
FTUK
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FTUK Review: Rules, Profit Split & Payouts
FTUK is a prop firm based in Houston, Texas, whose lead product is the Flex Challenge, a pay-after-you-pass model: a setup fee from $9 upfront, and the rest only after you pass. Alongside it FTUK runs an Instant Funding account with no evaluation, a One-Step and a Two-Step challenge on simulated forex, commodities, indices and crypto, plus futures accounts. Trading runs on MetaTrader 5, Match-Trader, TradeLocker and FTUK XT, and US traders are accepted, though MetaTrader 5 is not available to them. FTUK Inc. was established in February 2021.
The FTUK rules differ by program. The Flex Challenge is a one-step evaluation in sizes from $5,000 to $100,000 with a 4% profit target, 1 minimum trading day, no time limit, a 5% daily drawdown and a 6% trailing drawdown. Instant Funding uses a 5% daily and 6% trailing drawdown. The One-Step needs 10% with 4% daily and 8% trailing drawdown, and the Two-Step uses 5% daily with an 8% static drawdown. Every trade must stay open at least 30 seconds, and martingale, grid, HFT, tick scalping and arbitrage strategies are banned whether or not an EA is used. Copy trading is allowed from your own outside accounts but not between FTUK accounts, and the limit is 3 forex and 3 futures accounts at once.
The FTUK profit split is 80% on funded One-Step and Two-Step accounts, paid every 2 weeks after 10 trading days. Instant Funding starts at 65% and Flex at 60%, rising to 90% at Level 6, with payouts on demand once the consistency score is met: your biggest winning day must be 20% or less of total profit at Level 1. The level rate is paid only when all profit at that level is withdrawn in one request. Payouts are usually approved within 24-48 working hours and arrive in 1-3 working days, by USDT or USDC below $500 and RiseWorks above. Only verified users move to the funded stage on the One-Step and Two-Step. Purchases are non-refundable, and prices for the Instant Funding, One-Step and Two-Step accounts were not found on the pages read.
Flex Challenge: pay after you pass, with a setup fee from $9
Instant Funding, One-Step, Two-Step and futures accounts alongside Flex
Flex sizes from $5,000 to $100,000, 4% target, 5% daily and 6% trailing drawdown
80% profit split on One-Step and Two-Step; 65% rising to 90% on Instant Funding
Consistency score of 20% or less on Instant Funding and Flex payouts
Minimum 30-second trade duration; martingale, grid and HFT banned
Up to 3 forex and 3 futures accounts at once
No refunds once a purchase is made

Is FTUK legit?
Prop Firm Pal has not verified FTUK, so this is not an endorsement: it is what the record shows. Its own pages name the operating company as FTUK Inc., in Houston, Texas, USA. It was founded in 2021. Its website has been active in Prop Firm Pal's monthly traffic record since November 2025, and traffic over the last three months is declining. Its payout policy is published, and summarised on the Payouts tab.
Record
What we hold
Company
What we hold
FTUK Inc.
Founded
What we hold
2021
Headquarters
What we hold
Houston, Texas, USA
In our traffic record
What we hold
Since November 2025 (11 months)
Traffic, last three months
What we hold
Declining (-10% to September 2026)
In FTUK's words
Company: “FTUK Inc. was established in February 2021.” faq.ftuk.com/…/12290710-who-are-ftuk
Headquarters: “FTUK is located and registered in Houston, Texas, USA.” faq.ftuk.com/…/12290710-who-are-ftuk
FTUK trading platforms
Instruments & payment methods
Payment methods
FTUK challenges & plans
Plan
Type
Account size
Profit target
Daily drawdown
Max drawdown
Drawdown type
Profit split
Min trading days
Flex Challenge
Type
1-step
Account size
$5K
Profit target
4%
Daily drawdown
5%
Max drawdown
6%
Drawdown type
trailing
Profit split
60%
Min trading days
1
Flex Challenge
Type
1-step
Account size
$10K
Profit target
4%
Daily drawdown
5%
Max drawdown
6%
Drawdown type
trailing
Profit split
60%
Min trading days
1
Flex Challenge
Type
1-step
Account size
$25K
Profit target
4%
Daily drawdown
5%
Max drawdown
6%
Drawdown type
trailing
Profit split
60%
Min trading days
1
Flex Challenge
Type
1-step
Account size
$50K
Profit target
4%
Daily drawdown
5%
Max drawdown
6%
Drawdown type
trailing
Profit split
60%
Min trading days
1
Flex Challenge
Type
1-step
Account size
$100K
Profit target
4%
Daily drawdown
5%
Max drawdown
6%
Drawdown type
trailing
Profit split
60%
Min trading days
1
Instant Funding
Type
instant funding
Account size
—
Profit target
—
Daily drawdown
5%
Max drawdown
6%
Drawdown type
trailing
Profit split
65%
Min trading days
—
One-Step
Type
1-step
Account size
—
Profit target
10%
Daily drawdown
4%
Max drawdown
8%
Drawdown type
trailing
Profit split
80%
Min trading days
4
Two-Step
Type
2-step
Account size
—
Profit target
—
Daily drawdown
5%
Max drawdown
8%
Drawdown type
static
Profit split
80%
Min trading days
—
FTUK trading rules
Rule
Stance
Condition
News trading
Stance
Permitted
Condition
—
Expert advisors and automated trading
Stance
Conditional
Condition
Risk-management EAs are allowed; martingale, tick scalping, arbitrage, grid and HFT strategies are banned with or without an EA
Copy trading
Stance
Conditional
Condition
Only from the account holder's own accounts; copying or placing the same trades across multiple FTUK accounts is a violation
Hedging
Stance
Conditional
Condition
Hedge arbitrage trading is prohibited; hedging within a single account is not addressed
Martingale and grid strategies
Stance
Not permitted
Condition
—
High-frequency and latency arbitrage
Stance
Not permitted
Condition
—
Consistency rule
Stance
Applies
Condition
Instant Funding, Flex funded and futures accounts: biggest winning day must be 20% or less of total profit at Level 1, rising to 40% at the top levels; none stated for forex One-Step and Two-Step
Weekend holding
Stance
Conditional
Condition
Allowed on forex One-Step, Two-Step and Instant Funding accounts; not permitted on futures accounts
Overnight holding
Stance
Conditional
Condition
Allowed on forex accounts; futures positions must be closed by 3:50 PM CT each trading day
Minimum trading days
Stance
Applies
Condition
10 trading days before the first payout on funded One-Step and Two-Step; 4 trading days per One-Step scaling level; 1 day in the Flex evaluation; none on Instant Funding
Time limit
Stance
Applies
Condition
No time limit on One-Step or the Flex Challenge; not stated for the Two-Step
Maximum number of accounts
Stance
Applies
Condition
Up to 3 forex and 3 futures accounts at once, excluding competition and trial accounts
Account sharing
Stance
Not permitted
Condition
—
FTUK advertises news trading as allowed, including around high-impact market events.
Risk-management EAs are allowed, but martingale, tick scalping, arbitrage, grid and HFT strategies are banned whether or not an EA is used.
Copy trading is allowed only from accounts legally tied to the account holder, and copying or placing the same trades across multiple FTUK accounts is a violation.
Hedge arbitrage trading is prohibited; the pages read do not address hedging within a single account.
Martingale and grid trading are prohibited and lead to account closure.
Trades opened and closed in under 30 seconds break the minimum trade duration rule, even when a stop loss or take profit closes them.
Instant Funding, Flex funded and futures accounts must meet a consistency score before a payout or scaling, starting at a biggest winning day of 20% or less of total profit.
Weekend and overnight holding are allowed on forex accounts, but futures positions must be closed by 3:50 PM CT every trading day.
Funded One-Step and Two-Step accounts need 10 trading days before the first payout, the One-Step needs 4 trading days per scaling level, and the Flex evaluation needs 1 day.
The One-Step and the Flex Challenge have no time limit.
Traders may hold up to 3 forex and 3 futures accounts at once, not counting competition and trial accounts.
The buyer must be the registered card holder and the sole trader on the account at all times.
FTUK payout rules
Payout
Detail
Payout frequency
Detail
Every 2 weeks on funded One-Step and Two-Step accounts; on demand on Instant Funding and Flex funded accounts once the consistency score is met
Processing time
Detail
Usually approved within 24-48 working hours after review, then 1-3 working days to reach the wallet depending on method
Payout methods
FTUK account policies
Policy
Detail
Refund policy
Detail
No refunds once a purchase has been made
Resets
Detail
Flex Challenge accounts can be reset at the funded stage for a fee equal to the activation fee
Scaling plan
Detail
Instant Funding: each 10% profit moves the account up a level, from a 65% profit split and 20% consistency limit at Level 1 to 90% and 40% at Level 6; the level rate is paid only when all profit at that level is withdrawn in one request, otherwise the standard 65% applies. Flex Challenge follows the same ladder starting at 60%.
Inactivity
Detail
At least one trade opened and closed every 30 days, or the account is hard-breached; breaks of 30 to 90 days can be flagged with support
KYC
Detail
Identity verification with a government-approved ID; only verified users move to the funded stage on the 1-Step and 2-Step
FTUK fees
Fee
Amount
Applies to
Flex Challenge setup fee
Amount
From $9
Applies to
Flex Challenge, paid upfront
Flex Challenge activation / reset fee
Amount
$56 (5K), $98 (10K), $204 (25K), $374 (50K), $672 (100K)
Applies to
Flex Challenge; the reset fee is the same as the activation fee
Futures activation fee
Amount
$130 one-time
Applies to
One-step SIM futures accounts, after passing
Firm details
Detail
As published
Legal name
As published
FTUK Inc.
Headquarters
As published
Houston, Texas, USA
Founded
As published
2021
FTUK restricted countries
FTUK web traffic, month by month
Prop Firm Pal has tracked FTUK's website traffic every month since November 2025. In September 2026 the site received an estimated 198.49K visits, up 30% on the month before and down 10% over three months.
Its busiest month on record was May 2026 at roughly 252.00K visits. Traffic now is 21% below that peak.
These are third-party estimates of website visits, collected once a month and stored against the month they describe. They are not trader counts, funded-account numbers or revenue.
Month
Estimated visits
Change
November 2025
Estimated visits
161.90K
Change
—
December 2025
Estimated visits
133.20K
Change
-18%
January 2026
Estimated visits
129.15K
Change
-3%
February 2026
Estimated visits
119.74K
Change
-7%
March 2026
Estimated visits
109.78K
Change
-8%
April 2026
Estimated visits
204.21K
Change
+86%
May 2026
Estimated visits
252.00K
Change
+23%
June 2026
Estimated visits
221.04K
Change
-12%
July 2026
Estimated visits
166.15K
Change
-25%
August 2026
Estimated visits
152.70K
Change
-8%
September 2026
Estimated visits
198.49K
Change
+30%
How FTUK compares in size
Measured on estimated monthly website visits for September 2026, FTUK ranks 69 of the 467 prop firms Prop Firm Pal tracks — larger than 85% of them, at roughly 198.49K visits a month.
The ranking covers every firm measured between July 2026 and September 2026, each on its own latest reading in that window. Firms last measured before July 2026 are left out rather than shown with a stale figure, so the total moves month to month.
Size is not quality. A large firm is one that markets successfully, and several of the most visited firms in this ranking have the strictest rules; some of the smallest pay out reliably to everyone who asks. What the ranking is useful for is scale — whether you are looking at an established operation or something very new.
Similar-sized firm
Monthly visits
Monthly visits
211.08K
Monthly visits
198.94K
Monthly visits
198.09K
Monthly visits
185.79K
FAQs
What is FTUK's profit split?
It depends on the program. Funded One-Step and Two-Step accounts pay 80%, while Instant Funding starts at 65% and the Flex Challenge at 60%, both rising to 90% at Level 6. The level rate applies only when all profit at that level is withdrawn in a single request; smaller requests get the standard rate.
How does the FTUK Flex Challenge work?
It is a pay-after-you-pass one-step evaluation: you pay a setup fee from $9 and the rest only after passing. It needs a 4% profit target and 1 minimum trading day with no time limit, and comes in sizes from $5,000 to $100,000.
Does FTUK offer instant funding?
Yes. The Instant Funding account has no evaluation, a 5% daily and 6% trailing drawdown, and payouts on demand once the consistency score is met. The profit split starts at 65% and rises with each 10% profit to 90% at Level 6.
What are the FTUK drawdown rules?
Instant Funding and the Flex Challenge use a 5% daily and 6% trailing drawdown, and the One-Step 4% daily and 8% trailing. The Two-Step has a 5% daily and an 8% static drawdown.
Does FTUK have a consistency rule?
Yes, on Instant Funding, Flex funded and futures accounts. Your biggest winning day must be 20% or less of total profit at Level 1 before a payout or scaling, with the limit rising to 40% at the top levels; the forex One-Step and Two-Step list none.
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