Topstep Payouts

Topstep advertises a profit split of up to 90%. Payout frequency: after 5 winning days of $150+ (XFA Standard and Live), or 3 trading days within a 40% consistency target (XFA Consistency); daily in the Live Funded Account after 30 winning days. Minimum payout: $125. Processing time: internal approval can take 1-3 business days; then same day (Prop-to-Brokerage), instant (Aeropay), 1-3 business days (Wise, ACH) or 5-10 business days (wire).

How often Topstep pays, how soon after funding, the smallest amount it pays and how long a payout takes, as its own payout pages state them.

In Topstep's words

Payout frequency: “Once you've earned $150+ Net P&L on 30 non-consecutive days in your Live Funded Account, you unlock daily Payouts — request as much of your unlocked balance as you want, once per day (min $125).” help.topstep.com/…/8284233-topstep-payout-policy

Minimum payout: “Minimum Payout: $125” help.topstep.com/…/8284233-topstep-payout-policy

Processing time: “Internal approval can take 1-3 business days.” help.topstep.com/…/8284233-topstep-payout-policy

Topstep advertises a profit split of up to 90%. An advertised maximum can depend on the plan, a scaling stage or an add-on, so check which split applies to the account you buy.

In Topstep's words

Profit split: “90/10 profit split — you keep 90%” help.topstep.com/…/8284233-topstep-payout-policy

Plan figures: “No Activation Fee Path: Higher monthly cost. No fee when you pass.” help.topstep.com/…/14289835-topstep-pricing-and-payment-questions

Topstep lists 5 payout methods. Availability often depends on your country, as the notes in brackets show where the firm states it.

In Topstep's words

Payout methods: “Wise is available again as a payout method for traders in China, Canada, and the United Kingdom.” help.topstep.com/…/8284233-topstep-payout-policy

Charges Topstep publishes on taking a payout.

In Topstep's words

Fees: “Standard Path: Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned.” help.topstep.com/…/14289835-topstep-pricing-and-payment-questions

These are Topstep's own published claims. Prop Firm Pal has not seen its payout records, so treat them as the firm’s statement rather than an audited figure.

In Topstep's words

Total paid out: “$1.4B+” www.topstep.com

Refunds are generally not available; a 14-day satisfaction guarantee refunds up to 1 monthly payment on a first-ever Trading Combine that has not passed, and a forgotten rebill can be refunded within 28 days if the account has no trading and its Reset credit is unused. Resets, activation fees and Back2Funded are non-refundable.

In Topstep's words

Refund policy: “New to Topstep? If within your first 14 calendar days you decide it's not for you, we'll refund up to 1 monthly renewal payment for your Trading Combine® — as long as you haven't passed the evaluation.” help.topstep.com/…/8284117-topstep-refund-policies

These were not stated on the pages of Topstep's site we read. They may be published somewhere we did not look, which makes them the questions to put to its support desk before paying.