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Moneta Funded Rules

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monetafunded.com

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Moneta Funded rules at a glance

Moneta Funded's plans state a maximum drawdown of 5% to 10% of the account size (drawdown type: trailing and static), across 34 plans. A consistency rule applies: 15% or 20% of total profit per day (chosen at purchase) on Instant Funding only, reset after each payout; none on Instant Funding Pro, 1-Step, 2-Step or Phoenix. News trading is conditional: on 1-Step, 2-Step, Instant Funding, Phoenix and Sprint, in challenge and funded phases, no opening or closing trades from 5 minutes before to 5 minutes after red-folder news (trades opened at least 2 hours earlier may close); fully allowed on Instant Funding Pro.

Compiled from 31 of Moneta Funded's own published pages, read on 14 September 2026. Not verified by Prop Firm Pal: every value is what Moneta Funded states about itself, quoted with the page it came from. A firm can change its rules at any time, so check the linked page before you pay for an account.

Moneta Funded drawdown rules

Moneta Funded's plans state a maximum drawdown of 5% to 10% of the account size (drawdown type: trailing and static), across 34 plans.

A daily loss limit of 3% to 5% is stated on 34 of 34 plans; where a plan shows a dash, no daily figure is recorded for it.

Dollar amounts are the published percentage applied to the account size.

Plan

Account size

Max drawdown

Drawdown type

Daily loss limit

Profit target

Instant Funding (88% split option)

Account size

$5K

Max drawdown

5% ($250)

Drawdown type

Trailing

Daily loss limit

3% ($150)

Profit target

—

Instant Funding (88% split option)

Account size

$10K

Max drawdown

5% ($500)

Drawdown type

Trailing

Daily loss limit

3% ($300)

Profit target

—

Instant Funding (88% split option)

Account size

$25K

Max drawdown

5% ($1,250)

Drawdown type

Trailing

Daily loss limit

3% ($750)

Profit target

—

Instant Funding (88% split option)

Account size

$50K

Max drawdown

5% ($2,500)

Drawdown type

Trailing

Daily loss limit

3% ($1,500)

Profit target

—

Instant Funding (88% split option)

Account size

$100K

Max drawdown

5% ($5,000)

Drawdown type

Trailing

Daily loss limit

3% ($3,000)

Profit target

—

Instant Funding (60% split option)

Account size

$5K

Max drawdown

5% ($250)

Drawdown type

Trailing

Daily loss limit

3% ($150)

Profit target

—

Instant Funding (60% split option)

Account size

$10K

Max drawdown

5% ($500)

Drawdown type

Trailing

Daily loss limit

3% ($300)

Profit target

—

Instant Funding (60% split option)

Account size

$25K

Max drawdown

5% ($1,250)

Drawdown type

Trailing

Daily loss limit

3% ($750)

Profit target

—

Instant Funding (60% split option)

Account size

$50K

Max drawdown

5% ($2,500)

Drawdown type

Trailing

Daily loss limit

3% ($1,500)

Profit target

—

Instant Funding (60% split option)

Account size

$100K

Max drawdown

5% ($5,000)

Drawdown type

Trailing

Daily loss limit

3% ($3,000)

Profit target

—

Instant Funding Pro

Account size

$5K

Max drawdown

8% ($400)

Drawdown type

Trailing

Daily loss limit

4% ($200)

Profit target

—

Instant Funding Pro

Account size

$10K

Max drawdown

8% ($800)

Drawdown type

Trailing

Daily loss limit

4% ($400)

Profit target

—

Instant Funding Pro

Account size

$25K

Max drawdown

8% ($2,000)

Drawdown type

Trailing

Daily loss limit

4% ($1,000)

Profit target

—

Instant Funding Pro

Account size

$50K

Max drawdown

8% ($4,000)

Drawdown type

Trailing

Daily loss limit

4% ($2,000)

Profit target

—

Instant Funding Pro

Account size

$100K

Max drawdown

8% ($8,000)

Drawdown type

Trailing

Daily loss limit

4% ($4,000)

Profit target

—

1-Step Challenge

Account size

$5K

Max drawdown

6% ($300)

Drawdown type

Static

Daily loss limit

3% ($150)

Profit target

10%

1-Step Challenge

Account size

$10K

Max drawdown

6% ($600)

Drawdown type

Static

Daily loss limit

3% ($300)

Profit target

10%

1-Step Challenge

Account size

$25K

Max drawdown

6% ($1,500)

Drawdown type

Static

Daily loss limit

3% ($750)

Profit target

10%

1-Step Challenge

Account size

$50K

Max drawdown

6% ($3,000)

Drawdown type

Static

Daily loss limit

3% ($1,500)

Profit target

10%

1-Step Challenge

Account size

$100K

Max drawdown

6% ($6,000)

Drawdown type

Static

Daily loss limit

3% ($3,000)

Profit target

10%

2-Step Challenge (Standard 5% / 10%)

Account size

$5K

Max drawdown

10% ($500)

Drawdown type

Static

Daily loss limit

5% ($250)

Profit target

5%

2-Step Challenge (Standard 5% / 10%)

Account size

$10K

Max drawdown

10% ($1,000)

Drawdown type

Static

Daily loss limit

5% ($500)

Profit target

5%

2-Step Challenge (Standard 5% / 10%)

Account size

$25K

Max drawdown

10% ($2,500)

Drawdown type

Static

Daily loss limit

5% ($1,250)

Profit target

5%

2-Step Challenge (Standard 5% / 10%)

Account size

$50K

Max drawdown

10% ($5,000)

Drawdown type

Static

Daily loss limit

5% ($2,500)

Profit target

5%

2-Step Challenge (Standard 5% / 10%)

Account size

$100K

Max drawdown

10% ($10,000)

Drawdown type

Static

Daily loss limit

5% ($5,000)

Profit target

5%

2-Step Challenge (lower-cost 4% / 8%)

Account size

$5K

Max drawdown

8% ($400)

Drawdown type

Static

Daily loss limit

4% ($200)

Profit target

5%

2-Step Challenge (lower-cost 4% / 8%)

Account size

$10K

Max drawdown

8% ($800)

Drawdown type

Static

Daily loss limit

4% ($400)

Profit target

5%

2-Step Challenge (lower-cost 4% / 8%)

Account size

$25K

Max drawdown

8% ($2,000)

Drawdown type

Static

Daily loss limit

4% ($1,000)

Profit target

5%

2-Step Challenge (lower-cost 4% / 8%)

Account size

$50K

Max drawdown

8% ($4,000)

Drawdown type

Static

Daily loss limit

4% ($2,000)

Profit target

5%

2-Step Challenge (lower-cost 4% / 8%)

Account size

$100K

Max drawdown

8% ($8,000)

Drawdown type

Static

Daily loss limit

4% ($4,000)

Profit target

5%

Phoenix Scaling Program (Level 1)

Account size

$2.5K

Max drawdown

6% ($150)

Drawdown type

Static

Daily loss limit

3% ($75)

Profit target

10%

Phoenix Scaling Program (Level 2)

Account size

$5K

Max drawdown

6% ($300)

Drawdown type

Static

Daily loss limit

3% ($150)

Profit target

10%

Phoenix Scaling Program (Level 3)

Account size

$10K

Max drawdown

6% ($600)

Drawdown type

Static

Daily loss limit

3% ($300)

Profit target

10%

Phoenix Scaling Program (Level 4)

Account size

$20K

Max drawdown

6% ($1,200)

Drawdown type

Static

Daily loss limit

3% ($600)

Profit target

10%

In Moneta Funded's words

Plan figures: “Moneta Funded offers a variety of trading programs for traders, including Instant Funding, Instant Funding Pro, the 1-Step Challenge, the 2-Step Challenge, the Phoenix Program, and the Sprint Challenge” help.monetafunded.com/…/12532267-moneta-funded-product-offerings

Moneta Funded consistency rule

A consistency rule caps how much of your total profit a single trading day may account for. Here is what Moneta Funded states.

Rule

What Moneta Funded states

Consistency limit

What Moneta Funded states

20%

Consistency rule

What Moneta Funded states

Applies — 15% or 20% of total profit per day (chosen at purchase) on Instant Funding only, reset after each payout; none on Instant Funding Pro, 1-Step, 2-Step or Phoenix

In Moneta Funded's words

Consistency limit: “When you purchase an Instant Funding account, you select your consistency percentage: 15% or 20%” help.monetafunded.com/…/13345521-how-does-the-consistency-rule-work-at-moneta-funded (the page is ambiguous on this)

Consistency rule: “The consistency rule applies to Instant Funding accounts only” help.monetafunded.com/…/13345521-how-does-the-consistency-rule-work-at-moneta-funded

Moneta Funded minimum trading days and time limit

Rule

What Moneta Funded states

Minimum trading days

What Moneta Funded states

Applies — 3 profitable days of at least 0.5% on the 1-Step, each 2-Step phase and Phoenix; no minimum on Instant Funding or Instant Funding Pro

In the plan figures

What Moneta Funded states

0 and 3 days

Time limit

What Moneta Funded states

Applies — Unlimited on Instant Funding, Instant Funding Pro, 1-Step, 2-Step and Phoenix; the Sprint Challenge runs 1, 2, 4 or 8 hours from the first trade

In Moneta Funded's words

Minimum trading days: “You must record at least 3 profitable trading days, each with a profit of 0.5% or more of your account size.” help.monetafunded.com/…/13904591-1-step-challenge

Time limit: “Timeframes: 1 hour, 2 hours, 4 hours, and 8 hours” help.monetafunded.com/…/12532267-moneta-funded-product-offerings

Moneta Funded news trading, EA and copy trading rules

Rule

What Moneta Funded states

News trading

What Moneta Funded states

Conditional — On 1-Step, 2-Step, Instant Funding, Phoenix and Sprint, in challenge and funded phases, no opening or closing trades from 5 minutes before to 5 minutes after red-folder news (trades opened at least 2 hours earlier may close); fully allowed on Instant Funding Pro

Expert advisors and automated trading

What Moneta Funded states

Conditional — Only a custom EA developed and owned by the trader, or a copier between the trader's own accounts; third-party and commercial EAs and signal services are prohibited, the same article bans automated systems that trade without discretionary decision-making, and EAs are not allowed on the Sprint Challenge

Copy trading

What Moneta Funded states

Conditional — Only between Moneta Funded accounts registered to the same person; copying from another prop firm, a personal brokerage account, a signal provider or another person is prohibited

Hedging

What Moneta Funded states

Conditional — Prohibited on the standard programs covered by the prohibited-methods article; not among the Sprint Challenge's listed restrictions

Martingale and grid strategies

What Moneta Funded states

Conditional — Martingale and grid trading are prohibited on the standard programs; occasional modest averaging is acceptable while risk stays controlled; not among the Sprint Challenge's listed restrictions

High-frequency and latency arbitrage

What Moneta Funded states

Conditional — Scalping is allowed; high-frequency trading, order spamming and latency arbitrage are prohibited on the standard programs

In Moneta Funded's words

News trading: “Restricted on all programs, except Instant Funding Pro.” help.monetafunded.com/…/12542447-news-trading-at-moneta-funded

Expert advisors and automated trading: “At Moneta Funded, Expert Advisors (EA) are allowed only on trading accounts owned by the same individual.” help.monetafunded.com/…/12146808-which-trading-methods-aren-t-allowed

Copy trading: “At Moneta Funded, Copy Trading is allowed only between accounts owned by the same individual.” help.monetafunded.com/…/12146808-which-trading-methods-aren-t-allowed

Hedging: “Hedging, Grid Trading, Latency Arbitrage, Demo environment exploitation, Gamification of the Evaluation, and account sharing are strictly prohibited” help.monetafunded.com/…/12146808-which-trading-methods-aren-t-allowed

Martingale and grid strategies: “repeatedly increasing trade size after losses, concentrating a large portion of the account into recovery trades, or escalating exposure during drawdowns may be considered Martingale-type behavior and may trigger risk controls or account limitations” help.monetafunded.com/…/12146808-which-trading-methods-aren-t-allowed

High-frequency and latency arbitrage: “trading behavior that consistently involves extremely short-duration trades executed in very high frequency, or strategies built primarily around execution speed rather than market analysis, may be classified as HFT” help.monetafunded.com/…/12146808-which-trading-methods-aren-t-allowed

Moneta Funded weekend and overnight holding

Rule

What Moneta Funded states

Weekend holding

What Moneta Funded states

Conditional — Allowed except where a program restricts it; the Sprint Challenge bans gap trading and trading at market open and close

Overnight holding

What Moneta Funded states

Conditional — Allowed except where a program restricts it; the Sprint Challenge bans trading within 5 minutes of market opens, closes and the 10 PM UTC rollover

In Moneta Funded's words

Weekend holding: “Holding positions overnight and over the weekend is allowed on Moneta Funded accounts” help.monetafunded.com/…/12542447-news-trading-at-moneta-funded

Overnight holding: “Holding positions overnight and over the weekend is allowed on Moneta Funded accounts” help.monetafunded.com/…/12542447-news-trading-at-moneta-funded

Moneta Funded scaling plan

Phoenix Scaling Program: 11 levels from $2,500 to $2,000,000; reaching a 10% profit target moves the account up a level and converts that profit into withdrawable credit.

Rule

What Moneta Funded states

Largest account size

What Moneta Funded states

$100,000

Maximum allocation

What Moneta Funded states

$2,400,000

In Moneta Funded's words

Scaling plan: “To scale to the next level, traders must achieve a 10% profit target on their current account.” help.monetafunded.com/…/12533211-the-phoenix-scaling-program

Largest account size: “Instant Funding: Up to $100,000” help.monetafunded.com/…/13240975-how-big-can-the-capital-be-that-i-manage-maximum-capital-allocation

Maximum allocation: “the absolute maximum capital a single trader can manage is $2.4 Million” help.monetafunded.com/…/13240975-how-big-can-the-capital-be-that-i-manage-maximum-capital-allocation

Other Moneta Funded account rules

Rule

What Moneta Funded states

Maximum number of accounts

What Moneta Funded states

Applies — Unlimited challenge accounts; funded capital capped at $100,000 per program (Instant Funding, Instant Funding Pro, 1-Step, 2-Step), $2,000,000 on Phoenix and $2.4 million in total; one active Sprint Challenge at a time

Prohibited instruments

What Moneta Funded states

Not stated on the pages we read

Account sharing

What Moneta Funded states

Not permitted

In Moneta Funded's words

Maximum number of accounts: “You may purchase and trade an unlimited number of challenge accounts.” help.monetafunded.com/…/13240975-how-big-can-the-capital-be-that-i-manage-maximum-capital-allocation

Account sharing: “Traders are prohibited from sharing accounts or transferring Simulated Funded Accounts from one owner to another for any purpose.” help.monetafunded.com/…/12146808-which-trading-methods-aren-t-allowed

Not found on Moneta Funded's pages

These were not stated on the pages of Moneta Funded's site we read. They may be published somewhere we did not look, which makes them the questions to put to its support desk before paying.

a reset or retry policy for breached accounts

which instruments, if any, are prohibited

FAQs

What are Moneta Funded's drawdown rules?

Moneta Funded's plans state a maximum drawdown of 5% to 10% of the account size (drawdown type: trailing and static), across 34 plans.

Does Moneta Funded have a consistency rule?

Yes. 15% or 20% of total profit per day (chosen at purchase) on Instant Funding only, reset after each payout; none on Instant Funding Pro, 1-Step, 2-Step or Phoenix.

Does Moneta Funded have a scaling plan?

Yes. Phoenix Scaling Program: 11 levels from $2,500 to $2,000,000; reaching a 10% profit target moves the account up a level and converts that profit into withdrawable credit.

Does Moneta Funded allow news trading?

Only under conditions. On 1-Step, 2-Step, Instant Funding, Phoenix and Sprint, in challenge and funded phases, no opening or closing trades from 5 minutes before to 5 minutes after red-folder news (trades opened at least 2 hours earlier may close); fully allowed on Instant Funding Pro.

Does Moneta Funded allow EAs and automated trading?

Only under conditions. Only a custom EA developed and owned by the trader, or a copier between the trader's own accounts; third-party and commercial EAs and signal services are prohibited, the same article bans automated systems that trade without discretionary decision-making, and EAs are not allowed on the Sprint Challenge.

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