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Finotive Funding
This prop firm is currently not listed on Prop Firm Pal. In the future this may change.
2.8
Based on 4 reviews
Finotive Funding Review: Rules, Profit Split & Payouts
Finotive Funding is a prop firm based in Dubai's DIFC that sells three kinds of funded account: a 1-step or 2-step challenge, instant funding with no evaluation, and Finotive Pro, which adds a monthly salary. Pro pays a salary of 1% of purchased capital per 30 days from the day you are funded, and its profit split rises from 80% to 100% after 30 funded days. Accounts can be held in USD, EUR or GBP and traded on MT5 or Match-Trader, with up to $200,000 per challenge account.
The Finotive Funding rules differ by account. The 1-step challenge has a 10% profit target with a 4% daily and 7.5% maximum drawdown; the 2-step asks for 7.5% then 5% with 4.5% and 9%. The Pro versions use the same targets with 4%/8% and 5%/10%. Instant Funding Standard allows 3.5% daily and 7% overall, and Lite 3% and 6%. Maximum drawdown is static and daily drawdown resets at 17:00 New York time. Instead of minimum trading days, Finotive counts minimum profitable days of at least 0.5%: 3 on the 1-step accounts, 2 per phase on the 2-step accounts, 5 on Lite and none on Standard. Its pages say no consistency rule applies to Challenge or Instant Funding, but Pro accounts must keep weekly trade count and volume within ±25% of their average. Soft breaches such as a notional volume breach cut that cycle's payout to 10%, and five strikes close the account. Instant accounts also cannot hold non-crypto positions over the weekend unless you buy an add-on. News trading is allowed, but straddling news is not.
The first payout can be requested on demand, then every 7 days (14 on Lite), and Finotive Pay processes withdrawals every Friday to bank, crypto, Revolut or PayPal. The starting profit split is 80% on challenge accounts, 75% on Standard and 70% on Lite, rising through scaling to 95%, 90% and 85%. The challenge or Pro fee is refunded automatically if the account is in profit 30 days after funding. Instant Funding fees can be refunded only through a 14-day cooling-off request made before any trade. Account prices are not published outside checkout.
1-step and 2-step challenges, Instant Funding Standard and Lite, and Pro accounts
Pro accounts pay a salary of 1% of capital per 30 days and a 100% split after 30 funded days
Profit split starts at 80% (challenge), 75% (Standard) or 70% (Lite)
Static maximum drawdown: 7.5% on the 1-step challenge, 9% on the 2-step
Minimum profitable days instead of trading days: 3 (1-step), 2 per phase (2-step)
First payout on demand, then every 7 days; 14 days on Instant Funding Lite
Challenge and Pro fees refunded if the account is in profit 30 days after funding
Soft breaches cut that cycle's payout to 10%; five strikes close the account
Is Finotive Funding legit?
Prop Firm Pal has not verified Finotive Funding, so this is not an endorsement: it is what the record shows. Its own pages name the operating company as Finotive Funding Technologies Limited, in DIFC, Dubai, United Arab Emirates. It was founded in 2021. Its website has been active in Prop Firm Pal's monthly traffic record since November 2025, and traffic over the last three months is growing fast. Its payout policy is published, and summarised on the Payouts tab.
Record
What we hold
Company
What we hold
Finotive Funding Technologies Limited
Founded
What we hold
2021
Headquarters
What we hold
DIFC, Dubai, United Arab Emirates
In our traffic record
What we hold
Since November 2025 (10 months)
Traffic, last three months
What we hold
Growing fast (+81% to August 2026)
In Finotive Funding's words
Company: “Finotive Funding, a trading name of Finotive Funding Technologies Limited, registered in the Dubai International Financial Centre ("DIFC"), Dubai, United Arab Emirates” finotivefunding.com/…/terms-and-conditions
Founded: “Since our inception in 2021, Finotive has continually paid traders on time, every Friday of the week*.” finotivefunding.com
Headquarters: “with registered office at Innovation One Building, Level 2, DIFC, Dubai, United Arab Emirates and Company Registration Number 11088” finotivefunding.com/…/terms-and-conditions
Finotive Funding trading platforms
Instruments & payment methods
Payment methods
Finotive Funding challenges & plans
Plan
Type
Profit target
Daily drawdown
Max drawdown
Drawdown type
Profit split
Min trading days
1-Step Challenge
Type
1-step
Profit target
10%
Daily drawdown
4%
Max drawdown
7.5%
Drawdown type
static
Profit split
80%
Min trading days
3
2-Step Challenge
Type
2-step
Profit target
7.5%
Daily drawdown
4.5%
Max drawdown
9%
Drawdown type
static
Profit split
80%
Min trading days
2
1-Step Pro
Type
1-step
Profit target
10%
Daily drawdown
4%
Max drawdown
8%
Drawdown type
static
Profit split
80%
Min trading days
3
2-Step Pro
Type
2-step
Profit target
7.5%
Daily drawdown
5%
Max drawdown
10%
Drawdown type
static
Profit split
80%
Min trading days
2
Instant Funding Standard
Type
instant funding
Profit target
—
Daily drawdown
3.5%
Max drawdown
7%
Drawdown type
static
Profit split
75%
Min trading days
0
Instant Funding Lite
Type
instant funding
Profit target
—
Daily drawdown
3%
Max drawdown
6%
Drawdown type
static
Profit split
70%
Min trading days
5
Finotive Funding trading rules
Rule
Stance
Condition
News trading
Stance
Conditional
Condition
Directional trades through high-impact news are allowed; straddled or offsetting exposure within 15 minutes before or after Red or Amber events, earnings or geopolitical news is prohibited
Expert advisors and automated trading
Stance
Conditional
Condition
Only EAs genuinely developed, owned and controlled by the trader; Finotive may ask for proof of ownership
Copy trading
Stance
Conditional
Condition
Copying your own trades between accounts is allowed; copying third-party accounts, signal providers, shared masters or trading groups is prohibited
Hedging
Stance
Conditional
Condition
Hedging across accounts to manipulate drawdown or payout eligibility is prohibited, even between your own accounts; hedging within one account is not otherwise addressed
Martingale and grid strategies
Stance
Conditional
Condition
Reopening the same instrument and direction with at least twice the volume of a closed losing position may trigger a Risk Review; martingale and grid are not otherwise named
High-frequency and latency arbitrage
Stance
Conditional
Condition
Latency arbitrage and execution abuse are prohibited on all accounts; the HFT thresholds apply to Instant Funding Standard and Lite only
Consistency rule
Stance
Applies
Condition
Pro accounts only, from the 31st funded day; Challenge and Instant Funding list trading consistency as not required, though Instant Funding payouts are cut to 10% if one trade makes 60% or more of the cycle's profit
Weekend holding
Stance
Conditional
Condition
Instant Funding: non-crypto positions must be closed by 17:00 New York time Friday unless the Weekend Holding Add-On is bought; not restricted on Challenge or Pro accounts
Overnight holding
Stance
Conditional
Condition
Not restricted in general; on Swap-Free accounts, profits drawn mainly from positions held across the daily rollover can be treated as misuse
Minimum trading days
Stance
Applies
Condition
Minimum profitable days (0.5% gain each): 3 on 1-Step Challenge and 1-Step Pro, 2 per phase on 2-Step Challenge and 2-Step Pro, 5 on Instant Funding Lite, none on Instant Funding Standard
Time limit
Stance
Applies
Condition
No time limit on Instant Funding; no time limit is stated for the Challenge or Pro accounts in the pages read
Maximum number of accounts
Stance
Applies
Condition
One profile per trader; purchased capital capped at USD 600,000 on Challenge and Pro and USD 200,000 on each Instant Funding type
Account sharing
Stance
Not permitted
Condition
—
Trading through high-impact news is allowed for a genuine directional view, but straddled or offsetting positions within 15 minutes of Red or Amber events, earnings or geopolitical news are prohibited.
Expert advisors are allowed only if the trader genuinely developed, owns and controls them.
Copying your own trades between accounts with a commercial copier is allowed; copying third-party accounts, signal providers or trading groups is prohibited.
Offsetting or hedged positions across accounts used to manipulate drawdown or payout eligibility are prohibited, even when all the accounts are yours.
Reopening the same instrument in the same direction with at least twice the volume of a closed losing position can put the account under Risk Review.
Latency arbitrage is prohibited, and on Instant Funding accounts HFT is flagged when 30% of trades close within 60 seconds or five trades open within 10 seconds.
Pro accounts must keep weekly trade count and instrument volume within ±25% of their averages from the 31st funded day; Challenge and Instant Funding list no consistency rule, though an Instant Funding payout is cut to 10% if one trade provides 60% or more of the cycle's profit.
Instant Funding accounts must close non-crypto positions before 17:00 New York time on Friday unless the Weekend Holding Add-On is active.
On Swap-Free accounts, a strategy that depends on holding positions across the daily rollover to avoid swaps can be treated as misuse.
Minimum profitable days are 3 on the 1-step accounts, 2 per phase on the 2-step accounts, 5 on Instant Funding Lite and none on Instant Funding Standard.
Instant Funding has no time limit; the pages read state none for the challenges.
Each trader may hold one profile, with purchased capital capped at 600,000 USD on Challenge and Pro and 200,000 USD on each Instant Funding type.
Dashboard and trading platform logins are personal and must not be shared.
Inactivity for 30 consecutive calendar days can lead to permanent account closure.
Finotive Funding payout rules
Payout
Detail
Profit split
Detail
Up to 100%
Payout frequency
Detail
First payout on demand, then a 7-calendar-day cooldown (14 days on Instant Funding Lite)
Processing time
Detail
Withdrawals from Finotive Pay are processed every Friday; Finotive may withhold, delay, reduce or reject a payout on suspicion of a breach or while a review is pending
Minimum payout
Detail
1% of the initial balance on Instant Funding; the lower of 1% or USD 100 on 1-Step Challenge and 1-Step Pro; no minimum on 2-Step Challenge and 2-Step Pro
Payout methods
Finotive Funding account policies
Policy
Detail
Refund policy
Detail
Challenge and Pro fees refunded automatically if the account is in net profit on the 30th day after funding; Instant Funding fees non-refundable except a 14-day cooling-off request with no trades placed and KYC completed
Scaling plan
Detail
Rolling 90-day scaling cycles raise the balance by 30% each; the profit split can rise from 80% to 95% on challenge accounts, 75% to 90% on Instant Funding Standard and 70% to 85% on Lite
Inactivity
Detail
30 consecutive calendar days without a trade may lead to permanent account closure
KYC
Detail
KYC may be required before account access, before payouts or at any time; Enhanced KYC must be completed within 72 hours of a request
Trading hours
Detail
Trading day runs 17:00 to 16:59 New York time
Firm details
Detail
As published
Legal name
As published
Finotive Funding Technologies Limited
Headquarters
As published
DIFC, Dubai, United Arab Emirates
Founded
As published
2021
Finotive Funding restricted countries
Finotive Funding web traffic, month by month
Prop Firm Pal has tracked Finotive Funding's website traffic every month since November 2025. In August 2026 the site received an estimated 328.92K visits, down 48% on the month before and up 81% over three months.
Its busiest month on record was July 2026 at roughly 627.65K visits. Traffic now is 48% below that peak.
Growth of this size usually means active marketing rather than anything about payout reliability. A firm can grow quickly and still have strict rules.
These are third-party estimates of website visits, collected once a month and stored against the month they describe. They are not trader counts, funded-account numbers or revenue.
Month
Estimated visits
Change
November 2025
Estimated visits
49.20K
Change
—
December 2025
Estimated visits
181.90K
Change
+270%
January 2026
Estimated visits
482.52K
Change
+165%
February 2026
Estimated visits
236.02K
Change
-51%
March 2026
Estimated visits
129.20K
Change
-45%
April 2026
Estimated visits
147.85K
Change
+14%
May 2026
Estimated visits
181.23K
Change
+23%
June 2026
Estimated visits
338.19K
Change
+87%
July 2026
Estimated visits
627.65K
Change
+86%
August 2026
Estimated visits
328.92K
Change
-48%
How Finotive Funding compares in size
Measured on estimated monthly website visits for August 2026, Finotive Funding ranks 48 of the 477 prop firms Prop Firm Pal tracks — larger than 90% of them, at roughly 328.92K visits a month.
The ranking covers every firm measured between June 2026 and August 2026, each on its own latest reading in that window. Firms last measured before June 2026 are left out rather than shown with a stale figure, so the total moves month to month.
Size is not quality. A large firm is one that markets successfully, and several of the most visited firms in this ranking have the strictest rules; some of the smallest pay out reliably to everyone who asks. What the ranking is useful for is scale — whether you are looking at an established operation or something very new.
Similar-sized firm
Monthly visits
Monthly visits
330.87K
Monthly visits
329.17K
Monthly visits
322.61K
Monthly visits
295.22K
FAQs
What is Finotive Funding's profit split?
It starts at 80% on challenge and Pro accounts, 75% on Instant Funding Standard and 70% on Instant Funding Lite. Scaling can raise it to 95%, 90% and 85%. Pro accounts move to 100% after 30 funded days while they keep Pro status.
How does the Finotive Pro salary work?
Pro accounts earn a salary of 1% of purchased capital for each 30-day period. It accrues daily from the day the account is funded, and the profit split on Pro rises from 80% to 100% after 30 funded days.
What are the Finotive Funding challenge rules?
The 1-step challenge needs a 10% profit target, 3 minimum profitable days, a 4% daily drawdown and a 7.5% maximum drawdown. The 2-step needs 7.5% then 5% with 2 profitable days per phase, 4.5% daily and 9% maximum. A profitable day means your balance rose by at least 0.5% of the starting balance.
Does Finotive Funding offer instant funding?
Yes. Instant Funding Standard and Lite have no challenge phase, no profit target and no time limit. Standard allows a 3.5% daily and 7% maximum drawdown with no minimum profitable days; Lite allows 3% and 6% and needs 5 profitable days.
Is the Finotive Funding drawdown trailing or static?
Static. The maximum drawdown is measured from the starting balance and does not trail profits. The daily drawdown resets at 17:00 New York time from the previous day's closing balance, and breaching either one closes the account.
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