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X Pips
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X Pips Review: Rules, Profit Split & Payouts
XPIPS (X Pips) is a London-based forex prop firm, running since 2024, that trades entirely in a simulated environment and sells five programmes: a 1-Step challenge, a 2-Step challenge, Instant Funded accounts, and Pay After Pass versions of the 1-Step and 2-Step. The Pay After Pass route is what the firm leads with: a $9.99 upfront payment, a 4% profit target on the 1-Step, and the rest of the fee charged only after you pass. Account sizes run from $5,000 to $300,000 on Pay After Pass, with a $400K maximum total allocation per trader. XPIPS lists forex, metals, indices, crypto and commodities.
The help centre's plan tables give the numbers. The standard 1-Step has a 9% target and a 7% static overall loss limit. The 2-Step asks for 8% then 5%, with a 4% daily loss and 10% static maximum drawdown. Pay After Pass 1-Step uses 4%, 5% daily and 8% overall; Pay After Pass 2-Step uses 6% then 4%, 5% daily and 10% overall. Instant Funded has no target and a 6% trailing drawdown. There is no time limit, but every account breaches after 30 consecutive days without a trade. Minimum trading days need at least 0.5% profit each: three days on the challenges, five on Instant Funded. Hedging, account sharing, HFT and latency arbitrage are prohibited, and on funded accounts no trade may be opened within 5 minutes either side of high-impact news.
The default profit split is 85% on the 1-Step and both Pay After Pass programmes, 80% on the 2-Step and 60% on Instant Funded. The scaling plan takes it to 100%, adding 30% to the balance at each review every three months. A 20% consistency rule on the funded stage removes any single trade or day above 20% of a payout request from that payout. Payouts are monthly, or bi-weekly with an add-on, and paid in cryptocurrency only. The minimum is $50, and the help centre says most payouts are processed within 1–2 business days. The 1-Step and 2-Step evaluation fee is refunded with the first reward.
1-Step, 2-Step, Instant Funded and Pay After Pass 1-Step and 2-Step
Pay After Pass: $9.99 upfront, rest of the fee after passing
Accounts from $5,000 to $300,000; $400K maximum total allocation
Profit split 60% to 85% by programme, up to 100% via scaling
20% consistency rule on the funded stage
No time limit; breach after 30 days without a trade
Payouts monthly or bi-weekly (add-on), crypto only, $50 minimum
Hedging, HFT, latency arbitrage and account sharing prohibited
Is X Pips legit?
Prop Firm Pal has not verified X Pips, so this is not an endorsement: it is what the record shows. Its own pages give its location as London, United Kingdom. It was founded in 2024. Its website has been active in Prop Firm Pal's monthly traffic record since May 2026, and traffic over the last three months is falling sharply. It claims $460K+ paid to traders; that is its own figure, and we have not seen its payout records. Its payout policy is published, and summarised on the Payouts tab.
Record
What we hold
Founded
What we hold
2024
Headquarters
What we hold
London, United Kingdom
In our traffic record
What we hold
Since May 2026 (5 months)
Traffic, last three months
What we hold
Falling sharply (-98% to September 2026)
Paid to traders (its claim)
What we hold
$460K+
In X Pips's words
Founded: “Built for traders, since 2024” xpips.com
Headquarters: “Head office London, United Kingdom” xpips.com/…/about-us
Paid to traders: “We have already rewarded $460K+ to successful traders.” xpips.com
X Pips challenges & plans
Plan
Type
Account size
Price
Profit target
Daily drawdown
Max drawdown
Drawdown type
Profit split
Min trading days
1-Step
Type
1-step
Account size
$5K
Price
$59
Profit target
9%
Daily drawdown
—
Max drawdown
7%
Drawdown type
static
Profit split
85%
Min trading days
3
1-Step
Type
1-step
Account size
$10K
Price
$119
Profit target
9%
Daily drawdown
—
Max drawdown
7%
Drawdown type
static
Profit split
85%
Min trading days
3
1-Step
Type
1-step
Account size
$25K
Price
$219
Profit target
9%
Daily drawdown
—
Max drawdown
7%
Drawdown type
static
Profit split
85%
Min trading days
3
1-Step
Type
1-step
Account size
$50K
Price
$359
Profit target
9%
Daily drawdown
—
Max drawdown
7%
Drawdown type
static
Profit split
85%
Min trading days
3
1-Step
Type
1-step
Account size
$100K
Price
$569
Profit target
9%
Daily drawdown
—
Max drawdown
7%
Drawdown type
static
Profit split
85%
Min trading days
3
1-Step
Type
1-step
Account size
$200K
Price
$1,019
Profit target
9%
Daily drawdown
—
Max drawdown
7%
Drawdown type
static
Profit split
85%
Min trading days
3
2-Step
Type
2-step
Account size
$5K
Price
$49
Profit target
8%
Daily drawdown
4%
Max drawdown
10%
Drawdown type
static
Profit split
80%
Min trading days
3
2-Step
Type
2-step
Account size
$10K
Price
$99
Profit target
8%
Daily drawdown
4%
Max drawdown
10%
Drawdown type
static
Profit split
80%
Min trading days
3
2-Step
Type
2-step
Account size
$25K
Price
$199
Profit target
8%
Daily drawdown
4%
Max drawdown
10%
Drawdown type
static
Profit split
80%
Min trading days
3
2-Step
Type
2-step
Account size
$50K
Price
$349
Profit target
8%
Daily drawdown
4%
Max drawdown
10%
Drawdown type
static
Profit split
80%
Min trading days
3
2-Step
Type
2-step
Account size
$100K
Price
$549
Profit target
8%
Daily drawdown
4%
Max drawdown
10%
Drawdown type
static
Profit split
80%
Min trading days
3
2-Step
Type
2-step
Account size
$200K
Price
$989
Profit target
8%
Daily drawdown
4%
Max drawdown
10%
Drawdown type
static
Profit split
80%
Min trading days
3
Instant Funded
Type
instant funding
Account size
$5K
Price
$89
Profit target
—
Daily drawdown
—
Max drawdown
6%
Drawdown type
trailing
Profit split
60%
Min trading days
5
Instant Funded
Type
instant funding
Account size
$10K
Price
$149
Profit target
—
Daily drawdown
—
Max drawdown
6%
Drawdown type
trailing
Profit split
60%
Min trading days
5
Instant Funded
Type
instant funding
Account size
$25K
Price
$269
Profit target
—
Daily drawdown
—
Max drawdown
6%
Drawdown type
trailing
Profit split
60%
Min trading days
5
Instant Funded
Type
instant funding
Account size
$50K
Price
$479
Profit target
—
Daily drawdown
—
Max drawdown
6%
Drawdown type
trailing
Profit split
60%
Min trading days
5
Instant Funded
Type
instant funding
Account size
$100K
Price
$749
Profit target
—
Daily drawdown
—
Max drawdown
6%
Drawdown type
trailing
Profit split
60%
Min trading days
5
Pay After Pass 1-Step
Type
1-step
Account size
$5K
Price
$68
Profit target
4%
Daily drawdown
5%
Max drawdown
8%
Drawdown type
—
Profit split
85%
Min trading days
3
Pay After Pass 1-Step
Type
1-step
Account size
$10K
Price
$146
Profit target
4%
Daily drawdown
5%
Max drawdown
8%
Drawdown type
—
Profit split
85%
Min trading days
3
Pay After Pass 1-Step
Type
1-step
Account size
$25K
Price
$275
Profit target
4%
Daily drawdown
5%
Max drawdown
8%
Drawdown type
—
Profit split
85%
Min trading days
3
Pay After Pass 1-Step
Type
1-step
Account size
$50K
Price
$458
Profit target
4%
Daily drawdown
5%
Max drawdown
8%
Drawdown type
—
Profit split
85%
Min trading days
3
Pay After Pass 1-Step
Type
1-step
Account size
$100K
Price
$723
Profit target
4%
Daily drawdown
5%
Max drawdown
8%
Drawdown type
—
Profit split
85%
Min trading days
3
Pay After Pass 1-Step
Type
1-step
Account size
$200K
Price
$1,314
Profit target
4%
Daily drawdown
5%
Max drawdown
8%
Drawdown type
—
Profit split
85%
Min trading days
3
Pay After Pass 1-Step
Type
1-step
Account size
$300K
Price
$2,195
Profit target
4%
Daily drawdown
5%
Max drawdown
8%
Drawdown type
—
Profit split
85%
Min trading days
3
Pay After Pass 2-Step
Type
2-step
Account size
$5K
Price
$55
Profit target
6%
Daily drawdown
5%
Max drawdown
10%
Drawdown type
—
Profit split
85%
Min trading days
3
Pay After Pass 2-Step
Type
2-step
Account size
$10K
Price
$120
Profit target
6%
Daily drawdown
5%
Max drawdown
10%
Drawdown type
—
Profit split
85%
Min trading days
3
Pay After Pass 2-Step
Type
2-step
Account size
$25K
Price
$250
Profit target
6%
Daily drawdown
5%
Max drawdown
10%
Drawdown type
—
Profit split
85%
Min trading days
3
Pay After Pass 2-Step
Type
2-step
Account size
$50K
Price
$445
Profit target
6%
Daily drawdown
5%
Max drawdown
10%
Drawdown type
—
Profit split
85%
Min trading days
3
Pay After Pass 2-Step
Type
2-step
Account size
$100K
Price
$705
Profit target
6%
Daily drawdown
5%
Max drawdown
10%
Drawdown type
—
Profit split
85%
Min trading days
3
Pay After Pass 2-Step
Type
2-step
Account size
$200K
Price
$1,277
Profit target
6%
Daily drawdown
5%
Max drawdown
10%
Drawdown type
—
Profit split
85%
Min trading days
3
Pay After Pass 2-Step
Type
2-step
Account size
$300K
Price
$2,060
Profit target
6%
Daily drawdown
5%
Max drawdown
10%
Drawdown type
—
Profit split
85%
Min trading days
3
X Pips trading rules
Rule
Stance
Condition
News trading
Stance
Conditional
Condition
Allowed in evaluation; on funded accounts no new trades from 5 minutes before to 5 minutes after high-impact news, and profit from trades closing in that window is removed
Expert advisors and automated trading
Stance
Conditional
Condition
High-frequency trading, latency arbitrage and tick-scalping strategies are not permitted
Hedging
Stance
Not permitted
Condition
—
High-frequency and latency arbitrage
Stance
Not permitted
Condition
—
Consistency rule
Stance
Applies
Condition
Funded stage only: no single trade or day above 20% of the payout request (after split); excess profit is removed, not a breach
Weekend holding
Stance
Permitted
Condition
—
Overnight holding
Stance
Permitted
Condition
—
Minimum trading days
Stance
Applies
Condition
3 days with at least 0.5% profit each on 1-Step, 2-Step (each phase) and Pay After Pass; 5 such days on Instant Funded
Time limit
Stance
None
Condition
No time limit (accounts breach after 30 consecutive days without a trade)
Maximum number of accounts
Stance
Applies
Condition
$400K maximum total allocation per trader
Account sharing
Stance
Not permitted
Condition
—
News trading is allowed in evaluation, but funded accounts cannot open trades from 5 minutes before to 5 minutes after high-impact news, and profit from trades that close in that window is removed.
Expert advisors and automated systems are allowed, but high-frequency trading, latency arbitrage and tick scalping are not.
Hedging is prohibited, both across XPIPS accounts and with opposing positions in the same account.
High-frequency trading, latency arbitrage and tick scalping are prohibited.
On the funded stage no single trade or trading day may make up more than 20% of a payout request (after the split); the excess is removed from the payout rather than breaching the account.
Holding trades over the weekend is allowed.
Holding trades overnight is allowed.
Minimum trading days count only days with at least 0.5% profit: three on the 1-Step, each 2-Step phase and Pay After Pass, and five on Instant Funded.
There is no time limit, but an account breaches after 30 consecutive days without a trade.
Total allocation is capped at $400K per trader.
Accounts may only be traded by the registered holder; friends, family, signal providers and money managers may not trade them.
X Pips payout rules
Payout
Detail
Profit split
Detail
Up to 100%
Payout frequency
Detail
Monthly by default; bi-weekly with a paid add-on
Processing time
Detail
Most payouts processed within 1–2 business days
Minimum payout
Detail
$50
Payout methods
X Pips account policies
Policy
Detail
Refund policy
Detail
Evaluation fee refunded with the first reward on the 1-Step and 2-Step (up to 200% with an add-on)
Scaling plan
Detail
Balance grows 30% at each review every three months, up to a $2,000,000 simulated balance and a 100% reward split
Inactivity
Detail
Account breached after 30 consecutive days without a trade; warning email at 15 days
KYC
Detail
Identity verification (KYC) required to join
X Pips fees
Fee
Amount
Applies to
Pay After Pass upfront payment
Amount
$9.99
Applies to
Pay After Pass evaluations, with the rest of the fee due after passing
Firm details
Detail
As published
Headquarters
As published
London, United Kingdom
Founded
As published
2024
Total paid out
As published
$460K+
X Pips restricted countries
X Pips web traffic, month by month
Prop Firm Pal has tracked X Pips's website traffic every month since May 2026. In September 2026 the site received an estimated 6.21K visits, down 97% on the month before and down 98% over three months.
Its busiest month on record was June 2026 at roughly 304.16K visits. Traffic now is about 49 times lower than that peak.
A fall of this size over a quarter is the pattern that most often precedes a firm winding down, though it is not proof of it on its own — marketing spend, seasonality and a single lost traffic source all produce the same shape. It is worth weighing before paying for an evaluation.
These are third-party estimates of website visits, collected once a month and stored against the month they describe. They are not trader counts, funded-account numbers or revenue.
Month
Estimated visits
Change
May 2026
Estimated visits
9.86K
Change
—
June 2026
Estimated visits
304.16K
Change
+2985%
July 2026
Estimated visits
257.59K
Change
-15%
August 2026
Estimated visits
244.59K
Change
-5%
September 2026
Estimated visits
6.21K
Change
-97%
How X Pips compares in size
Measured on estimated monthly website visits for September 2026, X Pips ranks 252 of the 467 prop firms Prop Firm Pal tracks — larger than 46% of them, at roughly 6.21K visits a month.
The ranking covers every firm measured between July 2026 and September 2026, each on its own latest reading in that window. Firms last measured before July 2026 are left out rather than shown with a stale figure, so the total moves month to month.
Size is not quality. A large firm is one that markets successfully, and several of the most visited firms in this ranking have the strictest rules; some of the smallest pay out reliably to everyone who asks. What the ranking is useful for is scale — whether you are looking at an established operation or something very new.
Similar-sized firm
Monthly visits
Monthly visits
6.66K
Monthly visits
6.62K
Monthly visits
6.02K
Monthly visits
5.87K
FAQs
What is the XPIPS profit split?
The default XPIPS profit split is 85% on the 1-Step and both Pay After Pass programmes, 80% on the 2-Step and 60% on Instant Funded. The scaling plan raises it to 100%.
How much does an XPIPS challenge cost?
The help centre lists the 2-Step from $49 for $5,000 to $989 for $200,000, and the 1-Step from $59 to $1,019. Instant Funded costs $89 to $749 for $5,000 to $100,000. Pay After Pass needs $9.99 upfront and a fee after passing, for example $723 for the $100,000 1-Step.
What is XPIPS Pay After Pass?
Pay After Pass lets you start a 1-Step or 2-Step evaluation for $9.99 and pay the rest of the fee only after you pass. The 1-Step version has a 4% target with 5% daily and 8% overall loss limits; the 2-Step version uses 6% then 4% targets with 5% daily and 10% overall limits.
What are the XPIPS drawdown rules?
It depends on the programme: 7% static overall loss on the 1-Step, 4% daily and 10% static on the 2-Step, and a 6% trailing drawdown on Instant Funded.
Does XPIPS offer instant funding?
Yes. XPIPS Instant Funded accounts from $5,000 to $100,000 have no evaluation or profit target. They have a 6% trailing drawdown, a 60% default split and five minimum profitable days before a payout.
CompareX Pips
How X Pips stacks up against the firms most like it, row by row.
X Pips alternatives
The 8 closest comparable firms, ranked by evaluation type, platform and price.
X Pips vs Funded Trader Markets
$622 to a $100k account, $73 more than X Pips
X Pips vs Funding Pips
$422 to a $100k account, $127 less than X Pips
X Pips vs Alpha Capital
$397 to a $100k account, $152 less than X Pips
X Pips vs Aqua Funded
$429 to a $100k account, $120 less than X Pips
X Pips vs Funded Next
$400 to a $100k account, $149 less than X Pips
X Pips vs Blue Guardian
$371 to a $100k account, $178 less than X Pips
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