Instant Funding vs My Crypto Funding
Every figure below is computed from the same normalised dataset, so the two firms are measured on identical terms.
Instant Funding vs My Crypto Funding — the short answer
Instant Funding is the cheaper route to a $100,000 funded account at $219 against $744 for My Crypto Funding — a difference of $525. My Crypto Funding advertises the higher profit split at 100% against 90%. Across 11 directly comparable measures, Instant Funding leads on 5 and My Crypto Funding on 3.
Where Instant Funding wins
- Evaluation cost to a $100,000 account: $219
- Cheapest evaluation cost per $1,000 funded: $1.99
- Cheapest evaluation entry price: $34
- Phase 1 profit target: 5%
- Founded: 2021
Where My Crypto Funding wins
- Maximum advertised profit split: 100%
- Daily drawdown limit: 4%
- Maximum drawdown limit: 10%
4
(1 review)
4
(2 reviews)
Cost
Evaluation cost to a $100,000 account
The fairest like-for-like price: entry prices are not comparable when the smallest account differs.
$219
$744
Cheapest evaluation cost per $1,000 funded
$1.99
$6.50
Cheapest evaluation entry price
The smallest account each firm sells — useful for a first attempt, not for comparing value.
$34
$50
Instant funding to $100,000
Priced on a different basis to an evaluation — there is no challenge to pass.
$484
Not offered
Programme
Evaluation types offered
instant, 1-step, 2-step
1-step, 2-step
Maximum advertised profit split
Usually requires a scaling plan or a paid add-on rather than being the default.
90%
100%
Phase 1 profit target
5%
8%
Account sizes sold
$625, $1,250, $2,000, $2,500, $5,000 +10 more
$5,000, $10,000, $25,000, $50,000, $100,000 +1 more
Risk rules
Daily drawdown limit
A larger limit is more room to trade, not a better product.
2%
4%
Maximum drawdown limit
4%
10%
Maximum drawdown style
Static is fixed from your starting balance. Trailing follows your peak and is harder to trade.
Trailing
Trailing
Drawdown measured on
Equity counts open positions in real time. Balance counts only closed trades.
Equity
Equity
Payouts
Payout frequency
Weekly
Once funded, withdrawals can be requested every 15 trading days.
Payout methods
Not published
Crypto, Bank Transfer
Payment methods accepted
Card, Crypto, Bank Transfer
Crypto, Debit Card, Credit Card, PayPal
Platforms & markets
Trading platforms
cTrader, MatchTrader, MT5
MT5, MCF
Instruments
Forex, Indices, Commodities, Metals +1 more
Crypto, Forex, Indicies, Commodities +1 more
Maximum forex leverage
More leverage is more flexibility and more risk — neither firm is better here by default.
1:100
1:100
Track record
Community rating
4.0/5 (1)
4.0/5 (2)
Founded
Longer in market is more track record, all else equal.
2021
2024
Company location
United Kingdom
Saint Lucia
Prop Firm Pal verification
Verified
Verified
A highlighted cell means that value is more favourable to the trader on a measure with a defensible direction — cheaper, more drawdown room, a lower target. Rows where the better choice depends on how you trade, such as leverage or platform support, are shown without a highlight. Prop Firm Pal earns affiliate commission from some listed firms; this never affects the figures above.
Frequently asked questions
Instant Funding and My Crypto Funding, answered from the data above
Is Instant Funding or My Crypto Funding cheaper?
Instant Funding is cheaper for an evaluation to a $100,000 funded account at $219, against $744 for My Crypto Funding. Entry prices differ too — Instant Funding starts at $34 and My Crypto Funding at $50 — but those are for different account sizes, so they are not a like-for-like comparison.
Which has the better profit split, Instant Funding or My Crypto Funding?
My Crypto Funding advertises the higher maximum at 100%, against 90% at Instant Funding. Note that the advertised maximum usually requires a scaling plan or a paid add-on rather than applying to a first account.
What is the difference in drawdown rules between Instant Funding and My Crypto Funding?
Daily drawdown is 2% at Instant Funding and 4% at My Crypto Funding. Maximum drawdown is 4% and 10% respectively. Both use a trailing maximum drawdown.
What platforms do Instant Funding and My Crypto Funding support?
Instant Funding supports cTrader, MatchTrader, MT5. My Crypto Funding supports MT5, MCF.
Should I choose Instant Funding or My Crypto Funding?
On the 11 directly comparable measures on this page, Instant Funding leads on 5 and My Crypto Funding on 3, with 3 tied. Which of those measures matters depends on how you trade: cost matters most if you expect to need several attempts, drawdown style matters most if you hold positions overnight, and payout terms matter most once you are funded. Prop Firm Pal does not recommend one firm over another, and earns affiliate commission from some listed firms.