanguard allows a 4% daily and 7% trailing drawdown, Oracle 4% and 5%, and Ember has no daily drawdown with a 4% trailing limit.

What are the Upcomers drawdown rules?

Ash, Thunderbolt and the instant accounts use a trailing Dynamic Risk Shield, while Ignite, Phoenix and Surge use a static maximum loss of 6% or 7%. Funded accounts also may not lose more than 3% of the initial balance on a single trade.

Does Upcomers have a consistency rule?

Yes, the Best Day Rule: no single day may make up more than 15–20% of total profit, 20% on the main programs. It is a soft rule that delays a payout rather than breaching the account, and it does not apply during evaluation.

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