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FundingRock
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FundingRock Review: Rules, Profit Split & Payouts
FundingRock is a forex prop firm run by Mindwave Training LTD in Nicosia, Cyprus, with four routes to a simulated funded account: Instant funding with no evaluation, Pay After You Pass, a 1-Step challenge and a 2-Step challenge. Account sizes run from $5,000 to $100,000 in USD, traded on TradeLocker or cTrader across forex, metals, indices, energy and crypto. The model it leads with is Pay After You Pass: a $5 simulation fee upfront, a 3% profit target, and an activation fee of $60 to $500 paid only after passing. Every program pays an 80% reward share, raised to 95% with an add-on.
The FundingRock rules change with the program. The 1-Step challenge sets a 10% profit target with a 3% daily loss limit and a 6% trailing maximum loss, and the 2-Step asks for 6% in each phase with 3% daily and a 6% static maximum loss. Pay After You Pass uses an 8% trailing maximum loss, with a 4% daily limit on the funded account, and Instant funding carries 4% daily and 8% trailing with no profit target. No program has minimum trading days or a time limit. The rules that catch traders out: holding any position over the weekend without the Weekend Holding add-on breaches the account; the funded stage has a consistency rule of 15% on Instant and Pay After You Pass and 30% on the 1-Step and 2-Step; news trading is restricted 2 minutes either side of high-impact events on the 1-Step and 2-Step; and copy trading, account sharing, HFT and cross-account hedging are prohibited. EAs are permitted only when self-built or with full source-code access.
Reward requests are instant, subject to eligibility, on Instant and Pay After You Pass. On the 1-Step and 2-Step the first reward comes 14 days after the first trade on the funded account, then every 14 days. The minimum reward is $100, processing typically takes up to 48 hours excluding weekends and holidays, and rewards are paid through Riseworks or cryptocurrency. Fees are published: $40 to $350 for the 2-Step, $50 to $450 for the 1-Step and $70 to $600 for Instant. The fee is refundable within 14 days of purchase only if no trade has been placed, and a failed evaluation cannot be reset. A scaling plan adds 50% to a funded account after more than 6 months and at least 10% profit, up to $1,000,000 combined.
Four programs: Instant funding, Pay After You Pass, 1-Step and 2-Step
Account sizes from $5,000 to $100,000, all in USD
80% reward share on every program, 95% with an add-on
Pay After You Pass: $5 upfront, activation fee of $60 to $500 after passing
No minimum trading days and no time limit
Funded-stage consistency rule of 15% or 30%, depending on program
Weekend holding only with the Weekend Holding add-on
Minimum reward $100, typically processed within up to 48 hours
Is FundingRock legit?
Prop Firm Pal has not verified FundingRock, so this is not an endorsement: it is what the record shows. Its own pages name the operating company as Mindwave Training LTD, in Nicosia, Cyprus. It was founded in 2024. Its website has been active in Prop Firm Pal's monthly traffic record since November 2025, and traffic over the last three months is growing fast. Its payout policy is published, and summarised on the Payouts tab.
Record
What we hold
Company
What we hold
Mindwave Training LTD
Founded
What we hold
2024
Headquarters
What we hold
Nicosia, Cyprus
In our traffic record
What we hold
Since November 2025 (11 months)
Traffic, last three months
What we hold
Growing fast (+593% to September 2026)
In FundingRock's words
Company: “1.1 These GTCs govern your use of the services provided by Mindwave Training LTD, a company incorporated in Cyprus with registration number HE 471803 and located in Nicosia, Cyprus (“FundingRock”).” help.fundingrock.com/…/10839716-general-terms-conditions
Headquarters: “Nicosia 1061, Cyprus.” www.fundingrock.com/…/about-us
FundingRock trading platforms
Instruments & payment methods
Payment methods
FundingRock challenges & plans
Plan
Type
Account size
Price
Profit target
Daily drawdown
Max drawdown
Drawdown type
Profit split
Min trading days
Instant
Type
instant funding
Account size
$5K
Price
$70
Profit target
—
Daily drawdown
4%
Max drawdown
8%
Drawdown type
trailing
Profit split
80%
Min trading days
0
Instant
Type
instant funding
Account size
$10K
Price
$120
Profit target
—
Daily drawdown
4%
Max drawdown
8%
Drawdown type
trailing
Profit split
80%
Min trading days
0
Instant
Type
instant funding
Account size
$25K
Price
$200
Profit target
—
Daily drawdown
4%
Max drawdown
8%
Drawdown type
trailing
Profit split
80%
Min trading days
0
Instant
Type
instant funding
Account size
$50K
Price
$350
Profit target
—
Daily drawdown
4%
Max drawdown
8%
Drawdown type
trailing
Profit split
80%
Min trading days
0
Instant
Type
instant funding
Account size
$100K
Price
$600
Profit target
—
Daily drawdown
4%
Max drawdown
8%
Drawdown type
trailing
Profit split
80%
Min trading days
0
Pay After You Pass
Type
1-step
Account size
$5K
Price
—
Profit target
3%
Daily drawdown
—
Max drawdown
8%
Drawdown type
trailing
Profit split
80%
Min trading days
0
Pay After You Pass
Type
1-step
Account size
$10K
Price
—
Profit target
3%
Daily drawdown
—
Max drawdown
8%
Drawdown type
trailing
Profit split
80%
Min trading days
0
Pay After You Pass
Type
1-step
Account size
$25K
Price
—
Profit target
3%
Daily drawdown
—
Max drawdown
8%
Drawdown type
trailing
Profit split
80%
Min trading days
0
Pay After You Pass
Type
1-step
Account size
$50K
Price
—
Profit target
3%
Daily drawdown
—
Max drawdown
8%
Drawdown type
trailing
Profit split
80%
Min trading days
0
Pay After You Pass
Type
1-step
Account size
$100K
Price
—
Profit target
3%
Daily drawdown
—
Max drawdown
8%
Drawdown type
trailing
Profit split
80%
Min trading days
0
1-Step
Type
1-step
Account size
$5K
Price
$50
Profit target
10%
Daily drawdown
3%
Max drawdown
6%
Drawdown type
trailing
Profit split
80%
Min trading days
0
1-Step
Type
1-step
Account size
$10K
Price
$80
Profit target
10%
Daily drawdown
3%
Max drawdown
6%
Drawdown type
trailing
Profit split
80%
Min trading days
0
1-Step
Type
1-step
Account size
$25K
Price
$155
Profit target
10%
Daily drawdown
3%
Max drawdown
6%
Drawdown type
trailing
Profit split
80%
Min trading days
0
1-Step
Type
1-step
Account size
$50K
Price
$270
Profit target
10%
Daily drawdown
3%
Max drawdown
6%
Drawdown type
trailing
Profit split
80%
Min trading days
0
1-Step
Type
1-step
Account size
$100K
Price
$450
Profit target
10%
Daily drawdown
3%
Max drawdown
6%
Drawdown type
trailing
Profit split
80%
Min trading days
0
2-Step
Type
2-step
Account size
$5K
Price
$40
Profit target
6%
Daily drawdown
3%
Max drawdown
6%
Drawdown type
static
Profit split
80%
Min trading days
0
2-Step
Type
2-step
Account size
$10K
Price
$60
Profit target
6%
Daily drawdown
3%
Max drawdown
6%
Drawdown type
static
Profit split
80%
Min trading days
0
2-Step
Type
2-step
Account size
$25K
Price
$120
Profit target
6%
Daily drawdown
3%
Max drawdown
6%
Drawdown type
static
Profit split
80%
Min trading days
0
2-Step
Type
2-step
Account size
$50K
Price
$210
Profit target
6%
Daily drawdown
3%
Max drawdown
6%
Drawdown type
static
Profit split
80%
Min trading days
0
2-Step
Type
2-step
Account size
$100K
Price
$350
Profit target
6%
Daily drawdown
3%
Max drawdown
6%
Drawdown type
static
Profit split
80%
Min trading days
0
FundingRock trading rules
Rule
Stance
Condition
News trading
Stance
Conditional
Condition
Restricted 2 minutes before and after high-impact news on the 1-Step and 2-Step; allowed on Instant and Pay After You Pass; positions opened before the window may be held through it
Expert advisors and automated trading
Stance
Conditional
Condition
Self-built EAs or EAs with full source-code access only; third-party or commercial EAs, EAs without source code, HFT and mass-order bots are prohibited
Copy trading
Stance
Not permitted
Condition
—
Hedging
Stance
Conditional
Condition
Cross-account and coordinated hedging and hedge arbitrage are prohibited; the terms scope the ban to opposite positions in different accounts, and neither page expressly permits opposite positions within one account
Martingale and grid strategies
Stance
Conditional
Condition
Prohibited where the applicable Trading Rules prohibit it; the program guides read do not say which programs; grid strategies are not addressed
High-frequency and latency arbitrage
Stance
Not permitted
Condition
—
Consistency rule
Stance
Applies
Condition
Funded stage only: 15% on Instant (20% with add-on) and Pay After You Pass, 30% on the 1-Step and 2-Step; exceeding it blocks reward requests but is not a breach
Weekend holding
Stance
Conditional
Condition
Only with the Weekend Holding add-on bought at checkout; without it all positions must be closed before the weekend or a market holiday
Overnight holding
Stance
Permitted
Condition
—
Minimum trading days
Stance
None
Condition
No minimum trading days on any program
Time limit
Stance
None
Condition
No time limit; the 30-day inactivity policy still applies
Maximum number of accounts
Stance
Applies
Condition
Multiple accounts allowed up to $100,000 in starting balance per program type
Prohibited instruments
Stance
Conditional
Condition
Securities, single stocks, narrow-based indices and cryptocurrencies other than Bitcoin and Ether are excluded
Account sharing
Stance
Not permitted
Condition
—
On the 1-Step and 2-Step, positions may not be opened, closed or modified from 2 minutes before to 2 minutes after scheduled high-impact news; Instant and Pay After You Pass allow news trading.
EAs are permitted only when self-built or with full source-code access; commercial EAs, HFT bots and mass-order bots are prohibited.
Copy trading, signal sharing and coordinated trading between accounts are prohibited.
Cross-account hedging, coordinated hedging and hedge arbitrage are prohibited, and the help article's short answer says hedging is not permitted.
Martingale strategies are prohibited where the applicable Trading Rules say so; the program guides do not specify which programs.
High-frequency trading and tick-scalping designed to exploit platform behaviour are prohibited.
The consistency rule applies only on the funded account: 15% on Instant (20% with the add-on) and Pay After You Pass, 30% on the 1-Step and 2-Step, and exceeding it delays reward requests rather than breaching the account.
Holding a position over the weekend or a market holiday without the Weekend Holding add-on is a breach.
Overnight holding is permitted on all programs.
No program has a minimum number of trading days.
There is no time limit, though accounts with no trades for 30 consecutive days may be closed.
Multiple accounts are allowed up to $100,000 in starting balance per program type.
The terms exclude securities, single stocks, narrow-based indices and any cryptocurrency other than Bitcoin and Ether.
Accounts may only be traded by the registered holder; account sharing, third-party management and pass-your-challenge services are prohibited.
FundingRock payout rules
Payout
Detail
Profit split
Detail
Up to 95%
Payout frequency
Detail
Every 14 days on the 1-Step and 2-Step; reward requests are instant, subject to eligibility, on Instant and Pay After You Pass
Processing time
Detail
Typically up to 48 hours, excluding weekends, public holidays and any verification or compliance review
Minimum payout
Detail
$100 on all programs
Payout methods
FundingRock account policies
Policy
Detail
Refund policy
Detail
Refund within 14 days of purchase if no trades have been placed; crypto purchases under $10 are not refundable
Resets
Detail
No resets; a failed evaluation requires buying a new one
Scaling plan
Detail
Each funded account can grow by 50% of its original balance after more than 6 months active with at least 10% simulated profit and no rule violations, up to a combined $1,000,000
Inactivity
Detail
Accounts with no trading for 30 consecutive days may be closed, counted from the last closed trade
KYC
Detail
Government-issued photo ID and a liveness check, required before a funded account is issued
FundingRock fees
Fee
Amount
Applies to
Pay After You Pass simulation fee
Amount
$5 upfront
Applies to
Pay After You Pass, all account sizes
Pay After You Pass activation fee
Amount
$60 ($5,000), $100 ($10,000), $180 ($25,000), $300 ($50,000), $500 ($100,000), paid after passing
Applies to
Pay After You Pass
Firm details
Detail
As published
Legal name
As published
Mindwave Training LTD
Headquarters
As published
Nicosia, Cyprus
FundingRock restricted countries
FundingRock web traffic, month by month
Prop Firm Pal has tracked FundingRock's website traffic every month since November 2025. In September 2026 the site received an estimated 260.93K visits, up 28% on the month before and up 593% over three months.
Growth of this size usually means active marketing rather than anything about payout reliability. A firm can grow quickly and still have strict rules.
These are third-party estimates of website visits, collected once a month and stored against the month they describe. They are not trader counts, funded-account numbers or revenue.
Month
Estimated visits
Change
November 2025
Estimated visits
41.70K
Change
—
December 2025
Estimated visits
54.70K
Change
+31%
January 2026
Estimated visits
63.78K
Change
+17%
February 2026
Estimated visits
98.53K
Change
+54%
March 2026
Estimated visits
149.58K
Change
+52%
April 2026
Estimated visits
62.39K
Change
-58%
May 2026
Estimated visits
32.39K
Change
-48%
June 2026
Estimated visits
37.63K
Change
+16%
July 2026
Estimated visits
202.73K
Change
+439%
August 2026
Estimated visits
203.24K
Change
+0%
September 2026
Estimated visits
260.93K
Change
+28%
How FundingRock compares in size
Measured on estimated monthly website visits for September 2026, FundingRock ranks 54 of the 463 prop firms Prop Firm Pal tracks — larger than 88% of them, at roughly 260.93K visits a month.
The ranking covers every firm measured between July 2026 and September 2026, each on its own latest reading in that window. Firms last measured before July 2026 are left out rather than shown with a stale figure, so the total moves month to month.
Size is not quality. A large firm is one that markets successfully, and several of the most visited firms in this ranking have the strictest rules; some of the smallest pay out reliably to everyone who asks. What the ranking is useful for is scale — whether you are looking at an established operation or something very new.
Similar-sized firm
Monthly visits
Monthly visits
270.09K
Monthly visits
261.42K
Monthly visits
260.85K
Monthly visits
260.78K
FAQs
What is FundingRock's profit split?
FundingRock pays an 80% reward share on all four programs, raised to 95% with the Higher Reward Share add-on. Rewards are calculated in USD on simulated profits.
Does FundingRock offer instant funding?
Yes. The Instant program gives a funded account with no evaluation and no profit target, in sizes from $5,000 to $100,000 for $70 to $600. It has a 4% daily loss limit, an 8% trailing maximum loss and a 15% consistency rule.
How does FundingRock Pay After You Pass work?
You pay a $5 simulation fee to start and an activation fee only after passing. The evaluation needs a 3% profit target within an 8% trailing maximum loss, and the activation fee runs from $60 on a $5,000 account to $500 on a $100,000 account.
What are the FundingRock 1-Step and 2-Step challenge rules?
The 1-Step needs a 10% profit target with a 3% daily loss limit and a 6% trailing maximum loss. The 2-Step needs 6% in each of two phases with 3% daily and a 6% static maximum loss, and neither has minimum trading days or a time limit.
How much does a FundingRock challenge cost?
The 2-Step costs $40 to $350 and the 1-Step $50 to $450, depending on account size from $5,000 to $100,000. Instant costs $70 to $600, and Pay After You Pass starts at $5 with a $60 to $500 activation fee after passing.
CompareFundingRock
How FundingRock stacks up against the firms most like it, row by row.
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FundingRock vs Funded Trader Markets
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FundingRock vs Aqua Funded
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$371 to a $100k account, $178 less than FundingRock
FundingRock vs Goat Funded Trader
$365 to a $100k account, $184 less than FundingRock
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