Instant Funding vs Lark Funding
Every figure below is computed from the same normalised dataset, so the two firms are measured on identical terms.
Instant Funding vs Lark Funding — the short answer
Instant Funding is the cheaper route to a $100,000 funded account at $219 against $370 for Lark Funding — a difference of $151. Across 12 directly comparable measures, Instant Funding leads on 5 and Lark Funding on 3.
Where Instant Funding wins
- Evaluation cost to a $100,000 account: $219
- Cheapest evaluation cost per $1,000 funded: $1.99
- Cheapest evaluation entry price: $34
- Instant funding to $100,000: $484
- Founded: 2021
Where Lark Funding wins
- Phase 1 profit target: 3%
- Daily drawdown limit: 5%
- Maximum drawdown limit: 5%
4
(1 review)
4.5
(7 reviews)
Cost
Evaluation cost to a $100,000 account
The fairest like-for-like price: entry prices are not comparable when the smallest account differs.
$219
$370
Cheapest evaluation cost per $1,000 funded
$1.99
$3.70
Cheapest evaluation entry price
The smallest account each firm sells — useful for a first attempt, not for comparing value.
$34
$105
Instant funding to $100,000
Priced on a different basis to an evaluation — there is no challenge to pass.
$484
$4,500
Programme
Evaluation types offered
instant, 1-step, 2-step
1-step, 3-step, instant
Maximum advertised profit split
Usually requires a scaling plan or a paid add-on rather than being the default.
90%
90%
Phase 1 profit target
5%
3%
Account sizes sold
$625, $1,250, $2,000, $2,500, $5,000 +10 more
$5,000, $10,000, $25,000, $50,000, $100,000 +1 more
Risk rules
Daily drawdown limit
A larger limit is more room to trade, not a better product.
2%
5%
Maximum drawdown limit
4%
5%
Maximum drawdown style
Static is fixed from your starting balance. Trailing follows your peak and is harder to trade.
Trailing
Trailing
Drawdown measured on
Equity counts open positions in real time. Balance counts only closed trades.
Equity
Equity
Payouts
Payout frequency
Weekly
Not published
Payout methods
Not published
Bank Transfer, Wise, Crypto, PayPal +1 more
Payment methods accepted
Card, Crypto, Bank Transfer
Credit Card, Crypto, Wise, Riseworks
Platforms & markets
Trading platforms
cTrader, MatchTrader, MT5
MT4, MT5, cTrader, DXtrade +1 more
Instruments
Forex, Indices, Commodities, Metals +1 more
Forex, Indices, Commodities, Crypto +2 more
Maximum forex leverage
More leverage is more flexibility and more risk — neither firm is better here by default.
1:100
1:50
Track record
Community rating
4.0/5 (1)
4.5/5 (7)
Founded
Longer in market is more track record, all else equal.
2021
2022
Company location
United Kingdom
Canada
Prop Firm Pal verification
Verified
Verified
A highlighted cell means that value is more favourable to the trader on a measure with a defensible direction — cheaper, more drawdown room, a lower target. Rows where the better choice depends on how you trade, such as leverage or platform support, are shown without a highlight. Prop Firm Pal earns affiliate commission from some listed firms; this never affects the figures above.
Frequently asked questions
Instant Funding and Lark Funding, answered from the data above
Is Instant Funding or Lark Funding cheaper?
Instant Funding is cheaper for an evaluation to a $100,000 funded account at $219, against $370 for Lark Funding. Entry prices differ too — Instant Funding starts at $34 and Lark Funding at $105 — but those are for different account sizes, so they are not a like-for-like comparison.
Which has the better profit split, Instant Funding or Lark Funding?
Both advertise a maximum profit split of 90%. The top split is usually gated behind a scaling plan or a paid add-on at either firm, so check what the split is on a first account.
What is the difference in drawdown rules between Instant Funding and Lark Funding?
Daily drawdown is 2% at Instant Funding and 5% at Lark Funding. Maximum drawdown is 4% and 5% respectively. Both use a trailing maximum drawdown.
What platforms do Instant Funding and Lark Funding support?
Instant Funding supports cTrader, MatchTrader, MT5. Lark Funding supports MT4, MT5, cTrader, DXtrade, TradingView.
Which is rated higher by traders, Instant Funding or Lark Funding?
Instant Funding scores 4.0/5 from 1 review and Lark Funding scores 4.5/5 from 7 reviews on Prop Firm Pal. Review scores are trader-submitted and are independent of any commercial relationship.
Should I choose Instant Funding or Lark Funding?
On the 12 directly comparable measures on this page, Instant Funding leads on 5 and Lark Funding on 3, with 4 tied. Which of those measures matters depends on how you trade: cost matters most if you expect to need several attempts, drawdown style matters most if you hold positions overnight, and payout terms matter most once you are funded. Prop Firm Pal does not recommend one firm over another, and earns affiliate commission from some listed firms.