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Bem Funding
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Bem Funding Review: Rules, Profit Split & Payouts
BEM Funding is a forex and CFD prop firm selling four evaluations: two 1-step challenges, BEM One and BEM One Only, and two 2-step challenges, BEM Classic and BEM Swing. Accounts trade on MetaTrader 5 or cTrader, and every paid program carries an 80% reward split. The 1-step accounts lead with no minimum trading days and Reward on Demand, while BEM Swing is aimed at traders who hold positions over the weekend. The firm is operated by BEX Software Development LLC in Dubai, and its FAQ lists 51 countries it cannot accept, including the United States, the United Arab Emirates, Saudi Arabia and Qatar.
The BEM Funding rules differ by program. BEM One asks for a 9% profit target with a 3% daily drawdown and a 6% trailing drawdown. BEM One Only lowers the target to 6% with the same limits, measured on an end-of-day trailing basis, and adds a 30% consistency rule during the evaluation. Both 2-step challenges ask for 9% and then 4.5%, with a 4.5% daily and a static 9% maximum drawdown, and each phase needs 3 trading days on which the account makes at least 0.5% realised profit. News trading is free in the BEM One evaluation, but funded BEM One and BEM Classic accounts may not trade forex, indices, metals or energies in the 4 minutes either side of high-impact news, and must close those positions before the weekend. Arbitrage, tick scalping, copying other traders and third-party EAs are banned, and a trader's own EA needs written approval. Total allocation is capped at $200,000 per trader.
On BEM One, a reward can be requested at any time once eligible, provided no single day makes up more than 35% of total profit. The 2-step programs pay every 14 days from the first funded trade, or every 7 days with an add-on. BEM Funding says a request is reviewed within up to 3 business days and then processed within a few hours; the minimum is $150, a 2% processing fee applies, and rewards under $1,500 are paid in USDC while larger ones go through Rise Works. The terms state that passing and verification do not guarantee acceptance as a BEM Trader. The challenge fee is refunded with the first reward only if the refund add-on was bought, and challenge prices were not published on the challenge pages read.
Two 1-step (BEM One, BEM One Only) and two 2-step (BEM Classic, BEM Swing) challenges
80% reward split on every paid program
BEM One: 9% target, 3% daily and 6% trailing drawdown, no minimum trading days
2-step: 9% and 4.5% targets, 4.5% daily and 9% static drawdown
Rewards on demand on BEM One; every 14 days on the 2-step challenges
Consistency rule of 35% on BEM One payouts and 30% on BEM One Only
Fee refunded with the first reward only with the refund add-on
Residents of the US, UAE, Saudi Arabia and Qatar are not accepted
Is Bem Funding legit?
Prop Firm Pal has not verified Bem Funding, so this is not an endorsement: it is what the record shows. Its own pages name the operating company as BEX Software Development LLC, in Dubai, United Arab Emirates. Its website has been active in Prop Firm Pal's monthly traffic record since November 2025, and traffic over the last three months is growing. Its payout policy is published, and summarised on the Payouts tab.
Record
What we hold
Company
What we hold
BEX Software Development LLC
Headquarters
What we hold
Dubai, United Arab Emirates
In our traffic record
What we hold
Since November 2025 (10 months)
Traffic, last three months
What we hold
Growing (+43% to August 2026)
In Bem Funding's words
Company: “BEX Software Development LLC (“We” “Our” “Us” or the “Company“) is a technology company that provides a variety of services through bemfunding.com website” bemfunding.com/…/terms-and-conditions
Headquarters: “This website is operated by Bex Software Development LLC, a company registered in Dubai, United Arab Emirates” bemfunding.com/…/terms-and-conditions
Bem Funding trading platforms
Instruments & payment methods
Payment methods
Bem Funding challenges & plans
Plan
Type
Profit target
Daily drawdown
Max drawdown
Drawdown type
Profit split
Min trading days
BEM One
Type
1-step
Profit target
9%
Daily drawdown
3%
Max drawdown
6%
Drawdown type
trailing
Profit split
80%
Min trading days
0
BEM One Only
Type
1-step
Profit target
6%
Daily drawdown
3%
Max drawdown
6%
Drawdown type
end-of-day
Profit split
80%
Min trading days
0
BEM Classic
Type
2-step
Profit target
9%
Daily drawdown
4.5%
Max drawdown
9%
Drawdown type
static
Profit split
80%
Min trading days
3
BEM Swing
Type
2-step
Profit target
9%
Daily drawdown
4.5%
Max drawdown
9%
Drawdown type
static
Profit split
80%
Min trading days
3
Bem Funding trading rules
Rule
Stance
Condition
News trading
Stance
Conditional
Condition
Free in the BEM One evaluation and on BEM One Only; funded BEM One and BEM Classic accounts may not open, close or modify orders 4 minutes either side of high-impact news on forex, indices, metals and energies (BEM Swing only for trades opened within 8 hours of the release); crypto is exempt, and strategies built to capitalise on news are banned on every program
Expert advisors and automated trading
Stance
Conditional
Condition
A trader's own automated software only with prior written approval; third-party EAs, EAs without owned source code and EAs built for tick scalping or latency arbitrage are prohibited
Copy trading
Stance
Conditional
Condition
Copying other traders, coordinating trades or using signal services is prohibited; the same strategy may not be run across your own accounts during evaluation, and copying across your own funded accounts may be permitted
Hedging
Stance
Conditional
Condition
Prohibited when used to manipulate performance metrics or bypass risk limits; BEM One Only terms ban hedging across multiple accounts or within the same account group
Martingale and grid strategies
Stance
Conditional
Condition
Named as prohibited in the BEM One Only terms; other programs ban gambling-like oversized trading; grid not addressed elsewhere
High-frequency and latency arbitrage
Stance
Not permitted
Condition
—
Consistency rule
Stance
Applies
Condition
35% of total realised profit on BEM One reward requests (none in its evaluation); 30% on BEM One Only in the evaluation and for rewards; none stated for BEM Classic or BEM Swing
Weekend holding
Stance
Conditional
Condition
Allowed during evaluation and on BEM One Only and BEM Swing; funded BEM One and BEM Classic accounts must close forex, metals, indices and energies before the Friday close; crypto may be held
Overnight holding
Stance
Conditional
Condition
Allowed on BEM One Only and BEM Swing; all positions must be closed before any announced maintenance window of 2 hours or longer
Minimum trading days
Stance
Applies
Condition
3 trading days per phase on BEM Classic and BEM Swing, each with at least 0.5% realised profit; no minimum on the 1-step challenges; 3 trading days before every 2-step reward request
Time limit
Stance
None
Condition
No time limit; an evaluation can be terminated after 31 days without a trade
Maximum number of accounts
Stance
Applies
Condition
No count limit, but total allocation is capped at $200,000 per trader, strategy or household, with one user profile per person
Account sharing
Stance
Not permitted
Condition
—
News trading is free during the BEM One evaluation and on BEM One Only, but funded BEM One and BEM Classic accounts may not open, close or modify orders on forex, indices, metals or energies within 4 minutes of high-impact news; BEM Swing applies this only to trades opened within 8 hours of the release, crypto is exempt, and strategies built to profit from news are banned on every program.
A trader's own automated trading software may be used only with prior written approval, while third-party EAs and EAs built for tick scalping or latency arbitrage are prohibited.
Copying other traders or signal services is prohibited, the same strategy may not be traded across your own accounts during evaluation, and copying across your own funded accounts may be permitted.
Opposing positions on the same or correlated symbols are prohibited when used to manipulate performance or bypass risk limits, and BEM One Only bans hedging across accounts outright.
BEM One Only terms ban martingale, averaging down and other strategies meant to recover losses, and the prohibited practices policy bans gambling-like oversized trading on every program.
Arbitrage, latency exploitation, high-frequency trading and tick scalping are prohibited in every phase.
BEM One requires that no single day exceeds 35% of total realised profit when requesting a reward, BEM One Only applies a 30% limit in evaluation and at payout, and no consistency rule is stated for the 2-step challenges.
Funded BEM One and BEM Classic accounts must close forex, metals, indices and energies before the Friday close, while BEM One Only, BEM Swing and all evaluations allow weekend holding.
BEM One Only and BEM Swing allow overnight holding, and every program requires positions to be closed before maintenance windows of 2 hours or longer.
BEM Classic and BEM Swing need 3 trading days per phase, each with at least 0.5% realised profit, while the 1-step challenges have no minimum trading days.
The homepage states there are no time limits, but an evaluation can be terminated after 31 days without a trade.
Any number of evaluation accounts is allowed, within a $200,000 total allocation per trader, strategy or household.
Accounts may not be shared, sold, transferred or traded by a third party.
Bem Funding payout rules
Payout
Detail
Profit split
Detail
Up to 80%
Payout frequency
Detail
On demand on BEM One (1-step); every 14 days on the 2-step programs, counted from the first funded trade, or every 7 days with the 7-Day Reward Add-On
Processing time
Detail
Review and approval up to 3 business days, then typically processed within a few hours on business days
Minimum payout
Detail
$150 after the profit split is applied
Payout methods
Bem Funding account policies
Policy
Detail
Refund policy
Detail
The evaluation fee is refunded with the first reward only if the refund add-on was selected at purchase; otherwise it is non-refundable
Resets
Detail
A failed evaluation is not refunded and can be attempted again for an additional fee
Inactivity
Detail
An evaluation can be terminated if no trade is opened for 31 consecutive calendar days, or if a loss within 2% of the maximum loss limit is held for more than 30 days
KYC
Detail
Identity verification must be completed after passing the evaluation and before BEM Trader access; completing it does not guarantee acceptance as a BEM Trader
Bem Funding fees
Fee
Amount
Applies to
Reward processing fee
Amount
2% of every reward
Applies to
All rewards; crypto rewards may also carry network gas fees
Firm details
Detail
As published
Legal name
As published
BEX Software Development LLC
Headquarters
As published
Dubai, United Arab Emirates
Bem Funding restricted countries
Bem Funding web traffic, month by month
Prop Firm Pal has tracked Bem Funding's website traffic every month since November 2025. In August 2026 the site received an estimated 80.26K visits, up 29% on the month before and up 43% over three months.
These are third-party estimates of website visits, collected once a month and stored against the month they describe. They are not trader counts, funded-account numbers or revenue.
Month
Estimated visits
Change
November 2025
Estimated visits
81.80K
Change
—
December 2025
Estimated visits
75.60K
Change
-8%
January 2026
Estimated visits
65.57K
Change
-13%
February 2026
Estimated visits
73.21K
Change
+12%
March 2026
Estimated visits
87.32K
Change
+19%
April 2026
Estimated visits
59.96K
Change
-31%
May 2026
Estimated visits
56.11K
Change
-6%
June 2026
Estimated visits
91.33K
Change
+63%
July 2026
Estimated visits
62.40K
Change
-32%
August 2026
Estimated visits
80.26K
Change
+29%
How Bem Funding compares in size
Measured on estimated monthly website visits for August 2026, Bem Funding ranks 110 of the 477 prop firms Prop Firm Pal tracks — larger than 77% of them, at roughly 80.26K visits a month.
The ranking covers every firm measured between June 2026 and August 2026, each on its own latest reading in that window. Firms last measured before June 2026 are left out rather than shown with a stale figure, so the total moves month to month.
Size is not quality. A large firm is one that markets successfully, and several of the most visited firms in this ranking have the strictest rules; some of the smallest pay out reliably to everyone who asks. What the ranking is useful for is scale — whether you are looking at an established operation or something very new.
Similar-sized firm
Monthly visits
Monthly visits
81.75K
Monthly visits
80.84K
Monthly visits
80.21K
Monthly visits
78.73K
FAQs
What is BEM Funding's profit split?
BEM Funding pays an 80% reward split on BEM One, BEM One Only, BEM Classic and BEM Swing. No higher split was found in any program's terms.
What are the BEM Funding challenge rules?
BEM One needs a 9% profit target within a 3% daily and 6% trailing drawdown, and BEM One Only needs 6% within the same limits. The 2-step BEM Classic and BEM Swing need 9% then 4.5%, with a 4.5% daily and 9% static drawdown and 3 trading days of at least 0.5% profit per phase.
Does BEM Funding have a trailing drawdown?
Yes, on the 1-step challenges. BEM One's 6% maximum drawdown trails the balance and BEM One Only's 6% trails the end-of-day balance; the 2-step challenges use a static 9% drawdown.
Does BEM Funding have a consistency rule?
Yes, on the 1-step challenges. BEM One requires that no single day makes up more than 35% of total realised profit when you request a reward, and BEM One Only sets 30% both to pass the evaluation and to get paid. No consistency rule is stated for BEM Classic or BEM Swing.
Does BEM Funding allow news trading?
Yes, with limits. It is free during the BEM One evaluation and on BEM One Only, but funded BEM One and BEM Classic accounts may not open, close or modify forex, index, metal or energy trades within 4 minutes of high-impact news, and strategies designed to profit from news are banned on every program.
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