Fintokei vs Funding Pips

Every figure below is computed from the same normalised dataset, so the two firms are measured on identical terms.

Fintokei vs Funding Pips — the short answer

Fintokei is the cheaper route to a $100,000 funded account at $419 against $422 for Funding Pips — a difference of $3. Fintokei advertises the higher profit split at 100% against 95%. Across 13 directly comparable measures, Fintokei leads on 5 and Funding Pips on 3.

Where Fintokei wins

  • Evaluation cost to a $100,000 account: $419
  • Maximum advertised profit split: 100%
  • Phase 1 profit target: 2%
  • Maximum drawdown limit: 6%
  • Community rating: 4.7/5 (3)

Where Funding Pips wins

  • Cheapest evaluation cost per $1,000 funded: $2.36
  • Cheapest evaluation entry price: $29
  • Instant funding to $100,000: $444
Fintokei

4.65

(3 reviews)

Funding Pips

4

(61 reviews)

Cost

Evaluation cost to a $100,000 account

The fairest like-for-like price: entry prices are not comparable when the smallest account differs.

$419

$422

Cheapest evaluation cost per $1,000 funded

$4.19

$2.36

Cheapest evaluation entry price

The smallest account each firm sells — useful for a first attempt, not for comparing value.

$55

$29

Instant funding to $100,000

Priced on a different basis to an evaluation — there is no challenge to pass.

$599

$444

Programme

Evaluation types offered

2-step, instant, 3-step, 1-step

2-step, 1-step, instant

Maximum advertised profit split

Usually requires a scaling plan or a paid add-on rather than being the default.

100%

95%

Phase 1 profit target

2%

5%

Account sizes sold

$5,000, $10,000, $20,000, $25,000, $50,000 +1 more

$5,000, $10,000, $25,000, $50,000, $100,000 +1 more

Risk rules

Daily drawdown limit

A larger limit is more room to trade, not a better product.

3%

3%

Maximum drawdown limit

6%

5%

Maximum drawdown style

Static is fixed from your starting balance. Trailing follows your peak and is harder to trade.

Static

Static

Drawdown measured on

Equity counts open positions in real time. Balance counts only closed trades.

Equity

Equity

Payouts

Payout frequency

On-demand

Bi-weekly

Payout methods

Bank Transfer, Crypto

Bank Transfer, Visa, Mastercard, Cryptom +1 more

Payment methods accepted

Bank Transfer, Cryptocurrency, Visa, Mastercard

Credit Card, Debit Card, Crypto, Bank Transfer +5 more

Platforms & markets

Trading platforms

MT4, MT5, cTrader, TradingView

MT5, cTrader, MatchTrader

Instruments

Metals, Energies, Indicies, Crypto

Forex, Metals, Energy, Crypto +1 more

Maximum forex leverage

More leverage is more flexibility and more risk — neither firm is better here by default.

1:100

1:100

Track record

Community rating

4.7/5 (3)

4.0/5 (61)

Founded

Longer in market is more track record, all else equal.

2022

2022

Company location

Czech Republic

United Arab Emirates

Prop Firm Pal verification

Verified

Verified

A highlighted cell means that value is more favourable to the trader on a measure with a defensible direction — cheaper, more drawdown room, a lower target. Rows where the better choice depends on how you trade, such as leverage or platform support, are shown without a highlight. Prop Firm Pal earns affiliate commission from some listed firms; this never affects the figures above.

Frequently asked questions

Fintokei and Funding Pips, answered from the data above

Is Fintokei or Funding Pips cheaper?

Fintokei is cheaper for an evaluation to a $100,000 funded account at $419, against $422 for Funding Pips. Entry prices differ too — Fintokei starts at $55 and Funding Pips at $29 — but those are for different account sizes, so they are not a like-for-like comparison.

Which has the better profit split, Fintokei or Funding Pips?

Fintokei advertises the higher maximum at 100%, against 95% at Funding Pips. Note that the advertised maximum usually requires a scaling plan or a paid add-on rather than applying to a first account.

What is the difference in drawdown rules between Fintokei and Funding Pips?

Daily drawdown is 3% at Fintokei and 3% at Funding Pips. Maximum drawdown is 6% and 5% respectively. Both use a static maximum drawdown.

What platforms do Fintokei and Funding Pips support?

Fintokei supports MT4, MT5, cTrader, TradingView. Funding Pips supports MT5, cTrader, MatchTrader.

Which is rated higher by traders, Fintokei or Funding Pips?

Fintokei scores 4.7/5 from 3 reviews and Funding Pips scores 4.0/5 from 61 reviews on Prop Firm Pal. Review scores are trader-submitted and are independent of any commercial relationship.

Should I choose Fintokei or Funding Pips?

On the 13 directly comparable measures on this page, Fintokei leads on 5 and Funding Pips on 3, with 5 tied. Which of those measures matters depends on how you trade: cost matters most if you expect to need several attempts, drawdown style matters most if you hold positions overnight, and payout terms matter most once you are funded. Prop Firm Pal does not recommend one firm over another, and earns affiliate commission from some listed firms.

Related comparisons