Question 1

Are trades executed on live markets?

Accepted Answer

Trading is conducted in a professional virtual environment that uses real-time market data to create authentic trading conditions. This includes accurate price movements, spreads, and market depth that precisely match actual markets.

Question 2

Do we have any monthly fees?

Accepted Answer

No, we do not charge any monthly fees. Our programs require only a one-time payment, with no recurring charges.

Question 3

Who can I contact for support?

Accepted Answer

If you have any questions or need assistance, our support team is here to help. You can reach us via:

Email: support@instantfunding.com
Available anytime on the website.

Question 4

How can I withdraw profits?

Accepted Answer

For One-Phase Clarity account: Your first withdrawal is available instantly you generate the profit at funded stage. Minimum withdrawal is 1.5% of your starting balance. Payout cycle following first payout is 7 days.
For Instant Funding, Instant Funding Clarity and Instant Funding GO accounts: Your first payout is available 14 days after your first trade. After the first payout, you can withdraw every 7 days after placing a new trade.

For IF Micro Clarity, Instant Funding Micro, IF Micro Crypto, One-Phase Micro, One-Phase, Two-Phase and Two-Phase Micro simulated funded accounts: you can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates. For One-Phase Crypto: your first withdrawal is available after your net profit reaches at least 1.5% of your starting balance, and you have completed a minimum of 7 trading days (at least one trade opened per day), after that, every 7 days.

Question 5

Are payouts secure and transparent?

Accepted Answer

Yes. We maintain a transparent payout system that you can verify yourself:

* Track all crypto payouts directly on-chain: Tronscan, Arbiscan, Etherscan.
* View payout confirmations from successful traders in our Discord community.

Question 6

How do On-Demand Payouts work?

Accepted Answer

On-Demand Payouts let you withdraw profits whenever you choose — no need to wait for scheduled payout dates. On average, traders receive their withdrawals in about half the time compared to the previous payout system. This feature offers flexibility while promoting responsible risk management.

Who It’s For

On-Demand Payouts are mandatory for:

* All One-Phase and Two-Phase accounts
* All One-Phase Micro, IF Micro, IF Micro Crypto, IF1, and Two-Phase Micro accounts

If you meet the criteria below, you can request a payout at any time.

How It works

To qualify for a payout, simply follow these two rules:

Rule 1: Best day limit

For One-Phase and Two-Phase challenges: Your best trading day must not account for more than 40% of your total profit.

Question 7

Do I need to pay taxes on my earnings?

Accepted Answer

Yes, you are responsible for paying taxes on your trading profits in accordance with the tax laws of your country. For tailored guidance, consult a qualified tax professional familiar with your local laws.

Question 8

Where can I leave a customer review?

Accepted Answer

We would greatly appreciate it if you could take a moment to leave your feedback and share your experience with us by posting a review on our Trustpilot page.

We greatly appreciate your input as it plays a crucial role in refining our services and creating a better experience for all. Your reviews not only help us in our pursuit of excellence and creating a better experience for all. Your reviews not only help us in our pursuit of excellence and serve as a guiding light for potential customers who rely on honest opinions to make informed decisions.

Question 9

What’s The Leverage?

Accepted Answer

Standard leverage across all programs:

* Currencies – 1:100
* Commodities – 1:20
* Indices – 1:20
* Crypto – 1:2

Swing Accounts

* Currencies – 1:30
* Commodities – 1:10
* Indices – 1:10
* Crypto – 1:1
* Metals – 1:8

Clarity Products

* Currencies – 1:30
* Commodities – 1:10
* Indices – 1:10
* Crypto – 1:2
* Metals – 1:5

Temporary update: Due to increased market volatility, leverage on Metals, Oil, and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage will be restored once market conditions stabilize.

Question 10

How Daily Loss is calculated?

Accepted Answer

The Basics

* Daily Loss Limit is the maximum amount you can lose in a single trading day.
* Daily Loss Limits by program:
 * IF GO: 4%.
 * IF Micro: 4%.
 * IF Micro Crypto: 4%.
 * IF1: 2%.
 * One-Phase and One-Phase Crypto: 3%.
 * One-Phase Micro and Two-Phase Micro: 4%.
 * Two-Phase: 5%.

Calculation Time

* The Daily Loss Limit is recalculated every day at Market Rollover, 17:00 EST

What’s Used for Calculation: Balance or Equity?

* Balance: The amount of money in your account, excluding any unrealized profits or losses from open positions.
* Equity: The real-time value of your account, including profits or losses from open positions.
* Instant Funding uses whichever is higher between your Balance and Equity at 17:00 EST to calculate your Daily Loss Limit.

Example

* Let’s say you have a $100,000 account in the Two-Phase program.
* At 17:00 EST, your Balance is $102,000, and your Equity is $103,500.
* Since $103,500 (Equity) is higher than $102,000 (Balance), it is used for the calculation.
* Therefore, your Daily Loss Limit for the day will be 5% of $103,500, which equals $5,175.

Implications

* Your Equity and Balance are monitored daily.
* If either falls below the Daily Loss Limit, the account is breached.

Question 11

How Max Loss is calculated?

Accepted Answer

The Basics

* Max Loss Limit is the maximum amount you can lose in total on your account.
* Max Loss Limits by program:
 * Instant Funding and Instant Funding GO: 10% (Smart Drawdown, see full explanation here)
 * IF Micro and IF Micro Crypto: 6%.
 * IF1: 4%.
 * One-Phase: 8%.
 * One-Phase Micro: 7%.
 * One-Phase Crypto: 6%.
 * Two-Phase and Two-Phase Micro: 10%.

Static Drawdown

* For all programs except Instant Funding and Instant Funding GO, Max Loss is static — it is based on your initial account balance and does not increase with profits.
* Example: you start with a $100,000 account in the Two-Phase program. The Max Loss Limit is 10%, so you cannot let your Balance or Equity drop below $90,000 at any time.

Smart Drawdown

* Instant Funding and Instant Funding GO use a Smart Drawdown system, you can read the full explanation here.
* It starts at -10% and automatically adjusts to -5% once you achieve a 5% gain on your account balance. After that point, the drawdown remains fixed at -5% of your starting balance, even if your profits grow.
* Example: starting balance: $10,000, initial drawdown limit: $9,000 (-10%). After reaching a 5% gain ($10,500), the new drawdown limit becomes $9,500 (-5%) — and stays fixed going forward.

Implications

* If your Equity or Balance falls below the Max Loss Limit, the account is breached.

Question 12

What is Risk per Trade Idea?

Accepted Answer

The Basics

* Risk per trade idea sets a cap on how much you can risk at any time on a single instrument in one direction. Risk is defined as a position’s unrealised loss, capped by its Stop Loss where one is set. In the absence of a Stop Loss, risk is measured using the account’s realised PNL or floating equity.
* A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Their combined risk must remain within the allowed limit.
* Closing a losing position and reopening a new position on the same instrument in the same direction within 10 minutes is treated as the same trade idea. The risk is combined and must still stay within your Risk per Trade Idea limit. Closing and reopening does not reset the limit.

Risk Limits by Program

Program | Risk limit per trade idea
Instant Funding | 3% of starting account balance
Instant Funding GO | 2% of starting account balance
IF Micro | 1% of starting account balance
IF Micro Crypto
IF1
One-Phase | 50% of the account’s starting daily drawdown limit
One-Phase Micro
Two-Phase
Two-Phase Micro | 2% of starting account balance for accounts of $50,000 and below, 1.5% for accounts of $100,000 and above
One-Phase Crypto

Examples

* Same instrument, same direction = one trade idea. You open two EURUSD Buy positions. These positions form one trade idea, and their combined risk must remain within your limit.
* Same instrument, opposite directions = two trade ideas. You open an XAUUSD Buy position and an XAUUSD Sell position. These form two separate trade ideas, and each one must stay within its own risk limit.
* Re-opening within 10 minutes = same trade idea. You trade a $10K Instant Funding account, your Risk per Trade Idea limit is $300 (3%). You close an XAUUSD Buy for -$250. Within 10 minutes, you re-open XAUUSD Buy. Because this is treated as the same trade idea, only $50 of risk remains available. If the second position loses $50 or more, the combined loss of $300 will breach the account.

What happens if the limit is exceeded?

Exceeding the allowed risk per trade idea results in a hard breach. This includes situations where a losing position is closed and re-opened in the same direction on the same instrument within 10 minutes.

Question 13

Maximum Lot Sizes

Accepted Answer

To maintain a fair and sustainable trading environment, we’ve introduced the Maximum Lot Rule, which sets clear limits on the total lot sizes allowed for different account types and asset classes. This rule is designed to help traders manage risk effectively and ensure consistent, responsible trading practices.

For example, on a $50,000 One/Two Phase challenge account, the maximum lot size for Indices is 10 lots. If a trader places 10 lots on US30 and 20 lots on US100, the total of 30 lots exceeds the limit for Indices and constitutes a rule violation. However, placing 10 lots on FX and 10 lots on Indices does not exceed the respective limits and complies with the rule.

The table below provides a detailed breakdown of the maximum allowable lot sizes per account type and asset class. Please review this carefully to ensure your trades remain within the established limits.

Any funded account that violates the Maximum Lot Rule will be subject to a full account reset. For challenge accounts, repeated violations will result in progressive deductions, with a breach issued upon the third violation.

$2,000 | 0.8 | 0.06 | 0.4 | 0.2
$5,000 | 2 | 0.15 | 1 | 0.5
$10,000 | 4 | 0.3 | 2 | 1
$20,000 | 8 | 0.6 | 4 | 2
$50,000 | 20 | 1.5 | 10 | 5
$100,000 | 40 | 3 | 20 | 10
$200,000 | 80 | 6 | 40 | 20

One-Phase, One-Phase Micro, Two-Phase, Two-Phase Micro challenge size | FX | Commodities/Metals | Indices | Crypto
$5,000 | 2 | 0.15 | 1 | 0.5
$10,000 | 4 | 0.3 | 2 | 1
$25,000 | 10 | 0.75 | 5 | 2.5
$50,000 | 20 | 1.5 | 10 | 5
$100,000 | 40 | 3 | 20 | 10
$200,000 | 80 | 6 | 40 | 20

Question 14

Is high-frequency trading (HFT) allowed?

Accepted Answer

High-frequency trading is not permitted on our platform. While HFT strategies might aim for quick profits, they can lead to unfair advantages—which goes against our commitment to fair trading.

What counts as HFT?
⏱️ Trades held for 60 seconds or less
? A high number of trades per hour (even if trades are longer than 60 seconds)

How we handle HFT violations
We understand that mistakes happen. That’s why we’ve set up a fair and transparent system:

* 1st & 2nd instance: Warning + deduction of net profits from HFT trades
* 3rd instance: Account breach

Please keep in mind that only profitable trades held for 60 seconds or less trigger violations. Losses made within 60 seconds won’t result in warnings or deductions.

For any questions, please reach out to our team at support@instantfunding.com.

Question 15

Is News Trading allowed?

Accepted Answer

To learn more about the news events you can trade please read our News Events FAQ.

We take a balanced approach to news trading to protect both your account and trading opportunities:

* One-Phase Clarity, One-Phase and Two-Phase (challenge phase only): Trade freely during news events to develop and test your strategies.
* IF Micro Clarity, IF Micro, IF Micro Crypto, IF1, One-Phase Micro, Two-Phase Micro, One-Phase Crypto: News trading is allowed by default.
* Instant Funding, Instant Funding GO, Instant Funding Clarity, One-Phase Clarity, One-Phase and Two-Phase funded accounts: News trading is only permitted with the Major News Trading add-on, which gives you full access to trade during high-impact events.

Remember: News trading requires careful risk management due to potential rapid price movements and wider spreads.

News restriction window

To ensure fair and orderly trading, we apply a restriction window around major economic releases. During this time, the following actions are blocked on affected instruments:

* Market order execution and closure
* Pending limit order execution
* Take-profit and stop-loss triggers

Restrictions for funded accounts apply 4 minutes before and 4 minutes after the news release (8 minutes total). These measures only apply to instruments directly affected by the specific news event.

How the warning system works

We understand mistakes happen. That’s why we offer a supportive warning system on funded accounts, including One-Phase, Two-Phase, Instant Funding, and Instant Funding GO:

* Up to 2 warnings may be issued, with net profit deductions for trades executed within the restriction window.
* A third violation will result in an account breach.

Any profit adjustments from news trading violations won’t impact your daily drawdown limits, though overall drawdown changes will remain in effect.

News event guidelines

We consider high-impact (red news) events listed on FX Factory and/or FX Street as major news events. For your convenience:

* These events require the News Trading add-on during the restriction window in funded accounts.
* “All Day” red folder events are excluded from restrictions since they don’t have specific release times.
* News straddling and bracketing aren’t permitted as they can create unfair advantages.

Our goal is to maintain a level playing field and provide clear trading guidelines. For any questions, please reach out to our team at support@instantfunding.com.

Question 16

Major News Events

Accepted Answer

Please learn more about how news trading works with this FAQ.

Disclaimer:

Please be aware that this table may not include all high-impact news events. All major news events, including high-impact or red news events as listed on FX Factory and/or FXStreet, are classified as “Major News” and may only be traded within the designated 8-minute window with a major news trading add-on. For any inquiries, please contact us at support@instantfunding.com.

Instrument | Major News Events
USD
US30
SPX500
US100
XAUUSD
XAGUSD
USOIL
UKOIL
BTCUSD
ETHUSD
LTCUSD | FED Interest Rate
FOMC Minutes
CPI (Consumer Price Index)
Non Farm Payrolls
Unemployment Rate
GDP Growth Rate
Crude Oil Inventories
GBP | BOE Interest Rate
BOE Press Conference
CPI (Consumer Price Index)
Unemployment Rate
GDP Growth Rate
EUR
GER30 | ECB Interest Rate
ECB Press Conference
CPI (Consumer Price Index)
Unemployment Rate
GDP Growth Rate
CAD | BOC Interest Rate
BOC Press Conference
CPI (Consumer Price Index)
Unemployment Rate
GDP Growth Rate
AUD
ASX200 | RBA Interest Rate
RBA Press Conference
CPI (Consumer Price Index)
Unemployment Rate
GDP Growth Rate
CHF | SNB Interest Rate
NZD | RBNZ Interest Rate
RBNZ Press Conference
CPI (Consumer Price Index)
Unemployment Rate
GDP Growth Rate
JPY
JPN225 | BOJ Interest Rate
BOJ Press Conference
CPI (Consumer Price Index)
Unemployment Rate
GDP Growth Rate

Question 17

Are there any prohibited trading practices?

Accepted Answer

To ensure fairness and protect the integrity of our platform, certain trading activities are not allowed. These policies exist to create a transparent and supportive environment for all traders.

Unethical Trading Practices

We prohibit unethical trading practices, such as:

* Latency Arbitrage: Exploiting delays in data updates for unfair advantages.
* Tick Scalping: Attempting to profit from minimal price fluctuations at unsustainable speeds.
* Account Arbitrage: Using multiple accounts to exploit differences in trading conditions, bonuses, or risk limits for unfair gain.

Exploiting System Glitches

Exploiting platform glitches, such as incorrect price quotes or delayed updates, is strictly prohibited. Reporting these issues helps us resolve them quickly and ensures accurate pricing.

Reverse Trading and Group Hedging

* Reverse Trading: Involves using multiple accounts to take opposing positions on the same asset (e.g., one account goes long while another goes short).
* Group Hedging: Occurs when multiple traders coordinate their positions to hedge risk across accounts.

These practices disrupt the evaluation of individual performance and compromise fairness. To maintain transparency, they are strictly prohibited.

Group Copying and Account Management

Each account must reflect individual trading decisions. This means:

* No copying trades between accounts or using identical settings on commercial Expert Advisors (Group Copying).
* No trading on behalf of others. This is Account Management and violates KYC/AML rules.

These rules protect fairness and ensure every trader’s performance is genuine.

High-Frequency Trading (HFT)

HFT involves holding trades for 60 seconds or less. While these trades may offer quick profit opportunities, they can lead to unfair advantages, which goes against our commitment to fair trading. To ensure a level playing field, HFT is not permitted.

Additionally, executing an unusually high number of trades per hour may also be flagged as HFT. Accounts displaying such patterns will be subject to review, and necessary actions may be taken to uphold our fair trading standards.

Third-Party EAs

Publicly available third-party Expert Advisors (EAs), algorithms, or bots are not permitted.

We encourage traders to develop their own unique strategies and experiment responsibly within the platform’s guidelines. To maintain a fair platform, we only support first-party automated tools (EAs, algorithms, or bots).

Account Churning (Rolling)

Opening multiple funded or challenge accounts in quick succession is prohibited. This includes:

* Repetitive account losses from high-risk trading.
* Starting multiple new challenges within a short period of time.
* High-risk positions that lead to significant losses and rule breaches.

Account churning undermines the principles of professional trading and is not allowed.

High-Risk or Speculative Practices

We prohibit trading behaviors that involve excessive risks or speculative approaches, as they undermine responsible trading principles and increase the likelihood of significant losses.

* One-Sided Bets: Taking positions in a single direction without proper analysis or consideration of market trends, often leading to excessive exposure.
* Grid Trading: Placing buy and sell orders at fixed intervals, relying solely on price fluctuations rather than informed analysis. This strategy disregards market conditions and often leads to uncontrolled losses.
* Overleveraging: Exceeding the allowable lot size limit for your account type on a single trade idea. This creates excessive risk and significantly increases the chances of an account wipeout.
* Gambling: Engaging in trades that resemble betting rather than strategy, such as placing random positions without analysis or risking large portions of the account on a single trade idea.
* Martingale: Increasing positional notional volume after each trade, aiming to recover previous losses or amplify winnings on subsequent trades. This involves doubling down after a losing trade. Martingale trading is allowed for all challenges and IF Micro accounts (including funded stage). For Instant Funding accounts, traders can add to losing positions but must avoid continuously doubling lot sizes after losses.

Improper Day Padding

If a minimum trading day requirement applies to your account, each trading day should reflect your normal trading behavior. Opening negligible or artificial trades solely to meet the minimum trading day requirement is not permitted.

This includes:

* Trading significantly smaller lot sizes than usual
* Executing low-risk or meaningless trades with no strategic intent

Such behavior is considered inconsistent and does not align with our evaluation of genuine trading skill.

Example: if a trader typically opens positions averaging 10 lots, then suddenly switches to trading 0.01 lots purely to record additional trading days, this would be considered improper.

Failing to meet the minimum trading day requirement is not a violation. You will simply be informed and given the opportunity to complete a new cycle. This process is designed to ensure fairness and support the development of stable, sustainable trading performance over time.

Major News Trading

To ensure fair and responsible trading, we apply a restriction window around major economic releases (see the full list of events). For most funded accounts, trades executed within 4 minutes before or after a high-impact news event are restricted.

This rule applies only to instruments directly affected by the news and does not prevent trades opened beforehand and closed after the window ends.

This rule does not apply to:

* Accounts with the Major News Trading add-on
* IF Micro, IF Micro Crypto, One-Phase Micro, Two-Phase Micro, and One-Phase Crypto
* Challenge phases of One-Phase, Two-Phase

For more details, please refer to our article on Major News Trading Restrictions.

Consequences of Violations

If we detect prohibited trading, we may need to:

* Reset the account or adjust profits.
* Issue a rule breach notification.
* Review withdrawal requests.
* Adjust trading conditions.

We will contact you directly to discuss any concerns and next steps.

Am I Following the Rules?

Traders are responsible for compliance with these guidelines. Our customer support team cannot verify individual trading activity upon request.If a rule violation is identified, our team will thoroughly review the case and contact the trader with detailed guidance on the next steps. For detailed information, please refer to our Terms and Conditions or contact support@instantfunding.com.

Question 18

Do we allow Martingale?

Accepted Answer

Martingale trading is allowed for all challenges. For Instant Funding accounts, traders can add to losing positions but must avoid continuously doubling lot sizes after losses.

What is Martingale?

Martingale trading is a strategy where traders increase their positional notional volume after each trade, aiming to recover previous losses or amplify winnings on subsequent trades. This involves doubling down after a losing trade.

For One-Phase, Two-Phase, and IF Micro accounts (including funded stage):

* Martingale trading is fully permitted without restrictions
* You can add to losing positions and increase lot sizes as you see fit

For Instant Funding accounts:

* Adding to losing positions is allowed
* Repeatedly doubling lot sizes after losses is not permitted

Martingale activity is evaluated without consideration of the symbol or asset involved, meaning positions across different instruments may still be flagged under this strategy.

The notional volume of a trade is calculated as follows: Notional Volume (USD) = Trading lot × Contract size × Price of the underlying asset

Question 19

Am I able to take hedging positions?

Accepted Answer

You have the freedom to open long and short positions simultaneously on the same market with our platform. However, engaging in tactics, where you take opposite positions on multiple accounts, is considered cheating and strictly prohibited. The account(s) will be closed without a refund.

For example, opening a long position for EURUSD on one account and a short position for EURUSD on another account would constitute opposite positions.

Question 20

What instruments do you have?

Accepted Answer

You can trade all of these with us.

Major Currencies

EURCAD Euro vs Canadian Dollar
CADJPY Canadian Dollar vs Japanese Yen
CHFJPY Swiss Franc vs Japanese Franc
EURCHF Euro vs Swiss Franc
EURGBP Euro vs Great British Pound
EURJPY Euro vs Japanese Yen
EURUSD Euro vs US Dollar
GBPCAD Great British Pound vs Canadian Dollar
GBPCHF Great British Pound vs Swiss Franc
GBPJPY Great British Pound vs Japanese Yen
GBPUSD Great British Pound vs US Dollar
USDCAD US Dollar vs Canadian Dollar
USDCHF US Dollar vs Swiss Franc
USDJPY US Dollar vs Japanese Yen

Minor Currencies

AUDCAD Australian Dollar vs Canadian Dollar
AUDCHF Australian Dollar vs Swiss Franc
AUDJPY Australian Dollar vs Japanese Yen
AUDNZD Australian Dollar vs New Zealand Dollar
AUDUSD Australian Dollar vs US Dollar
CADCHF Canadian Dollar vs Swiss Franc
EURAUD Euro vs Australian Dollar
EURNZD Euro vs New Zealand Dollar
GBPAUD Great Britain Pound vs Australian Dollar
GBPNZD Great Britain Pound vs New Zealand Dollar
NZDCAD New Zealand Dollar vs Canadian Dollar
NZDCHF New Zealand Dollar vs Swiss Franc
NZDJPY New Zealand Dollar vs Japanese Yen
NZDUSD New Zealand Dollar vs US Dollar
USDSGD US Dollar vs Singapore Dollar
EURHUF Euro vs Hungarian Forint
EURPLN Euro vs Polish Zloty
USDCZK US Dollar vs Czeck Koruna
USDHUF US Dollar vs Hungarian Forint
USDMXN US Dollar vs Mexican Peso
USDPLN US Dollar vs Polish Zloty
USDSEK US Dollar vs Swedish Krona
USDSGD US Dollar vs Singapore Dollar
USDZAR US Dollar vs South African Rand

Exotic Currencies

EURTRY Euro vs Turkish Lira
GBPZAR Great British Pound vs South African Rand
USDCNH US Dollar vs Chinese Yuan

Metals

XAGUSD Silver – US Dollar
XAUUSD Gold – US Dollar

Commodities

WTI US Crude Oil (USOUSD)
BRENT Brent Crude Oil (UKOUSD)

Major Indices

ASX200 Australian 200 Index
SPX500 S&P 500 Index
US30 Down Jones
US100 (NAS100)
GER30 Germany DAX Index
UK100 UK 100 FTSE Index
JPN225 Japan Nikkei 225 Index (1 Lot = 100 Indices)
ESXEUR Euro Stoxx 50 Index (Euro 50 Cash)
HSIHKD Hong Kong 50 Index

Minor Indices

F40EUR CAC 40 Index (France 40 Cash)
SPN35EUR IBEX 35 Index (Spain 35 Cash)

Digital Currencies

BTCUSD Bitcoin 1 Lot = 1 BTC
ETHUSD Ethereum 1 Lot = 1 ETH
LTCUSD LiteCoin 1 Lot = 1 LTC
SOLUSD Solana 1 Lot = 1 SOL
DOGEUSD Dogecoin 1 Lot = 1 DOGE
BCHUSD Bitcoin Cash 1 Lot = 1 BCH
XRPUSD Ripple 1 Lot = 1 XRP
DOTUSD Polkadot 1 Lot = 1 DOT
ADAUSD Cardano 1 Lot = 1 ADA

Digital Currencies available for IF Micro Crypto and One-Phase Crypto

BTCUSD Bitcoin
ETHUSD Ethereum
LTCUSD Litecoin
ADAUSD Cardano
BCHUSD Bitcoin Cash
BNBUSD BNB
DOGEUSD Dogecoin
DOTUSD Dogecoin
SOLUSD Solana
TRXUSD TRON
XRPUSD Ripple
ATMUSD Cosmos
AXSUSD Axie Infinity
BATUSD Basic Attention Token
CHRUSD Chromia
COMUSD Compound
CRVUSD Curve DAO
DSHUSD Dash
ECHUSD Enjin Network
ENJUSD Enjin
EOSUSD EOS
ALGUSD Algory Project
GRTUSD Graph
INCUSD 1inch
KNCUSD Kyber Network
LRCUSD Loopring
MKRUSD Maker
NERUSD Near Protocol
SKLUSD Skale
SNXUSD Synthetix
SXPUSD Solar
XLMUSD Lumens
XTZUSD Tezos

Question 21

How do I scale up my account balance?

Accepted Answer

Scaling Your Challenge Account

Scaling works the same across all Challenge formats — including One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Micro. After passing your Challenge, you can increase your balance up to 100% of your original starting balance by growing your account by at least 10% over a 90-day period. Each time you achieve this, you’ll receive a 25% increase to your starting balance.

The process is simple:

1. Increase your balance by 10% or more and ensure at least 90 days have passed since account opening
2. Contact support at support@instantfunding.com with subject “Scaling Request”. Include your Account ID and confirm your 10%+ gain and 90+ day account age
3. That’s it! Our team will verify your achievement and add 25% of your starting balance to your account

You can repeat this process every 90 days, gradually increasing your account size up to double the original amount.

Example of Challenge account scaling

* Starting Balance: $100,000
* After 90+ days: You make a 12% increase (From $100,000 to $112,000)
* Email Support: You contact support and get verified
* After verification: We add $25,000 (25% of your original $100,000)
* New balance: $125,000 + $12,000 profit = $137,000.

You can repeat this process every 90 days, increasing your Starting Balance each time, until it has doubled from the original amount.

Scaling Your Instant Funding and Instant Funding GO Account

You can double your Instant Funding and Instant Funding GO account size after achieving a minimum 10% gain, up to a maximum balance of $1,280,000. When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit.

The process is simple:

1. Achieve a minimum 10% gain on your account and close all open trades
2. Click the scaling button on your dashboard home screen (appears when your account is eligible)
3. That’s it! Your account balance will double instantly

Example of Instant Funding and Instant Funding GO account scaling

* Starting Balance: $10,000
* You make a 10% gain: $1,000 profit (balance now $11,000)
* For scaling: We use $500 (5% of your starting balance)
* Your new balance: $20,000 (doubled)
* You keep the remaining $500 profit

You can continue scaling your Instant Funding and Instant Funding GO account up to a maximum balance of $1,280,000.

Scaling Your Instant Funding Micro or IF Micro Crypto account

You can increase your balance up to 100% of your original starting balance by growing your account by at least 10% over a 90-day period. Each time you achieve this, you’ll receive a 25% increase to your starting balance.

The process is simple:

4. Increase your balance by 10% or more and ensure at least 90 days have passed since account opening
5. Contact support at support@instantfunding.com with subject “Scaling Request”. Include your Account ID and confirm your 10%+ gain and 90+ day account age
6. That’s it! Our team will verify your achievement and add 25% of your starting balance to your account

You can repeat this process every 90 days, gradually increasing your account size up to double the original amount.

Example of Instant Funding Micro or IF Micro Crypto account scaling

* Starting Balance: $10,000
* After 90+ days: You make a 10% increase (From $10,000 to $11,000)
* Email Support: You contact support and get verified
* After verification: We add $2,500 (25% of your original $10,000)
* New balance: $12,500 + $1,000 profit = $13,500.

You can repeat this process every 90 days, increasing your Starting Balance each time, until it has doubled from the original amount.

Scaling your One-Phase Crypto account

There’s currently no scaling available for One-Phase Crypto accounts.

Question 22

How many accounts can I have?

Accepted Answer

There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme.

This means scaling doesn’t count against your cap. If an account grows through a scaling plan, only the original starting balance is counted — the scaled-up portion is excluded.

For example: if you already have $200,000 allocated in Instant Funding Smart Funding and $400,000 in One Phase Funding, that’s $600,000 of your $1,000,000 cap used, leaving $400,000 of headroom for other challenge types. If that One Phase Funding account later scales from $400,000 to $500,000, your allocation used still counts as $400,000, not $500,000 — so your remaining headroom stays at $400,000 rather than shrinking.

Question 23

Can I retry my account?

Accepted Answer

If your account is breached, it can’t be recovered—but you’re always welcome to try again by purchasing a new one. You’re free to restart whenever you’re ready.

Question 24

Is copy trading allowed?

Accepted Answer

You are allowed to copy trades from your personal accounts with other prop firms, retail brokers, or external sources to your Instant Funding account. This feature makes it easier to apply your trading strategies across multiple platforms or accounts without restrictions. For example, you can apply the same strategy on a $1,250 Instant Funding account and a $100,000 Challenge account simultaneously.

There any several restrictions on copy trading:

* Same-owner accounts only: Copy trading is only permitted between accounts owned by the same individual. Copying trades between accounts owned by friends, relatives, or others is strictly prohibited.
* No collusion: Coordinated trading between separate traders, including strategies like reversing trades, is not allowed. This includes situations where multiple traders operate on the same IP address.

Accounts found to be involved in collusion, unauthorized copying, or reversing trades will be breached.

Question 25

How do I keep my trading account secure?

Accepted Answer

Main password security

Your main password should never be shared. If you suspect it has been compromised, contact support immediately for assistance. To enhance security, password updates are allowed only once every 30 days.

Investor password for shared access

The Investor password is designed for sharing account access without compromising your main credentials. To set up or update your Investor password, reach out to our support team. Like the main password, Investor password changes are also restricted to once every 30 days.

These measures ensure that your trading account remains secure.

Question 26

What trading platforms are available?

Accepted Answer

If you are in the US, Match-Trader is the only platform available. For global clients not based in the US, we offer MetaTrader 5 and cTrader as well as Match-Trader.

Question 27

Can I switch trading platforms?

Accepted Answer

Yes, you can switch to any available platform for a one-time fee of $20. Just contact our support team to get the payment link and submit the form with your account details—we’ll take care of the rest.

Please note: US-based traders can only use Match-Trader at this time.

Question 28

What is Smart Drawdown?

Accepted Answer

Smart Drawdown is a hybrid drawdown model that combines the best of static and trailing systems, designed to optimize your trading experience. It starts at -10% and automatically adjusts to -5% once you achieve a 5% gain on your account balance.

Smart Drawdown operates in two simple phases:

1. Initial Phase

Your account begins with a -10% drawdown from the starting balance. This level stays fixed until you reach a 5% gain in your account value. There are no time limits—you can trade confidently at your own pace.

Example:

* Starting balance: $10,000
* Initial drawdown limit: $9,000 (-10% of starting balance)

2. Profit Phase

Once you achieve a 5% gain, your drawdown automatically adjusts to -5% of the starting balance. This new level becomes fixed permanently. When you scale your account, your drawdown will be updated to -5% of your new scaled balance, excluding any profits.

Example:

* Account value after 5% gain: $10,500
* New drawdown limit: $9,500 (-5% of the starting balance)

The $9,500 limit remains fixed, giving you clarity and confidence in managing risk.

Key benefits of Smart Drawdown:

* Fixed limits: Clear, predictable drawdown levels.
* Easier scaling: Faster progression to larger accounts.
* No time limits: Trade comfortably without deadlines.

Smart Drawdown combines the stability of a static drawdown with the flexibility of a trailing system. It rewards consistent trading while maintaining clear risk parameters, allowing you to focus on growth and scaling opportunities.

Question 29

Trailing Drawdown

Accepted Answer

Trailing Drawdown is a trailing Drawdown level that follows/trails at 6% of your account balance. As your account goes into profit from closed positions, the drawdown limit will follow.

Example, if you’re on $100,000 Account, your MaxTrailingDrawdown limit will be at $94,000.

As you trade and go into profit, it will trail. Say after a few positions your account reached $104,000. Your MaxTrailingDrawdown limit would go up to $98,000

Please note that this will stop trailing once your +6% Profit on your account, and the drawdown limit will stay at the starting balance. This is where it will then stay, and never get reset. Violating this drawdown limit results in an account breach.

Question 30

How can I get rewards with Instant Funding Plus?

Accepted Answer

Instant Funding Plus is our loyalty program that rewards you for every purchase and other activities, helping you save more.

How Instant Funding Plus Works

Earn Points on Every Purchase:

* Earn 1 point for every $1 spent.
* Use points to get promo codes on future orders.
* Save up to 50% on your next purchase.

Please note: Two Phase and Two Phase Micro accounts are excluded from the Instant Funding Plus loyalty program. Loyalty points cannot be earned or redeemed on these accounts, and affiliate discount codes cannot be applied to them.

How to Join Instant Funding Plus

* Enrollment is automatic with your first order placed after the loyalty program launch (no additional actions are required for public beta participants).
* After your first purchase, you’ll receive a welcome email with a link to install your digital Instant Funding Plus loyalty card.
* To log in to Instant Funding Plus, just enter the email you used when registering or placing an order.

Question 31

Key Terms Explained

Accepted Answer

ACCOUNT VALUES

Balance The total value of completed trades, deposits, and withdrawals in a trading account. This number doesn’t include profits or losses from currently open positions. Example: After closing a profitable trade of +$500, balance increases from $10,000 to $10,500.

Equity The total value of a trading account at any moment, including the balance plus any unrealized profits or losses from open positions. For example, if the balance is $10,000 and open trades show +$500 profit, the equity would be $10,500.

RISK MANAGEMENT

Max Drawdown A protective limit on total account losses. For example, with a 10% max drawdown on a $10,000 account, trading gets suspended if equity drops to $9,000 or below.

Daily Drawdown Similar to max drawdown but measured within a single day. For example, a 5% daily drawdown limit means losses cannot exceed 5% of equity during any single day.

Trailing Drawdown A drawdown level that trails at 6% of your account balance, following upward as your balance grows from closed profitable positions. Learn more about Smart Drawdown here.

Example: On a $10,000 account, the initial floor is $9,000. After reaching $10,500 in balance, the floor adjusts permanently to $9,500.

Breach What happens when trading rules are violated — most commonly by exceeding a drawdown limit. A breach deactivates the account. A new account can be purchased through the dashboard.

PROFIT SHARE & SCALING

Profit Target Every product which has an evaluation phase has a profit target the trader is required to achieve. Once the profit target is reached the trader automatically passes through to the funded stage. At the funded stage a new account is issued.

Example: A trader earns 9% in profit or $9,000 on a product with a starting balance of $100,000. The trader passes the evaluation phase, the account is frozen and a new funded account is issued to the trader.

Profit Share Once eligible, a trader can request a withdrawal and keep a percentage of the profits earned — the rest goes back to the firm. The standard profit share is 80%, meaning for every $100 in profit, the trader receives $80. Add-ons are available that can raise this to 90%.

Example: A trader earns $1,000 in profit and requests a withdrawal. At 80% profit share they receive $800. With the 90% add-on, that becomes $900.

Scaling A reward system for consistent profitable trading that allows successful traders to grow their account size over time. Detailed scaling conditions can be found here.

Spreads The difference between the buy (ask) and sell (bid) prices. Example: If EURUSD has a buy price of 1.1002 and sell price of 1.1000, the spread is 0.0002 (2 pips). Lower spreads are generally better for traders.

Payout (Withdrawal) Earned profits can be withdrawn to your preferred payment method — bank account or crypto wallet. More details here.

Question 32

How do I know I’m going to get paid my profits?

Accepted Answer

Yes. We maintain a transparent payout system that you can verify yourself:

* Track all crypto payouts directly on-chain: Tronscan, Arbiscan, Etherscan.
* View payout confirmations from successful traders in our Discord community.

Question 33

What is the maximum number of accounts I can have?

Accepted Answer

There’s a combined cap of $1,000,000 across all account types and challenge types, based on starting balance only. It’s one total limit, not a separate $1,000,000 per programme.

Question 34

Can I reset my account?

Accepted Answer

If your account is breached, it can’t be recovered—but you’re always welcome to try again by purchasing a new one. You’re free to restart whenever you’re ready.

Question 35

Where can I find my Funded/Payout Certificates?

Accepted Answer

After passing our challenge or receiving a payout, you’ll receive a certificate. This can be found in your dashboard under “Certification.”

You’ll get a certificate for each passed challenge and payout.

Please allow up to 24 hours for this to appear on your dashboard.

Share your achievements on Discord and tag us on social media!

Question 36

What is Risk per Trading Instrument?

Accepted Answer

Risk per trade idea sets a cap on how much you can risk at any time on a single instrument in one direction. Risk is defined as a position’s unrealised loss, capped by its Stop Loss where one is set. In the absence of a Stop Loss, risk is measured using the account’s realised PNL or floating equity.

Instant Funding

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Copy Trading & Account Management

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