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FTUK

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ftuk.com

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FTUK Review: Rules, Profit Split & Payouts

FTUK is a prop firm based in Houston, Texas, whose lead product is the Flex Challenge, a pay-after-you-pass model: a setup fee from $9 upfront, and the rest only after you pass. Alongside it FTUK runs an Instant Funding account with no evaluation, a One-Step and a Two-Step challenge on simulated forex, commodities, indices and crypto, plus futures accounts. Trading runs on MetaTrader 5, Match-Trader, TradeLocker and FTUK XT, and US traders are accepted, though MetaTrader 5 is not available to them. FTUK Inc. was established in February 2021.

The FTUK rules differ by program. The Flex Challenge is a one-step evaluation in sizes from $5,000 to $100,000 with a 4% profit target, 1 minimum trading day, no time limit, a 5% daily drawdown and a 6% trailing drawdown. Instant Funding uses a 5% daily and 6% trailing drawdown. The One-Step needs 10% with 4% daily and 8% trailing drawdown, and the Two-Step uses 5% daily with an 8% static drawdown. Every trade must stay open at least 30 seconds, and martingale, grid, HFT, tick scalping and arbitrage strategies are banned whether or not an EA is used. Copy trading is allowed from your own outside accounts but not between FTUK accounts, and the limit is 3 forex and 3 futures accounts at once.

The FTUK profit split is 80% on funded One-Step and Two-Step accounts, paid every 2 weeks after 10 trading days. Instant Funding starts at 65% and Flex at 60%, rising to 90% at Level 6, with payouts on demand once the consistency score is met: your biggest winning day must be 20% or less of total profit at Level 1. The level rate is paid only when all profit at that level is withdrawn in one request. Payouts are usually approved within 24-48 working hours and arrive in 1-3 working days, by USDT or USDC below $500 and RiseWorks above. Only verified users move to the funded stage on the One-Step and Two-Step. Purchases are non-refundable, and prices for the Instant Funding, One-Step and Two-Step accounts were not found on the pages read.

Flex Challenge: pay after you pass, with a setup fee from $9

Instant Funding, One-Step, Two-Step and futures accounts alongside Flex

Flex sizes from $5,000 to $100,000, 4% target, 5% daily and 6% trailing drawdown

80% profit split on One-Step and Two-Step; 65% rising to 90% on Instant Funding

Consistency score of 20% or less on Instant Funding and Flex payouts

Minimum 30-second trade duration; martingale, grid and HFT banned

Up to 3 forex and 3 futures accounts at once

No refunds once a purchase is made

FTUK website homepage
ftuk.com · captured 14 September 2026

Is FTUK legit?

Prop Firm Pal has not verified FTUK, so this is not an endorsement: it is what the record shows. Its own pages name the operating company as FTUK Inc., in Houston, Texas, USA. It was founded in 2021. Its website has been active in Prop Firm Pal's monthly traffic record since November 2025, and traffic over the last three months is declining. Its payout policy is published, and summarised on the Payouts tab.

Record

What we hold

Company

What we hold

FTUK Inc.

Founded

What we hold

2021

Headquarters

What we hold

Houston, Texas, USA

In our traffic record

What we hold

Since November 2025 (11 months)

Traffic, last three months

What we hold

Declining (-10% to September 2026)

In FTUK's words

Company: “FTUK Inc. was established in February 2021.” faq.ftuk.com/…/12290710-who-are-ftuk

Headquarters: “FTUK is located and registered in Houston, Texas, USA.” faq.ftuk.com/…/12290710-who-are-ftuk

FTUK trading platforms

MetaTrader 5
Match-Trader
TradeLocker
F
FTUK XT

Instruments & payment methods

Payment methods

Debit card
Credit card
Confirmo (cryptocurrency)

FTUK challenges & plans

Plan

Type

Account size

Profit target

Daily drawdown

Max drawdown

Drawdown type

Profit split

Min trading days

Flex Challenge

Type

1-step

Account size

$5K

Profit target

4%

Daily drawdown

5%

Max drawdown

6%

Drawdown type

trailing

Profit split

60%

Min trading days

1

Flex Challenge

Type

1-step

Account size

$10K

Profit target

4%

Daily drawdown

5%

Max drawdown

6%

Drawdown type

trailing

Profit split

60%

Min trading days

1

Flex Challenge

Type

1-step

Account size

$25K

Profit target

4%

Daily drawdown

5%

Max drawdown

6%

Drawdown type

trailing

Profit split

60%

Min trading days

1

Flex Challenge

Type

1-step

Account size

$50K

Profit target

4%

Daily drawdown

5%

Max drawdown

6%

Drawdown type

trailing

Profit split

60%

Min trading days

1

Flex Challenge

Type

1-step

Account size

$100K

Profit target

4%

Daily drawdown

5%

Max drawdown

6%

Drawdown type

trailing

Profit split

60%

Min trading days

1

Instant Funding

Type

instant funding

Account size

—

Profit target

—

Daily drawdown

5%

Max drawdown

6%

Drawdown type

trailing

Profit split

65%

Min trading days

—

One-Step

Type

1-step

Account size

—

Profit target

10%

Daily drawdown

4%

Max drawdown

8%

Drawdown type

trailing

Profit split

80%

Min trading days

4

Two-Step

Type

2-step

Account size

—

Profit target

—

Daily drawdown

5%

Max drawdown

8%

Drawdown type

static

Profit split

80%

Min trading days

—

FTUK trading rules

Rule

Stance

Condition

News trading

Stance

Permitted

Condition

—

Expert advisors and automated trading

Stance

Conditional

Condition

Risk-management EAs are allowed; martingale, tick scalping, arbitrage, grid and HFT strategies are banned with or without an EA

Copy trading

Stance

Conditional

Condition

Only from the account holder's own accounts; copying or placing the same trades across multiple FTUK accounts is a violation

Hedging

Stance

Conditional

Condition

Hedge arbitrage trading is prohibited; hedging within a single account is not addressed

Martingale and grid strategies

Stance

Not permitted

Condition

—

High-frequency and latency arbitrage

Stance

Not permitted

Condition

—

Consistency rule

Stance

Applies

Condition

Instant Funding, Flex funded and futures accounts: biggest winning day must be 20% or less of total profit at Level 1, rising to 40% at the top levels; none stated for forex One-Step and Two-Step

Weekend holding

Stance

Conditional

Condition

Allowed on forex One-Step, Two-Step and Instant Funding accounts; not permitted on futures accounts

Overnight holding

Stance

Conditional

Condition

Allowed on forex accounts; futures positions must be closed by 3:50 PM CT each trading day

Minimum trading days

Stance

Applies

Condition

10 trading days before the first payout on funded One-Step and Two-Step; 4 trading days per One-Step scaling level; 1 day in the Flex evaluation; none on Instant Funding

Time limit

Stance

Applies

Condition

No time limit on One-Step or the Flex Challenge; not stated for the Two-Step

Maximum number of accounts

Stance

Applies

Condition

Up to 3 forex and 3 futures accounts at once, excluding competition and trial accounts

Account sharing

Stance

Not permitted

Condition

—

FTUK advertises news trading as allowed, including around high-impact market events.

Risk-management EAs are allowed, but martingale, tick scalping, arbitrage, grid and HFT strategies are banned whether or not an EA is used.

Copy trading is allowed only from accounts legally tied to the account holder, and copying or placing the same trades across multiple FTUK accounts is a violation.

Hedge arbitrage trading is prohibited; the pages read do not address hedging within a single account.

Martingale and grid trading are prohibited and lead to account closure.

Trades opened and closed in under 30 seconds break the minimum trade duration rule, even when a stop loss or take profit closes them.

Instant Funding, Flex funded and futures accounts must meet a consistency score before a payout or scaling, starting at a biggest winning day of 20% or less of total profit.

Weekend and overnight holding are allowed on forex accounts, but futures positions must be closed by 3:50 PM CT every trading day.

Funded One-Step and Two-Step accounts need 10 trading days before the first payout, the One-Step needs 4 trading days per scaling level, and the Flex evaluation needs 1 day.

The One-Step and the Flex Challenge have no time limit.

Traders may hold up to 3 forex and 3 futures accounts at once, not counting competition and trial accounts.

The buyer must be the registered card holder and the sole trader on the account at all times.

FTUK payout rules

Payout

Detail

Payout frequency

Detail

Every 2 weeks on funded One-Step and Two-Step accounts; on demand on Instant Funding and Flex funded accounts once the consistency score is met

Processing time

Detail

Usually approved within 24-48 working hours after review, then 1-3 working days to reach the wallet depending on method

Payout methods

RiseWorks (USD, payouts above $500)
USDT (TRC20) or USDC (ERC-20) (payouts below $500)

FTUK account policies

Policy

Detail

Refund policy

Detail

No refunds once a purchase has been made

Resets

Detail

Flex Challenge accounts can be reset at the funded stage for a fee equal to the activation fee

Scaling plan

Detail

Instant Funding: each 10% profit moves the account up a level, from a 65% profit split and 20% consistency limit at Level 1 to 90% and 40% at Level 6; the level rate is paid only when all profit at that level is withdrawn in one request, otherwise the standard 65% applies. Flex Challenge follows the same ladder starting at 60%.

Inactivity

Detail

At least one trade opened and closed every 30 days, or the account is hard-breached; breaks of 30 to 90 days can be flagged with support

KYC

Detail

Identity verification with a government-approved ID; only verified users move to the funded stage on the 1-Step and 2-Step

FTUK fees

Fee

Amount

Applies to

Flex Challenge setup fee

Amount

From $9

Applies to

Flex Challenge, paid upfront

Flex Challenge activation / reset fee

Amount

$56 (5K), $98 (10K), $204 (25K), $374 (50K), $672 (100K)

Applies to

Flex Challenge; the reset fee is the same as the activation fee

Futures activation fee

Amount

$130 one-time

Applies to

One-step SIM futures accounts, after passing

Firm details

Detail

As published

Legal name

As published

FTUK Inc.

Headquarters

As published

Houston, Texas, USA

Founded

As published

2021

FTUK restricted countries

🇩🇿Algeria
Democratic Republic of the Congo
🇮🇷Iran
🇱🇾Libya
🇲🇦Morocco
🇰🇵North Korea
🇷🇺Russia
🇸🇴Somalia
🇸🇩Sudan
🇸🇩Sudan
🇻🇳Vietnam
🇾🇪Yemen
🇹🇳Tunisia

FTUK web traffic, month by month

Prop Firm Pal has tracked FTUK's website traffic every month since November 2025. In September 2026 the site received an estimated 198.49K visits, up 30% on the month before and down 10% over three months.

Its busiest month on record was May 2026 at roughly 252.00K visits. Traffic now is 21% below that peak.

These are third-party estimates of website visits, collected once a month and stored against the month they describe. They are not trader counts, funded-account numbers or revenue.

Month

Estimated visits

Change

November 2025

Estimated visits

161.90K

Change

—

December 2025

Estimated visits

133.20K

Change

-18%

January 2026

Estimated visits

129.15K

Change

-3%

February 2026

Estimated visits

119.74K

Change

-7%

March 2026

Estimated visits

109.78K

Change

-8%

April 2026

Estimated visits

204.21K

Change

+86%

May 2026

Estimated visits

252.00K

Change

+23%

June 2026

Estimated visits

221.04K

Change

-12%

July 2026

Estimated visits

166.15K

Change

-25%

August 2026

Estimated visits

152.70K

Change

-8%

September 2026

Estimated visits

198.49K

Change

+30%

How FTUK compares in size

Measured on estimated monthly website visits for September 2026, FTUK ranks 69 of the 467 prop firms Prop Firm Pal tracks — larger than 85% of them, at roughly 198.49K visits a month.

The ranking covers every firm measured between July 2026 and September 2026, each on its own latest reading in that window. Firms last measured before July 2026 are left out rather than shown with a stale figure, so the total moves month to month.

Size is not quality. A large firm is one that markets successfully, and several of the most visited firms in this ranking have the strictest rules; some of the smallest pay out reliably to everyone who asks. What the ranking is useful for is scale — whether you are looking at an established operation or something very new.

Similar-sized firm

Monthly visits

Monthly visits

211.08K

Monthly visits

198.94K

Monthly visits

198.09K

Monthly visits

185.79K

FAQs

What is FTUK's profit split?

It depends on the program. Funded One-Step and Two-Step accounts pay 80%, while Instant Funding starts at 65% and the Flex Challenge at 60%, both rising to 90% at Level 6. The level rate applies only when all profit at that level is withdrawn in a single request; smaller requests get the standard rate.

How does the FTUK Flex Challenge work?

It is a pay-after-you-pass one-step evaluation: you pay a setup fee from $9 and the rest only after passing. It needs a 4% profit target and 1 minimum trading day with no time limit, and comes in sizes from $5,000 to $100,000.

Does FTUK offer instant funding?

Yes. The Instant Funding account has no evaluation, a 5% daily and 6% trailing drawdown, and payouts on demand once the consistency score is met. The profit split starts at 65% and rises with each 10% profit to 90% at Level 6.

What are the FTUK drawdown rules?

Instant Funding and the Flex Challenge use a 5% daily and 6% trailing drawdown, and the One-Step 4% daily and 8% trailing. The Two-Step has a 5% daily and an 8% static drawdown.

Does FTUK have a consistency rule?

Yes, on Instant Funding, Flex funded and futures accounts. Your biggest winning day must be 20% or less of total profit at Level 1 before a payout or scaling, with the limit rising to 40% at the top levels; the forex One-Step and Two-Step list none.

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