Funding Traders vs Instant Funding
Every figure below is computed from the same normalised dataset, so the two firms are measured on identical terms.
Funding Traders vs Instant Funding — the short answer
Instant Funding is the cheaper route to a $100,000 funded account at $219 against $419 for Funding Traders — a difference of $200. Funding Traders advertises the higher profit split at 100% against 90%. Across 12 directly comparable measures, Funding Traders leads on 3 and Instant Funding on 5.
Where Funding Traders wins
- Maximum advertised profit split: 100%
- Daily drawdown limit: 3%
- Maximum drawdown limit: 6%
Where Instant Funding wins
- Evaluation cost to a $100,000 account: $219
- Cheapest evaluation cost per $1,000 funded: $1.99
- Cheapest evaluation entry price: $34
- Instant funding to $100,000: $484
- Founded: 2021
0
(0 reviews)
4
(1 review)
Cost
Evaluation cost to a $100,000 account
The fairest like-for-like price: entry prices are not comparable when the smallest account differs.
$419
$219
Cheapest evaluation cost per $1,000 funded
$4.00
$1.99
Cheapest evaluation entry price
The smallest account each firm sells — useful for a first attempt, not for comparing value.
$39
$34
Instant funding to $100,000
Priced on a different basis to an evaluation — there is no challenge to pass.
$670
$484
Programme
Evaluation types offered
instant, 2-step, 1-step
instant, 1-step, 2-step
Maximum advertised profit split
Usually requires a scaling plan or a paid add-on rather than being the default.
100%
90%
Phase 1 profit target
5%
5%
Account sizes sold
$5,000, $10,000, $25,000, $50,000, $100,000 +2 more
$625, $1,250, $2,000, $2,500, $5,000 +10 more
Risk rules
Daily drawdown limit
A larger limit is more room to trade, not a better product.
3%
2%
Maximum drawdown limit
6%
4%
Maximum drawdown style
Static is fixed from your starting balance. Trailing follows your peak and is harder to trade.
Trailing
Trailing
Drawdown measured on
Equity counts open positions in real time. Balance counts only closed trades.
Equity
Equity
Payouts
Payout frequency
14 Days
Weekly
Payout methods
Rise, Crypto
Not published
Payment methods accepted
Credit Card, Debit Card, Crypto
Card, Crypto, Bank Transfer
Platforms & markets
Trading platforms
MT5, Trade Locker
cTrader, MatchTrader, MT5
Instruments
Forex, Crypto, Indices, Oil +1 more
Forex, Indices, Commodities, Metals +1 more
Maximum forex leverage
More leverage is more flexibility and more risk — neither firm is better here by default.
1:50
1:100
Track record
Community rating
No reviews yet
4.0/5 (1)
Founded
Longer in market is more track record, all else equal.
2023
2021
Company location
Hong Kong
United Kingdom
Prop Firm Pal verification
Verified
Verified
A highlighted cell means that value is more favourable to the trader on a measure with a defensible direction — cheaper, more drawdown room, a lower target. Rows where the better choice depends on how you trade, such as leverage or platform support, are shown without a highlight. Prop Firm Pal earns affiliate commission from some listed firms; this never affects the figures above.
Frequently asked questions
Funding Traders and Instant Funding, answered from the data above
Is Funding Traders or Instant Funding cheaper?
Instant Funding is cheaper for an evaluation to a $100,000 funded account at $219, against $419 for Funding Traders. Entry prices differ too — Funding Traders starts at $39 and Instant Funding at $34 — but those are for different account sizes, so they are not a like-for-like comparison.
Which has the better profit split, Funding Traders or Instant Funding?
Funding Traders advertises the higher maximum at 100%, against 90% at Instant Funding. Note that the advertised maximum usually requires a scaling plan or a paid add-on rather than applying to a first account.
What is the difference in drawdown rules between Funding Traders and Instant Funding?
Daily drawdown is 3% at Funding Traders and 2% at Instant Funding. Maximum drawdown is 6% and 4% respectively. Both use a trailing maximum drawdown.
What platforms do Funding Traders and Instant Funding support?
Funding Traders supports MT5, Trade Locker. Instant Funding supports cTrader, MatchTrader, MT5.
Should I choose Funding Traders or Instant Funding?
On the 12 directly comparable measures on this page, Funding Traders leads on 3 and Instant Funding on 5, with 4 tied. Which of those measures matters depends on how you trade: cost matters most if you expect to need several attempts, drawdown style matters most if you hold positions overnight, and payout terms matter most once you are funded. Prop Firm Pal does not recommend one firm over another, and earns affiliate commission from some listed firms.